C*****a
发帖数: 1025 | 1 一个loan的话利率比较高.是不是应该分开来贷一个62万5的加一个7万5的, 然后赶快还
清第二个?
另外我们downpay ~30%左右,目前的rate大概是多少?我的agent说前62万5当前利率是4.
375% 30年fixed.这个rate怎么样?要不要等几天找个低点lock?
谢谢 |
r******d
发帖数: 1879 | 2 it is better to take two loans. Non-conforming loan is hard to get approved
and rate is much higher. But only a handful lenders can break it into two
loans and 4.375 is in range. |
k*****a
发帖数: 7389 | 3 do u do loans in ny?
approved
【在 r******d 的大作中提到】
: it is better to take two loans. Non-conforming loan is hard to get approved
: and rate is much higher. But only a handful lenders can break it into two
: loans and 4.375 is in range.
|
r******d
发帖数: 1879 | |
k*****a
发帖数: 7389 | 5 what's the rate if i need to take 700k in one loan? |
r******d
发帖数: 1879 | 6 today's non-conforming rate is 4.75 if your credit score is 740 or above,
loan to value ratio is 75 or below
【在 k*****a 的大作中提到】
: what's the rate if i need to take 700k in one loan?
|
k*****a
发帖数: 7389 | 7 thanks
is 25% down mostly required now?
what if I wanna buy a 2-family house and need to take 900K loan, is it easy
today? rate also 4.75%?
【在 r******d 的大作中提到】
: today's non-conforming rate is 4.75 if your credit score is 740 or above,
: loan to value ratio is 75 or below
|
d******6
发帖数: 63 | 8 Another 700k loan question:
A friend of mine has a 700k loan with LTV around 85 to 90% due to the
decline of house price. Which bank can lend him money without putting more
money down? How low the rate can go? Thanks! |
