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Obtain written permission from the person whose credit you would like to
check. It is illegal to check someone else's credit without permission.
2
Gather the necessary information. You will need his social security number,
full name, date of birth, and address. You may also need his previous
address for verification.
3
Contact the credit reporting agency that you want to use. The credit bureaus
operate independently of one another, so each report will be slightly
different. You can contact them by calling 1-888-202-4025 for Equifax, 1-888
-414-1120 for Experian or 1-866-922-2100 for TransUnion.
4
Identify yourself to the representative and tell her that you would like to
purchase a credit report for someone else. Tell her that you have written
permission. She will guide you through the process of obtaining a credit
report.
5
Notify the person for whom you obtained a credit report of your decision.
You are legally required to let him know if you are denying him credit based
on information found in his credit report.
Read more: How to Check Other People's Credit | eHow.com http://www.ehow.com/how_5680982_check-other-people_s-credit.html#ixzz1oLsKiILy |
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