v*******y 发帖数: 1586 | 1 房子已经CLOSE了, ESCROW 多收了8个月的地税,是这笔钱永久就在里面了?
我看我每个月还是要交MONTHLY PAYMENT+ COUNTY TAX
多谢 |
b********2 发帖数: 5191 | 2 您过一段时间可以试着cancel.
同时escrow里面也不会一直放8个月的, 一般在付完property tax后, 里面应该还剩二
个月的, 然后再开始累积. |
b*d 发帖数: 9308 | 3 每个月还是要交MONTHLY PAYMENT+ COUNTY TAX,但是银行会帮你付tax的.
【在 v*******y 的大作中提到】 : 房子已经CLOSE了, ESCROW 多收了8个月的地税,是这笔钱永久就在里面了? : 我看我每个月还是要交MONTHLY PAYMENT+ COUNTY TAX : 多谢
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s********s 发帖数: 3945 | 4 ESCROW从来不给俺们发statments?
【在 b********2 的大作中提到】 : 您过一段时间可以试着cancel. : 同时escrow里面也不会一直放8个月的, 一般在付完property tax后, 里面应该还剩二 : 个月的, 然后再开始累积.
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r******d 发帖数: 1879 | 5 Your balance will not be 8 months'property tax all the time. By the
property tax due day, lender will help you to pay the 6 months' property tax
to the county. Usually lender will reserve 2-4 months balance in your
account.
You can get the money back when you payoff/refinance/cancellation.
If you try to cancel the escrow account, try to wait at least 6 month to be
safe. Call the lender first to verify if you have any penalty.
You should see the escrow balance from your statement or online statement
depend on lenders.
【在 v*******y 的大作中提到】 : 房子已经CLOSE了, ESCROW 多收了8个月的地税,是这笔钱永久就在里面了? : 我看我每个月还是要交MONTHLY PAYMENT+ COUNTY TAX : 多谢
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o*****p 发帖数: 5952 | 6 If you don't want to have "trouble", ask not to have escrow account. Unless
you request, I don't suggest escrow account for simplisity. |
p******y 发帖数: 3523 | 7 不会的,原则是帮客人交了一次property tax之后还有2个月的deposit在账户里面,
homeowner insurance同理,所以理论上只有2个月的税和保险的deposit在账户里不动
。 |
G*s 发帖数: 856 | 8 I called my agent and was told I had to have the escrow acc.
Unless
【在 o*****p 的大作中提到】 : If you don't want to have "trouble", ask not to have escrow account. Unless : you request, I don't suggest escrow account for simplisity.
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p****x 发帖数: 1346 | 9 请问这8个月的税和保险是不是都属于买房的closing cost? 关键我有好多credit都是
只能付closing cost的, 所以我希望能算在closing cost里的钱越多越好。
【在 p******y 的大作中提到】 : 不会的,原则是帮客人交了一次property tax之后还有2个月的deposit在账户里面, : homeowner insurance同理,所以理论上只有2个月的税和保险的deposit在账户里不动 : 。
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