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Living版 - 买新房需要owner‘s title insurance
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话题: owner话题: lender话题: title话题: 新房话题: insurance
1 (共1页)
s*****j
发帖数: 96
1
最近在看一个build-to-order的新房,是从建筑商那里直接买。建筑商给的GFE里面既
有lender也有owner‘s title insurance.在版上考了一下古,发现owner的保险主要保
万一title有扯皮的情况。我的理解主要是针对私人卖家。Lender和Owner的保险分解是
244和571.。我想请问大家一下:1)我需要支付lender的保险吗?2)我的情况需要买
owner的保险吗?3)这两个价钱是否大致合理?4)是否这两个只能从卖家那里买?
谢谢!
L*****e
发帖数: 2926
2
1) yes
2) no
3) yes
4) from title company

【在 s*****j 的大作中提到】
: 最近在看一个build-to-order的新房,是从建筑商那里直接买。建筑商给的GFE里面既
: 有lender也有owner‘s title insurance.在版上考了一下古,发现owner的保险主要保
: 万一title有扯皮的情况。我的理解主要是针对私人卖家。Lender和Owner的保险分解是
: 244和571.。我想请问大家一下:1)我需要支付lender的保险吗?2)我的情况需要买
: owner的保险吗?3)这两个价钱是否大致合理?4)是否这两个只能从卖家那里买?
: 谢谢!

b*********e
发帖数: 8
3
It will be hard if not buying owners policy, closing attorney or agent will
get 80% of premium from it and will push you to buy it (sometimes threat you.
On the other hand, if you don't buy owner's policy, the lender's part will
be much more expensive.
I am personally against buying it, but you may end up with having to buy.

【在 L*****e 的大作中提到】
: 1) yes
: 2) no
: 3) yes
: 4) from title company

M******e
发帖数: 4179
4
没错,lender的贵了,那么owner的就便宜;或者lender的便宜了,那么owner的就贵了
。这两者加起来的总数可能不会差太多。
这个保险,主要是买个放心。

will
you.

【在 b*********e 的大作中提到】
: It will be hard if not buying owners policy, closing attorney or agent will
: get 80% of premium from it and will push you to buy it (sometimes threat you.
: On the other hand, if you don't buy owner's policy, the lender's part will
: be much more expensive.
: I am personally against buying it, but you may end up with having to buy.

s*****j
发帖数: 96
5
谢谢大家意见。
等我跟建筑商推荐的贷款交涉过再来更新。
1 (共1页)
相关主题
大家一般都买了owner‘s title insurance吗?title insurance
帮忙看看这个closing fee, 30yrs fixed 4.75%Rate 3.75 with 4.03207 APR, GFE included.
owner title insurance 需要买吗看看closing cost 怎么样?
Mortgage rate请问这个closing价格合理吗? (转载)
owner's title insurance 和 home warranty 有必要买么?Title Insurance 为什么要四千多?合理吗?
lender's title insurance 2624 是不是太高了?请问这个closing cost 合理吗
owner title insurance 谁来买?Title insurance is so expensive?
贷款中的title services和lender title insuranceTitle Insurance一问
相关话题的讨论汇总
话题: owner话题: lender话题: title话题: 新房话题: insurance