p*******1
发帖数: 102 | 1 if the loan amount less than 625k, it is ok to put just 5% down, if loan
amount more than 625K, some bank can do 5% down, max up to 850k loan amount,
it really depends on the bank.
Wells Fargo Has 10% down jumbo loan program, loan amount can be more
than 1 million, as long as your annual income is good enough.
they normally go by 5 times rule. if you make 200,000 dollars a year,
you can get a loan amount of 1 million, plus the 100,000 dollars down
payment
and the closing cost.
so 5% or 10% down payment is possible, but most of banks they just don'
t advertise for it. they are doing it quietly.
http://money.cnn.com/2013/11/05/real_estate/down-payment-mortga
there are also 10% down discussion post at zillow, you can google "10%
down and zillow", there is a lot of discussions.
http://www.zillow.com/advice-thread/Need-a-1M-Jumbo-Loan-10-Down-700-Mid-Score-Self-Employed/597518/
http://www.zillow.com/advice-thread/Loan-with-10-down-on-a-450K-home/596725/
http://www.zillow.com/advice-thread/Jumbo-loan-with-10-down-on-950K/604722/
http://www.zillow.com/advice-thread/How-to-buy-in-the-SF-Bay-Area-with-10-down/611553/
http://www.zillow.com/advice-thread/10-down-mortgage-three-years-after-short-sale/611563/
http://www.zillow.com/advice-thread/What-options-do-I-have-for-10-down-in-NY/610595/
http://www.zillow.com/advice-thread/10-Percent-down-options/597773/
http://www.zillow.com/advice-thread/Is-it-possible-to-get-jumbo-loan-with-only-10-down/511143/
http://www.zillow.com/blog/the-return-of-the-10-percent-down-payment-123770/
http://www.zillow.com/advice-thread/Looking-for-a-jumbo-mortgag
http://www.zillow.com/advice-thread/Jumbo-loans-with-10-down-in-Mississippi/554270/
http://www.zillow.com/advice-thread/10-Down-Jumbo-Loan-in-Calif/587618/
http://www.zillow.com/advice-thread/Jumbo-in-CA-10-down/595279/ | o*******y
发帖数: 362 | 2 这个跟身份有关吗？只能公民或绿卡还是h1b,f1都行？ | w*****m
发帖数: 20421 | | D****9
发帖数: 10889 | 4 为什么要死撑？
我房贷仅仅是税前家庭收入的10分之一。 |
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