P****r
发帖数: 97 | 1 【 以下文字转载自 NextGeneration 讨论区 】
发信人: PPbear (小狗熊淘淘，玩玩虫), 信区: NextGeneration
标 题: HMO or PPO?
发信站: BBS 未名空间站 (Wed May 7 00:32:13 2008)
正好在产前有一次更新保险的机会, 现在用的是PPO, 想着是不是换成HMO. 这样在医院
里的费用就不用承担了, 用PPO的话要负担deducible+10%. 我应该换吗? 看到好多生小
孩都基本不花钱, 而我如果还用PPO的话就要负担一些. | l********8
发帖数: 491 | 2 hmo is good. you can get referral from your doctor to see specialists. and
it is cheaper... the thing about ppo is you don't need referal to see
specialists. |
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