n****n
发帖数: 23 | 1 今天被保险公司告知属于preexisting condition，不能给予赔付。自己在网上差的保
险法的相关论述：谁能帮我翻译一下，谢谢了》
The law defines a preexisting condition as one for which medical advice,
diagnosis, care, or treatment was recommended or received during the 6-month
period prior to an individual enrollment date (which is the earlier of the
first day of health coverage or the first day of any waiting period for
coverage)
Group health plans and issuers may not exclude an individual preexisting
medical condition from coverage for more than 12 | t*******n
发帖数: 4445 | 2 大意：
法律规定：保险开始日（或waiting period第一天，如果更早）之前6个月内，为此收
到医嘱/诊断/治疗的身体情况算PC。
个人参加团体保险12月（晚加入者18个月）后，保险公司不得因PC而拒绝赔付。
month
the
late
【在 n****n 的大作中提到】
: 今天被保险公司告知属于preexisting condition，不能给予赔付。自己在网上差的保
: 险法的相关论述：谁能帮我翻译一下，谢谢了》
: The law defines a preexisting condition as one for which medical advice,
: diagnosis, care, or treatment was recommended or received during the 6-month
: period prior to an individual enrollment date (which is the earlier of the
: first day of health coverage or the first day of any waiting period for
: coverage)
: Group health plans and issuers may not exclude an individual preexisting
: medical condition from coverage for more than 12
|
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