q**j 发帖数: 10612 | 1 抛砖引玉,希望能够引起大家讨论。
ibond adjust for inflation by changing the floating component of the rate.
TIPS adjust for inflation by changing the principle.
So suppose there is a big inflation jump, i bond will not compensate you
for the money you lost from that jump to next interest adjustment date,
while TIPS can fully account for this. So the point is that i bond only
provide imperfect hedge against inflation, while TIPS provide perfect
inflation hedge. (in the case of deflation, uncle sam guarantee tha |
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