h***r
发帖数: 3688 | 1 家里打算汇两万美元来。已经换好美元，就是拿现金去汇款。建行的人说拿现金汇款由
钞变成汇结算要扣250美元，另外还要加汇款费用。
之前考古好像都说从建行汇到BOA只要300元人民币封顶的手续费，美国这边有可能15刀
的手续费，没听说过钞变汇的手续费。汇过的朋友给说说，你们都是怎么汇的？最终花
了多少手续费？
谢谢！ |
c*******y
发帖数: 3008 | 2 你这钱汇过来是买房子的吗？ 如果是的话， loan application就必须有gift letter
from your family in china， kinda complicated，and lender may deny your loan
as well even if you have gift letter.
so suggest you to wire transfer $2000 each time from China construction bank
to boa checking, and 2-3 times a month, i m sure in beijing, there is no
fee for both your family in beijing and you in US.
my family use rmb to buy 现汇 and do wire transfer 3 times a month for $2000
each time for free in beijing at china contruction bank. |
b****g
发帖数: 7311 | 3 need not gift letter if the money has been in your account for more than 2
month.
letter
loan
bank
2000
days
【在 c*******y 的大作中提到】
: 你这钱汇过来是买房子的吗？ 如果是的话， loan application就必须有gift letter
: from your family in china， kinda complicated，and lender may deny your loan
: as well even if you have gift letter.
: so suggest you to wire transfer $2000 each time from China construction bank
: to boa checking, and 2-3 times a month, i m sure in beijing, there is no
: fee for both your family in beijing and you in US.
: my family use rmb to buy 现汇 and do wire transfer 3 times a month for $2000
: each time for free in beijing at china contruction bank.
|
h***r
发帖数: 3688 | 4 谢谢！问题是我父母已经换好美元了，现在想知道是不是美元在建行开个账户先存起来
一段时间，直接从账户里汇款就变成现汇而不是现钞了？ |
c*******y
发帖数: 3008 | 5 construction bank account usd is xianhui, free transfer to BOA checking if
under $2000 each time. |
a*******9
发帖数: 4525 | |
b****g
发帖数: 7311 | 7 还是现钞。现汇，现钞的差价就是银行的利润。
在 haoer (小宝是个好宝宝) 的大作中提到: 】 |
