l****y
发帖数: 8847 | 1 Chase CO pending for a week, called today, verified some info, then told
me declined because of short credit card use history.
I'm indeed less than 1 year history, and she told me at least 2 years for
CO card. But after searching this board, I don't think it's a rigid
requirement.
Is there any way I can still argue with it? Thanks! | s*******r
发帖数: 2697 | 2 try to call another CS. Chase indeed cares more about the length of credit
history than others. | l****y
发帖数: 8847 | 3 thx~ baozi sent, I will try again tomorrow
Anyone has similar experience before?
baozi for useful info
【在 s*******r 的大作中提到】
: try to call another CS. Chase indeed cares more about the length of credit
: history than others.
| s**********g
发帖数: 14942 | 4 I don't think u can "argue"
If they look at credit history length, u have nothing to argue about. Less
than 1-year history is too short for almost any card.
However, not everyone looks at credit history length... Do not delay until
they officially turn your app off..
【在 l****y 的大作中提到】
: Chase CO pending for a week, called today, verified some info, then told
: me declined because of short credit card use history.
: I'm indeed less than 1 year history, and she told me at least 2 years for
: CO card. But after searching this board, I don't think it's a rigid
: requirement.
: Is there any way I can still argue with it? Thanks!
| l****y
发帖数: 8847 | 5 Thanks，called to ask for a reconsideration，got a recommend approval，and
they called back today(a week later) to ask me several security questions
about my credit report, then said approve with 1K CL....
not bad~ baozi sent
【在 s**********g 的大作中提到】
: I don't think u can "argue"
: If they look at credit history length, u have nothing to argue about. Less
: than 1-year history is too short for almost any card.
: However, not everyone looks at credit history length... Do not delay until
: they officially turn your app off..
|
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