L***s
发帖数: 1148 | 1 刚申了一张chase freedom，随卡寄来的纸给我报了分数 |
g**n
发帖数: 25142 | |
L***s
发帖数: 1148 | 3 下面还附带说明
Key factors that adversely affected your credit score:
1. credit report shows too many recently opened accounts
连这张在内我今年共申了两张，也算多了？
2. too many requests were made for new credit
啥意思？
3. length of time since the oldest account opening is too short
这个"the oldest account"指的是我最老的chase卡，
还是第一张无论什么银行的信用卡？我第一张卡是4年前开的，不算短了吧 |
d**t
发帖数: 247 | 4 790很高阿！
12个月内申请2张似乎已经备算成多了，我也得到类似的报告。
可能你申请了auto loan之类的credit被pull了？
【在 L***s 的大作中提到】
: 下面还附带说明
: Key factors that adversely affected your credit score:
: 1. credit report shows too many recently opened accounts
: 连这张在内我今年共申了两张，也算多了？
: 2. too many requests were made for new credit
: 啥意思？
: 3. length of time since the oldest account opening is too short
: 这个"the oldest account"指的是我最老的chase卡，
: 还是第一张无论什么银行的信用卡？我第一张卡是4年前开的，不算短了吧
|
C******n
发帖数: 9204 | 5 12个月内申请2张似乎已经备算成多了
欢迎来本版。请持续潜水。 |
s**c
发帖数: 34339 | 6 我年初同时申请了两张，上周又申请了1张卡，都批了。
最新这张最后的附注是：
1. Your credit report shows too few credit references.
2. Your credit report shows your accounts have a low credit limit.
3. Your credit report shows one or more recent requests for credit.
4. Your credit report shows one or more accounts recently past due.
第一条啥意思啊？
第二条，银行不给我高credit limit，我有啥办法啊
第三条，银行不给我高credit limit，我可不就只能申请升cl呗，这也成错了啊
第四条，看不懂啥意思，我付信用卡从来都是按时付的啊 |
