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Money版 - chase卡被关了
相关主题
商家信用卡(Amazon,Macy)究竟怎么回事?chase要close checking account
莫名其妙的CHASE请教怎么看Chase Freedom的账单日啊?
这个是SCAM吗? (Chase Credit Card Offer信用卡开户送350刀 限时)问一下Chase开户奖励的问题
can I close old Chase and open new Chase account?chase ultimate account is still there after closing chase
今天想开Chase Checking,结果bonus拿不了chase business checking开户送500
[合集] 又被chase耍了, close了accountTotal account多少好啊?
[合集] chase accounts have been closed个人经验:同时申请chase两张卡合计一个pull
So I received an email about opening a new Chase checkingcredit utilization不太明白
相关话题的讨论汇总
话题: chase话题: my话题: accounts话题: credit话题: cards
1 (共1页)
c******n
发帖数: 2273
1
不知为什么? 是不是提前payment, 在statement出来前还钱,导
致的呢?
m******2
发帖数: 9599
2
chase关卡没什么理由
z**d
发帖数: 145
3
说说你有几张chase卡,被关的是哪张,最近都做过些什么操作?
D****0
发帖数: 234
4
不可能把,我经常提前还掉一些,,,
c******n
发帖数: 2273
5
3张,买了几(<5)个ipad, return了3个。提前billpay了

【在 z**d 的大作中提到】
: 说说你有几张chase卡,被关的是哪张,最近都做过些什么操作?
F****n
发帖数: 5117
6
balance还成负的了?
chase太容易关卡了

【在 c******n 的大作中提到】
: 3张,买了几(<5)个ipad, return了3个。提前billpay了
c****n
发帖数: 1673
7
我的所有Chase 也最近被关了
account used not as intended.
A**********0
发帖数: 6942
8
也是买了ipad吗

【在 c****n 的大作中提到】
: 我的所有Chase 也最近被关了
: account used not as intended.

L*******y
发帖数: 62
s*****6
发帖数: 2379
10
good

【在 L*******y 的大作中提到】
: chase关卡
: http://www.mitbbs.com/clubarticle_t/EasyMoney/31378259.html

相关主题
[合集] 又被chase耍了, close了accountchase要close checking account
[合集] chase accounts have been closed请教怎么看Chase Freedom的账单日啊?
So I received an email about opening a new Chase checking问一下Chase开户奖励的问题
g****h
发帖数: 771
11
mark

【在 L*******y 的大作中提到】
: chase关卡
: http://www.mitbbs.com/clubarticle_t/EasyMoney/31378259.html

z******6
发帖数: 2638
12
* Don’t buy expensive refundable tickets for the purpose of increasing
credit card spend and getting your money back later.
n*******y
发帖数: 3337
13
大家小心chase关卡。
F*********Y
发帖数: 714
14
MARK
s**********g
发帖数: 14942
15
N个ipad
chase卡自杀神器。。
w****i
发帖数: 428
16
all of your cards and accounts or just one card?
n*******y
发帖数: 3337
17
发信人: newjersey (NJ furniture dealer), 信区: EasyMoney
标 题: Re: chase关卡
发信站: BBS 未名空间站 (Wed Apr 25 12:34:59 2012, 美东)
I saw that thread and figured that I would post since I've directly hit by
Chase closing accounts.
I used to own 3 Chase credit cards including Freedom, Sapphire Preferred and
OnePass. I respectively owned these cards for 2 years, 1.5 year, and 0.5
year when Chase closed my accounts after I did a round of applications.
I checked my credit (it was good, 750-ish) and decided it was time for a new
application round. I applied for four cards, from four different banks (
CITI, AMEX, BoA and Chase). All were approved but the Chase Southwest
personal card. I called them and they told me they had to review it first
and could not make a decision right away. When I checked my Chase accounts
the following week, they were all closed. I called and was transferred all
the way to Chase's "credit gurus". She kindly but firmly explained that I
had become a credit risk as I had too many cards (15) and had a credit limit
too high compared to my household income (Total CL was about 85% of annual
income). I tried to negotiate asking to maybe close a couple accounts or
reducing the CL on my cards. Nothing to do. All the accounts were closed and
will remain this way until I called them back and have them check if they
can re-open them based on my credit report changes. It seems that they may
be placed on some type hold as she said I could re-open them without re-
applying once I've addressed the aforementioned issues.
Now, as far as background. I have never had a single late payment on any of
my cards, my utilization ratio is no more than 5% (often less) total and
rarely higher than 30% on a single card. I apply for cards usually 1.5 times
a year. Two of the cards also where my main spending cards (Freedom and
Sapphire). I admit that my history is a bit short. I got my first credit
card in 2007 and have been opening cards on a regular basis for miles since
then. Another factor that could have been considered is that I also apply
for a Chase Freedom for my wife at the same time (by the way, they closed
her existing Continental account and denied the Chase Freedom).
Needless to say that I was extremely disappointed for not being contacted by
Chase before they closed all my accounts. It felt really wrong. Especially
because once they closed all my accounts, my 120,000 UR points were gone. It
clearly says that there is no way to get your points AFTER your accounts
are closed and that representatives should let you beforehand to redeem your
points. I was obviously not told anything. I tried a few things but never
got the points back (nor the accounts so far).
I checked my credit report and credit score and everything seemed normal
other than my 4 applications in 4 different banks at that time. I've been
told to lay low, see how things go and maybe ask them to re-open my accounts
in 6 months.
l********e
发帖数: 3999
18
记着你有个帖子,今年头2个月申了无数的卡,拿了无数的mileages,从07年算起好像远不止1.5一年。

and
new

【在 n*******y 的大作中提到】
: 发信人: newjersey (NJ furniture dealer), 信区: EasyMoney
: 标 题: Re: chase关卡
: 发信站: BBS 未名空间站 (Wed Apr 25 12:34:59 2012, 美东)
: I saw that thread and figured that I would post since I've directly hit by
: Chase closing accounts.
: I used to own 3 Chase credit cards including Freedom, Sapphire Preferred and
: OnePass. I respectively owned these cards for 2 years, 1.5 year, and 0.5
: year when Chase closed my accounts after I did a round of applications.
: I checked my credit (it was good, 750-ish) and decided it was time for a new
: application round. I applied for four cards, from four different banks (

l******t
发帖数: 2113
19

远不止1.5一年。
你难道看不出来这位老哥最喜欢从美国人论坛上copy & paste帖子过来么?你觉得这是
他自己写的?

【在 l********e 的大作中提到】
: 记着你有个帖子,今年头2个月申了无数的卡,拿了无数的mileages,从07年算起好像远不止1.5一年。
:
: and
: new

l********e
发帖数: 3999
20
没写转载啊

【在 l******t 的大作中提到】
:
: 远不止1.5一年。
: 你难道看不出来这位老哥最喜欢从美国人论坛上copy & paste帖子过来么?你觉得这是
: 他自己写的?

相关主题
chase ultimate account is still there after closing chase个人经验:同时申请chase两张卡合计一个pull
chase business checking开户送500credit utilization不太明白
Total account多少好啊?分享个chase ink plus被拒经验
F**D
发帖数: 6472
21
不是每个人都那么serious

【在 l********e 的大作中提到】
: 没写转载啊
n*******y
发帖数: 3337
22
抱歉,是转载。

【在 l********e 的大作中提到】
: 没写转载啊
n*******y
发帖数: 3337
23
呵呵,copy & paste最省力,自己写会累死人的。

【在 l******t 的大作中提到】
:
: 远不止1.5一年。
: 你难道看不出来这位老哥最喜欢从美国人论坛上copy & paste帖子过来么?你觉得这是
: 他自己写的?

l**y
发帖数: 2103
24
copy & paste 没什么,只要信息有用就好。我觉得newjersey 的帖子大多数都非常有
意思,支持新泽西!

【在 n*******y 的大作中提到】
: 呵呵,copy & paste最省力,自己写会累死人的。
l******t
发帖数: 2113
25

没说不能copy & paste,注明一下转载总是要的吧?而且有些帖子是人家blog上的,你
整篇copy也不给人家credit注明一个出处,这就叫抄袭了

【在 n*******y 的大作中提到】
: 呵呵,copy & paste最省力,自己写会累死人的。
a****q
发帖数: 1021
26
晕 这个东西 读的人应该很容易看出来是C&V吧
支持新浙西
n*******y
发帖数: 3337
27
是应该注明转载.

【在 l******t 的大作中提到】
:
: 没说不能copy & paste,注明一下转载总是要的吧?而且有些帖子是人家blog上的,你
: 整篇copy也不给人家credit注明一个出处,这就叫抄袭了

N****p
发帖数: 1691
28
这个英文的Style显然是中国人
n*******y
发帖数: 3337
29
转载
Today, 11:55 am #68
superking
Join Date: Mar 2011
Posts: 179

Chase closed my account with 445,000 UR points
Chase closed my 6 accounts including Chase WaMu card(2007)$1000 limit, Chase
Freedom(2007) $5000, Chase Sapphie Card (2011) $5000, Chase United(2012) $
5000 , Chase Southwest(2011) $1000, and Chase Ink Bold(2011) $10000.
Approximately $27000 credit( I have $15k with Citi, 8k with Discover, 11$k
with Amex). On personal income of 60k or household income of 120k but I dont
think that matters. So my best advice is when opening future cards with
Chase, do not request for more credit, request to allocate your existing
credit instead. My father's cards were not impacted, he has as many Chase
accounts as I have but with less then 10K credit limit. All my mother's
chase cards were closed because her limiti was 20k+.
I lost over 450k worth of Sapphire points, they did not allow me to transfer
to other accounts nor redeem miles, however after letter to Executive
Corresponding Team, they did allow me to redeem for cash only. I'm very
disappointed that I could not transfer those to Continental, despite I have
490K miles in continental.
Their reasons for account closure include
~ Too many recent inquiries
~ Too many recently open accounts
~ Too many accounts with Chase or too much revolving credit with Chase
They deemed me a high risk customer, as it appears.
I tried to negoite to keep 1 or 2 accounts open since Chase is my main card,
I charge approximately $1000/month on Chase, but they would not budge.
Chase is my main card that I have been using for years, so I'm profitable to
them.
I have never had a single late payment on any of my cards, my utilization
ratio is 5% or less on each card and however I applied for approximately 8-
10 cars in 2011.
In addition, I checked all my credit reports with scores ranging from 750-
760 with 3 bureaus. recently got a mortgage about 1 year ago. NO bankruptcy,
never missed payments, no negatives at all. Credit age is approximately 7
years..
On the good note, I received an sr financial analyst job offer with finaical
analysis group(for Chase Non-Reward Card), working closely with marketing &
risk management on budget/ marketing developements etc. It's only for one
Chase card product, not sure how much I'd be expose all the marketing
campaigns. Too bad I didn't take the offer, I wonder if I could make an case
if I work closely with the marketing people
F****n
发帖数: 5117
30
老美被干的也不少
这种找个律师有胜算没?

Chase

【在 n*******y 的大作中提到】
: 转载
: Today, 11:55 am #68
: superking
: Join Date: Mar 2011
: Posts: 179
:
: Chase closed my account with 445,000 UR points
: Chase closed my 6 accounts including Chase WaMu card(2007)$1000 limit, Chase
: Freedom(2007) $5000, Chase Sapphie Card (2011) $5000, Chase United(2012) $
: 5000 , Chase Southwest(2011) $1000, and Chase Ink Bold(2011) $10000.

1 (共1页)
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分享个chase ink plus被拒经验[合集] 又被chase耍了, close了account
Cancel all transfers before closing Citi account![合集] chase accounts have been closed
question on BB closeSo I received an email about opening a new Chase checking
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这个是SCAM吗? (Chase Credit Card Offer信用卡开户送350刀 限时)问一下Chase开户奖励的问题
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相关话题的讨论汇总
话题: chase话题: my话题: accounts话题: credit话题: cards