i****l
发帖数: 169 | 1 1. Balance transfer fees: The fee for this balance transfer is 1.00% of the
amount of the transfer, with a minimum of $5.00. The standard fee for
Balance Transfers is either $5 or 3% of the amount of each transaction,
whichever is greater.
问题是，既然都说1%了，为啥又说什么3% standard?
2. Interest Charges on Purchases: Once you take advantage of this balance
transfer offer, you will have a new balance on your account. This means
interest will be charged on new purchases you make with your credit card,
unless you pay the entire balance (including any transferred balances) in
full each month.
我的理解是，如果我以后用这个卡purchase，那接下来这个月必须全部还回去包括
balance transfer的钱，要不然我所有的balance都要受普通的13%多的利息？我今天打
电话，好像说不是这样，我就是来确认 一下。多谢 | i****l
发帖数: 169 | | g********a
发帖数: 1789 | 3 1.你现在可能是用的优惠balance transfer?offer或者是开卡优惠？
2.对的，balance transfer之后能还清前不要消费，要不一直会为消费支付利息。 | i****l
发帖数: 169 | 4 对现在可能是给我优惠，所以我假定我现在是1%了。
第二个问题，假设我transfer了1万，下个月我买东西花了100，那我下个月底之前必须
全部还清？要不然就要对所有的balance征很高的 利息？还是只需要交100+1万的每个
月minimum payment就可以了。
【在 g********a 的大作中提到】
: 1.你现在可能是用的优惠balance transfer?offer或者是开卡优惠？
: 2.对的，balance transfer之后能还清前不要消费，要不一直会为消费支付利息。
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