m******y
发帖数: 219 | 1 开通服务的时候还都被坑爹的hard pull!! |
f*******w
发帖数: 13821 | 2 dont think so.我觉得也就是累积一个干净的历史，有助于长期的分的增长，不会有直
接增长吧。
坑爹的才知道这些个cable之类的全都是hard pull |
z****7
发帖数: 880 | 3 不交的话会降低credit score，按时交不会升高， |
g********u
发帖数: 8891 | 4 by credit card, yes, by cash, no. |
s**********g
发帖数: 14942 | 5 no
they won't show up on ur credit report
unless u miss payments
【在 m******y 的大作中提到】
: 开通服务的时候还都被坑爹的hard pull!!
|
s**********g
发帖数: 14942 | 6 I don't think it matters with ur payment option
【在 g********u 的大作中提到】
: by credit card, yes, by cash, no.
|
p****x
发帖数: 4260 | 7 won't benefit but neither hurt your score if you pay on time. Otherwise...
【在 m******y 的大作中提到】
: 开通服务的时候还都被坑爹的hard pull!!
|
c******4
发帖数: 2207 | 8 我觉得有用, 我的电utilities就是显示在report里的, 一个cleaned history肯定有好
处, 不会有坏处
不过att这种垃圾公司就不显示, 但是如果欠费的话一定会给上报.. |
g********u
发帖数: 8891 | 9 every credit card transaction can be reported to the bureau, if u pay by
cash everytime, if u stay in USA All ur life, ur credit score is still very
low until to nothing.
【在 s**********g 的大作中提到】
: I don't think it matters with ur payment option
|
s**********g
发帖数: 14942 | 10 do u see ur utility transaction in ur credit report?
if it does, like chance04 says, well it is definitely good
but it seems rare to me
very
【在 g********u 的大作中提到】
: every credit card transaction can be reported to the bureau, if u pay by
: cash everytime, if u stay in USA All ur life, ur credit score is still very
: low until to nothing.
|
|
|
s**********g
发帖数: 14942 | 11 As to ur last sentence
cannot understand it at all
Credit utilization of 0 could be harmful to ur credit
but that only happens if u have no statement balance at all
if u buy a shirt every month using ur credit card, and pay cash for ur
utility all the time, ur credit will remain low even after 10 years?
very
【在 g********u 的大作中提到】
: every credit card transaction can be reported to the bureau, if u pay by
: cash everytime, if u stay in USA All ur life, ur credit score is still very
: low until to nothing.
|
g********u
发帖数: 8891 | 12 every credit transaction, no matter what it is.
【在 s**********g 的大作中提到】
: As to ur last sentence
: cannot understand it at all
: Credit utilization of 0 could be harmful to ur credit
: but that only happens if u have no statement balance at all
: if u buy a shirt every month using ur credit card, and pay cash for ur
: utility all the time, ur credit will remain low even after 10 years?
:
: very
|
s**********g
发帖数: 14942 | 13 can u see ur utility payment on ur credit report?
if things not on ur report can also affect ur credit score...
well, I've never heard of that, and that definitely needs clarification on
this board. It would be helpful to clarify to avoid confusion.
【在 g********u 的大作中提到】
: every credit transaction, no matter what it is.
|
s**********g
发帖数: 14942 | 14 btw ur "if u pay by cash everytime, if u stay in USA All ur life, ur credit
score is still very low until to nothing." could be a bit misleading because
we are only talking about utility bills
utility like water / electricity may incur additional charges if payed by
credit cards
so many ppl use banking account to pay and still get good credit scores
very
【在 g********u 的大作中提到】
: every credit transaction, no matter what it is.
|
f********i
发帖数: 8412 | 15 so the benifit is still from credit card, not from the utility account!
【在 g********u 的大作中提到】
: every credit transaction, no matter what it is.
|
M******o
发帖数: 1549 | 16 这个应该没关系
【在 g********u 的大作中提到】
: by credit card, yes, by cash, no.
|
j***i
发帖数: 2203 | 17 那拿信用卡去麦当当买个DOLLAR MENU还能提高信用分数的....
【在 g********u 的大作中提到】
: every credit transaction, no matter what it is.
|
