s********6
发帖数: 314 | 1 今天看到有500块钱的paypal卡，激活费好像是3.95,这样不到1%的费用 就可以cash
out一些visa 或者america express 的gc了
这样可以吗 谢谢， | d**j
发帖数: 5290 | 2 少量可以，但paypal很敏感，被盯上了账户被freeze了就只能哭了。 | z*****8
发帖数: 3043 | 3 请问paypal是通过withdraw来cash out，是吧？ | f********i
发帖数: 8412 | | n*******y
发帖数: 3337 | 5 "Green Dot offers a pre-paid and reload card for $4.95 (max load of $500),
both of which can be loaded directly into your PayPal account. Update: Green
Dot packs can also be uploaded to your Amex Serve account, which can also
be linked to your checking account. I had absolutely no issues purchasing $
500 versions of both products with my Chase Freedom and Starwood American
Express card at a Manhattan RiteAid this past weekend.
Green Dot cards at a Manhattan Rite Aid
Once I got home, I went to Moneypak.com, which displays the option to “Use
your MoneyPak to add money to your PayPal account for instant online
spending power”.
I’ve been a PayPal user for over 10 years and have a merchant account, so I
know that I can transfer money to my checking account for free. I clicked
the button and it prompted me to sign into PayPal and once verified it
showed that my maximum monthly load amount was $4,000- sounds good to me! It
then asked for my MoneyPak number and once I entered the first card info,
it showed immediately in my PayPal balance. I actually had a small existing
balance that I’d been meaning to transfer to my checking account, so I
processed a checking account transfer which went off without a hitch.
I then loaded my last $500 into my PayPal account and initiated a final $500
transfer to my checking account- no issues, whatsoever. I looked throughout
the T&C and nowhere did it say that transferring to PayPal and then onto
your checking account was against the rules. Sure PayPal wants me to use
their service to pay bills and other vendors (so they can generate
processing fees), but I’ve given them enough money over the years and my
account is “legit” enough, where I felt like this small withdrawal wouldn
’t raise a red flag.
However, the following morning I got an email from PayPal compliance stating:
“At PayPal we regularly screen activity in our system. A recent review of
activity on your PayPal Account shows that you have been using the Green Dot
MoneyPak to deposit cash and then withdraw it. Unfortunately, this activity
is not acceptable use of the MoneyPak and we must request that you
discontinue this activity.
The Green Dot MoneyPak was designed for the purpose of depositing cash to
your PayPal account for retail purchases. Continued use of the Green Dot
MoneyPaks with PayPal for the purposes of cash withdrawals will lead to
limitations on or closure of your PayPal Account.
We apologize for any confusion regarding intended purposes of this new
feature. Please feel free to contact us if you have any further questions.”
Fair enough that they sent me a warning without shutting down my account.
Now that I know they are sensitive to this activity, I’ll make sure to mix
in a lot more activity, such as bill payment and payment transfers to people
who I owe money so I don’t trigger any more alerts. Per the PayPal fee
schedule, sending money to other people within the US is free when you use
your PayPal or checking account to fund the transaction.
So while this isn’t a perfect solution and I clearly prefer to use Vanilla
Reloads purchased with Amex Prepaid cards that I buy at certain office
supply retailers for nice category bonuses, it’s another way to meet
minimum spend and generate miles for less than a cent per piece.
Take for example the $500 card I bought with my Freedom card- since I have
it linked up to Chase Exclusives Checking program, I get a 10% bonus and 10
points per transaction. The $504.95 purchase netted me 566 Ultimate Rewards
points (505 base + 51 + 10) for $4.95 or just under .9 cents a piece. If I
can max out the $4,000 a month in loading to my PayPal account, that would
mean 54,336 Ultimate Rewards points a year for $475.20. I generally value my
Ultimate Rewards points higher than any other currency at about 2 cents a
piece, so I’m getting more than twice the value with this method. If I can
purchase Amex Prepaid cards at Office Depot and then use those cards to
purchase Green Dots, my earning increases drastically.
" | y****i
发帖数: 17878 | 6 I'm doing $1,000 max per month per account if I go to CVS but find no
vanilla. so far so good.
definitely tread cautiously when playing with PP, try to stay way under the
radar.
【在 d**j 的大作中提到】
: 少量可以，但paypal很敏感，被盯上了账户被freeze了就只能哭了。
| e****e
发帖数: 941 | 7 请教老余：VANILLA-->>BB--->>checking 安全吗？没月不超过多少？
the
【在 y****i 的大作中提到】
: I'm doing $1,000 max per month per account if I go to CVS but find no
: vanilla. so far so good.
: definitely tread cautiously when playing with PP, try to stay way under the
: radar.
| y****i
发帖数: 17878 | 8 limit is $5,000/mo
I would stay below $4,000, and mix other activities with withdrawals
【在 e****e 的大作中提到】
: 请教老余：VANILLA-->>BB--->>checking 安全吗？没月不超过多少？
:
: the
| e****e
发帖数: 941 | 9 多谢,圣诞快乐!
【在 y****i 的大作中提到】
: limit is $5,000/mo
: I would stay below $4,000, and mix other activities with withdrawals
| r********e
发帖数: 1879 | 10 greendot 和Paypal cash 是两回事
Green
Use
【在 n*******y 的大作中提到】
: "Green Dot offers a pre-paid and reload card for $4.95 (max load of $500),
: both of which can be loaded directly into your PayPal account. Update: Green
: Dot packs can also be uploaded to your Amex Serve account, which can also
: be linked to your checking account. I had absolutely no issues purchasing $
: 500 versions of both products with my Chase Freedom and Starwood American
: Express card at a Manhattan RiteAid this past weekend.
: Green Dot cards at a Manhattan Rite Aid
: Once I got home, I went to Moneypak.com, which displays the option to “Use
: your MoneyPak to add money to your PayPal account for instant online
: spending power”.
|
|
