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发帖数: 679 | 1 最近发现Ally接收国际电汇其实是用Chase作为接收行。
To receive a wire transfer from a non-U.S. bank:
Incoming wire transfers from a non-US bank are processed by our designated
receiving bank, JP Morgan Chase Bank, N.A. Unfortunately, we cannot receive
wire transfers from Western Union.
You’ll need to provide the following information to the person or business
sending the wire transfer to you:
Receiving Bank: JP Morgan Chase Bank, N.A.
ABA/Routing Number: 021000021
Address: 1 Chase Manhattan PLZ, New York, NY 10005
SWIFT Code or Bank Identification Code: CHASUS33
Beneficiary Account Number: 802904391
Beneficiary Name: List 'Ally Bank' since the wire is being processed by JP
Morgan Chase Bank, N.A.
Further Credit: Your Ally Bank Account Number and your name as it appears on
your Ally Bank account.
Note: We won't charge you to receive a wire transfer into your Ally account.
也就是说实际上接收行就是Chase，那个Beneficiary Account Number 802904391应该
是Ally在Chase的账户，Further credit再由Ally存到你自己的账户里。
Ally本身没有incoming wire transfer fee，但我觉得Chase有可能会扣。于是我问了
Ally的客服，客服说由于Ally和Chase合作，Chase作为接收行不扣incoming wire
transfer fee。我又问如果我从中国一个和Chase有direct relationship的银行汇款，
也就是不经过其它中转行，最后到Ally应该全额到账，客服说是的。
我本人没有亲自试过，最近换美元都是通过比特币呵呵。有人感兴趣的话可以试试。大
不了也就是Chase扣$15，也不比直接汇到Chase差。 |
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