H*****8
发帖数: 357 | 1 bought a car, have to go with finance of $14,199 for 5.99%. I didn’t know
I can negotiate the loan rate. I was told that I can make 3 payment in 90
days, then pay all
balance off.
Can I pay $14,000 right away, then $100, $99?
there is a $2500 rebate, will this amount toward tax?
谢谢大家 |
r*******5
发帖数: 3413 | 2 合同有写，有的不能提前pay off有的可以，问银行
know
【在 H*****8 的大作中提到】
: bought a car, have to go with finance of $14,199 for 5.99%. I didn’t know
: I can negotiate the loan rate. I was told that I can make 3 payment in 90
: days, then pay all
: balance off.
: Can I pay $14,000 right away, then $100, $99?
: there is a $2500 rebate, will this amount toward tax?
: 谢谢大家
|
H*****8
发帖数: 357 | 3 谢谢， 上面有说：
prepayment: if you pay early, you will not have to pay a penalty.
所以应该没问题， 早点付清吧。
【在 r*******5 的大作中提到】
: 合同有写，有的不能提前pay off有的可以，问银行
:
: know
|
r********a
发帖数: 691 | 4 dealer 不希望你早付是应为他们想赚你的利息。前面的payment都是利息偏高，
principal偏低。
【在 H*****8 的大作中提到】
: 谢谢， 上面有说：
: prepayment: if you pay early, you will not have to pay a penalty.
: 所以应该没问题， 早点付清吧。
|
l*l
发帖数: 2043 | 5 是什么车呀? 有$2500 rebate的promo?
know
【在 H*****8 的大作中提到】
: bought a car, have to go with finance of $14,199 for 5.99%. I didn’t know
: I can negotiate the loan rate. I was told that I can make 3 payment in 90
: days, then pay all
: balance off.
: Can I pay $14,000 right away, then $100, $99?
: there is a $2500 rebate, will this amount toward tax?
: 谢谢大家
|
L**i
发帖数: 22365 | 6 loan rate只能shop around，哪里能讨价还价的
除非你拿到别家的rate，可以去match，偶当年干过，拿credit union的loan给dealer
看，dealer那边的银行就从了我的rate，lol |
l*******5
发帖数: 908 | 7 dealer和利息没有半毛钱关系 你一次付完和贷款他们拿的钱一样 |
g*****n
发帖数: 1428 | 8 你通过dealer贷款的话，他们很可能能拿到回扣之类的；所以你贷款的话通常拿到的
otd价钱会好一点。
【在 l*******5 的大作中提到】
: dealer和利息没有半毛钱关系 你一次付完和贷款他们拿的钱一样
|
r****l
发帖数: 741 | 9 然，我干过
买车一个月后付清
【在 g*****n 的大作中提到】
: 你通过dealer贷款的话，他们很可能能拿到回扣之类的；所以你贷款的话通常拿到的
: otd价钱会好一点。
|
H*****8
发帖数: 357 | 10 thanks all. It is Hyundai sonata. $1750 manufacturer rebate + $750 loan
rebate =$2500 rebate. Dealer will get loan interest 回扣的. |
