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发帖数: 87 | 1 6 months past due, avg $2000 balance, 15% pay in full, profitable? If
introduce settlement option for 60% of balance, 10% pay settlement but 5% of
them dont pay in full, better choice? With new model, now 9% pay in full,
but with settlement option now 10% take settlement but a third of original
payers dont pay in full, better? etc. (poorly worded and confusing case.
unhelpful vague interviewer, arggg, cost me the job).
以上是该网友的称述，看得我也一头雾水，有经验的同学提点提点看看呢。一位有如下:
1.已经write off了，即使有15%pay in full, 何来利润可言？即使从会计角度，也只
是抵消cost吧?
2.这个pay in full很头痛，不pay in full的话是一分不还，还是还一部分？
3.看得他的描述的话，这题应该怎么解？
主要是对credit的理解，好像不够，也算和FE有点擦边吧，请勿删，明天就面试了 |
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