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发帖数: 142 | 1 最近买了个房子,46万.PURCHASE CONTRACT 上我们加了个条款是: Seller to credit
Buyer 3% of the closing cost (即$13,800).我想买了房子后手上可以有多点现金装
修一下,所以贷款就按房子的原价扣除20%DOWN来贷的.当时没有跟LOAN AGENT提有这个
条款,但是跟TITLE COMPANY联系过,TITLE COMPANY告诉我可以在close the escrow 时
付20%DOWN的余款里(open escrow 的时候已付$13,800)扣除这3%的credit.可是上周五
准备付余款的时候,TITLE COMPANY就跟我说,那3%的CREDIT比acutal closing cost (4
千多)要大,所以$13,800不能直接在close escrow的时候扣.我马上跟LOAN AGENT联系,
她告诉我有两种处理方法:
1.买卖双方写一个ADDENDUM,把房子价格降到44万,然后从新开始申请贷款.就是从头开
始.
2.卖方在我close the escrow之后再付我$13,800.
我个人就 | r******d
发帖数: 1879 | 2 option 1 is slower but can gurante you the credit
option 2 is faster but risky and you neqed to pay tax for the credit |
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