t*******t
发帖数: 1656 | 1 I've made a software tool based on the numbers discussed in other posts.
see http://tamingamt.appspot.com/ check out 2011 Tax Estimater Tool |
w*t
发帖数: 591 | 2 Did you put the difference between a married couple and a divorced couple? |
t*******t
发帖数: 1656 | 3 I do not have the tax bracket numbers for married filing separately, if that
is what you meant.
【在 w*t 的大作中提到】
: Did you put the difference between a married couple and a divorced couple?
|
w*t
发帖数: 591 | 4 No, but never mind. It's just a joke in another thread about the tax
difference for a couple between stay married or get divorced. :)
that
【在 t*******t 的大作中提到】
: I do not have the tax bracket numbers for married filing separately, if that
: is what you meant.
:
:
|
t*******t
发帖数: 1656 | 5 that, may actually a case I can take a look and program.
【在 w*t 的大作中提到】
: No, but never mind. It's just a joke in another thread about the tax
: difference for a couple between stay married or get divorced. :)
:
: that
|
s******t
发帖数: 12883 | 6 是不是夫妻收入相当的话, marriage penualty最大?
【在 w*t 的大作中提到】
: No, but never mind. It's just a joke in another thread about the tax
: difference for a couple between stay married or get divorced. :)
:
: that
|
w*t
发帖数: 591 | 7 This is a constrained optimization problem, a subject possible to earn a
CalTech degree on. :)
I guess a simple and short answer is yes, at least in most cases under the
current US tax code. But in some rare cases it could be false.
【在 s******t 的大作中提到】
: 是不是夫妻收入相当的话, marriage penualty最大?
|
t*******t
发帖数: 1656 | 8 Marriage Penalty Estimator is available at
http://tamingamt.appspot.com/marriagepenalty.html
let me know how it works for you |
m****u
发帖数: 147 | |
n********e
发帖数: 518 | 10 一个人上班，还有一个娃，怎么算？？？？？？？？？？？ |
|
|
w*t
发帖数: 591 | 11 Do you mean a couple with a kid, only one working to earn income?
Don't bother to divorce, file as married file jointly will minimize your tax.
【在 n********e 的大作中提到】
: 一个人上班，还有一个娃，怎么算？？？？？？？？？？？
|
w*t
发帖数: 591 | 12 Sorry, I was wrong, the best strategy is still divorce, pay alimony to the
stay home mom/or dad, who gets the custody of the kid, with a little bit
more than half of the working person's income, and let the working person to
pay mortgage interest, etc, and take the itemized deduction, while the
other two file as head of household and take standard deduction. This
should be the best strategy, tax-wise. :)
tax.
【在 w*t 的大作中提到】
: Do you mean a couple with a kid, only one working to earn income?
: Don't bother to divorce, file as married file jointly will minimize your tax.
|
n********e
发帖数: 518 | 13 Yes, I mean a couple with a kid, only one working to earn income!
【在 w*t 的大作中提到】
: Do you mean a couple with a kid, only one working to earn income?
: Don't bother to divorce, file as married file jointly will minimize your tax.
|
n********e
发帖数: 518 | 14 Yes, I mean a couple with a kid, only one working to earn income!
Then how to calculate ???
【在 w*t 的大作中提到】
: Do you mean a couple with a kid, only one working to earn income?
: Don't bother to divorce, file as married file jointly will minimize your tax.
|
t*******t
发帖数: 1656 | 15 wxt,
I'd like to thank you for mentioning this "joke" to me. The traffic to
tamingamt.appspot.com increased 10x after I made the marriage penalty
calculator based on your suggestions.
Let me know if you have other jokes. :)
【在 w*t 的大作中提到】
: No, but never mind. It's just a joke in another thread about the tax
: difference for a couple between stay married or get divorced. :)
:
: that
|
M********8
发帖数: 3837 | 16 那么小孩离婚老婆的医疗保险怎么办？这个可是大头，有小孩的没有一流的医疗保险，
亏的比省税的多
得多。
我们上一次Stanford急诊室的bill就是9000多，有保险一分钱不掏，要是没有保险难道
靠没有好医生
收的Medi-CAL?
the
person to
【在 w*t 的大作中提到】
: Sorry, I was wrong, the best strategy is still divorce, pay alimony to the
: stay home mom/or dad, who gets the custody of the kid, with a little bit
: more than half of the working person's income, and let the working person to
: pay mortgage interest, etc, and take the itemized deduction, while the
: other two file as head of household and take standard deduction. This
: should be the best strategy, tax-wise. :)
:
: tax.
|
w*t
发帖数: 591 | 17 You mean "老婆离婚小孩的医疗保险怎么办"? Usually you can add it to the
insurance plan provided by your employer as a dependent. Of course, this
will only work for both people have employer provided insurance.
【在 M********8 的大作中提到】
: 那么小孩离婚老婆的医疗保险怎么办？这个可是大头，有小孩的没有一流的医疗保险，
: 亏的比省税的多
: 得多。
: 我们上一次Stanford急诊室的bill就是9000多，有保险一分钱不掏，要是没有保险难道
: 靠没有好医生
: 收的Medi-CAL?
:
: the
: person to
|
M********8
发帖数: 3837 | 18 不是啊，我说的是只有一个工作的夫妻，要是离婚了另外那个不工作的医疗保险怎么办
？而且你还让另
外那个不工作的拿custody, 小孩的医疗怎么办？家里要是有几个小孩，没有好的保险
，医疗支出可以
挺惊人的。
【在 w*t 的大作中提到】
: You mean "老婆离婚小孩的医疗保险怎么办"? Usually you can add it to the
: insurance plan provided by your employer as a dependent. Of course, this
: will only work for both people have employer provided insurance.
|
y****t
发帖数: 10233 | 19 现在有obama的共产医疗.
perfect.
【在 M********8 的大作中提到】
: 不是啊，我说的是只有一个工作的夫妻，要是离婚了另外那个不工作的医疗保险怎么办
: ？而且你还让另
: 外那个不工作的拿custody, 小孩的医疗怎么办？家里要是有几个小孩，没有好的保险
: ，医疗支出可以
: 挺惊人的。
|
M********8
发帖数: 3837 | 20 你老要不要改个爱地名字叫做奥黑？
【在 y****t 的大作中提到】
: 现在有obama的共产医疗.
: perfect.
|
|
|
y****t
发帖数: 10233 | 21 I am just telling the truth. I dont smear nobody.
【在 M********8 的大作中提到】
: 你老要不要改个爱地名字叫做奥黑？
|
y****t
发帖数: 10233 | 22 i feel sorry someone can't handle the truth.
but this is not my problem.
【在 y****t 的大作中提到】
: I am just telling the truth. I dont smear nobody.
|
w*t
发帖数: 591 | 23 You are right. This will bear some extra cost. We all know that the marriage
penalty maximized at the case when both party earn similar income. For one
earner, the difference on tax is not significant in the first place.
I just talked about the tax, there are always some other costs as I
mentioned before, health insurance is one the biggies, auto insurance is
also another area where cost gets affected favorably for married people, not
so dramatic, though.
【在 M********8 的大作中提到】
: 不是啊，我说的是只有一个工作的夫妻，要是离婚了另外那个不工作的医疗保险怎么办
: ？而且你还让另
: 外那个不工作的拿custody, 小孩的医疗怎么办？家里要是有几个小孩，没有好的保险
: ，医疗支出可以
: 挺惊人的。
|
t*******r
发帖数: 22634 | 24 对于家庭收入 25w 以下的，搞这个 trick 的 hassle，还不如省下精力
去把 ETF 买买正确，将来赚得比这个多多了。
做一般吃工资的上班族的 taxation，赚不到几个钱。人双硅的 tax 又
不是自己不能做，搞个一两年自己都明白了。钱收高了，人双硅肯定
自己买 turbo tax 自己搞。
marriage
one
not
【在 w*t 的大作中提到】
: You are right. This will bear some extra cost. We all know that the marriage
: penalty maximized at the case when both party earn similar income. For one
: earner, the difference on tax is not significant in the first place.
: I just talked about the tax, there are always some other costs as I
: mentioned before, health insurance is one the biggies, auto insurance is
: also another area where cost gets affected favorably for married people, not
: so dramatic, though.
|
w*t
发帖数: 591 | 25 I agree. This is actually posted as a joke.
Even for the other two tips I posted, I didn't use them personally. But
information is always helpful, right?
【在 t*******r 的大作中提到】
: 对于家庭收入 25w 以下的，搞这个 trick 的 hassle，还不如省下精力
: 去把 ETF 买买正确，将来赚得比这个多多了。
: 做一般吃工资的上班族的 taxation，赚不到几个钱。人双硅的 tax 又
: 不是自己不能做，搞个一两年自己都明白了。钱收高了，人双硅肯定
: 自己买 turbo tax 自己搞。
:
: marriage
: one
: not
|
t*******r
发帖数: 22634 | 26 是，这样灌灌水，交流信息，同时又灌个开心，一举两得。
俺很多信息也是从 bbs 上面来的，说实话，bbs 上交流点信息，比
死板的 tax tool 管用多了。tax tool 毕竟只是个 tool，自己知其
所以然才最重要。
不过 bbs 上面的信息，misleading 的也很多。自己去伪存真就是了。
【在 w*t 的大作中提到】
: I agree. This is actually posted as a joke.
: Even for the other two tips I posted, I didn't use them personally. But
: information is always helpful, right?
|
t*******t
发帖数: 1656 | 27 investments bear uncertainty, so we have to discount the value of it.
legally saving on tax is sure deal.
【在 t*******r 的大作中提到】
: 对于家庭收入 25w 以下的，搞这个 trick 的 hassle，还不如省下精力
: 去把 ETF 买买正确，将来赚得比这个多多了。
: 做一般吃工资的上班族的 taxation，赚不到几个钱。人双硅的 tax 又
: 不是自己不能做，搞个一两年自己都明白了。钱收高了，人双硅肯定
: 自己买 turbo tax 自己搞。
:
: marriage
: one
: not
|
t*******r
发帖数: 22634 | 28 how much it save tax for a year?
how much typical 硅工 earn for a year?
and what is the percentage?
and how much is the hassle?
【在 t*******t 的大作中提到】
: investments bear uncertainty, so we have to discount the value of it.
: legally saving on tax is sure deal.
|
t*******t
发帖数: 1656 | 29 depends
depends
depends
depends
【在 t*******r 的大作中提到】
: how much it save tax for a year?
: how much typical 硅工 earn for a year?
: and what is the percentage?
: and how much is the hassle?
|
t***s
发帖数: 4666 | 30 for a working couple
$10k+ after tax, $15k-20k before tax
$200k-300k
5-10%
【在 t*******r 的大作中提到】
: how much it save tax for a year?
: how much typical 硅工 earn for a year?
: and what is the percentage?
: and how much is the hassle?
|
|
|
t*******r
发帖数: 22634 | 31 you didn't ask the last question
and how much the cost on the cash flow …………
for a working couple
$10k+ after tax, $15k-20k before tax
$200k-300k
5-10%
【在 t***s 的大作中提到】
: for a working couple
:
: $10k+ after tax, $15k-20k before tax
: $200k-300k
: 5-10%
|
t***s
发帖数: 4666 | 32 no cost to cashflow. was talking about divorcing.
【在 t*******r 的大作中提到】
: you didn't ask the last question
: and how much the cost on the cash flow …………
:
: for a working couple
: $10k+ after tax, $15k-20k before tax
: $200k-300k
: 5-10%
|
t*******r
发帖数: 22634 | 33 man, divorcing is the cost of cash flow.
集中用钱 vs 有钱但无法用
【在 t***s 的大作中提到】
: no cost to cashflow. was talking about divorcing.
|
