s****s
发帖数: 2163 | 1 假如我们前年STOCK 赔了10万，当年和去年都只抵了3千，今年EXERCISE STOCK OPTION
挣了10万，能用前年的LOSS CARRY OVER 抵消掉吗？ | f*******s
发帖数: 3046 | 2 估计不行，因为stock option的gain都体现在w2里，当日exercise当日卖掉，你的1099
gain/loss is very minimal
OPTION
【在 s****s 的大作中提到】
: 假如我们前年STOCK 赔了10万，当年和去年都只抵了3千，今年EXERCISE STOCK OPTION
: 挣了10万，能用前年的LOSS CARRY OVER 抵消掉吗？
| i****e
发帖数: 684 | 3 大户人家....
OPTION
【在 s****s 的大作中提到】
: 假如我们前年STOCK 赔了10万，当年和去年都只抵了3千，今年EXERCISE STOCK OPTION
: 挣了10万，能用前年的LOSS CARRY OVER 抵消掉吗？
| U****7
发帖数: 60 | 4 你股票亏的钱, 每年只能deduct 3000.
你亏10万,理论上要用30年来 deduct..
你赚的钱,那可是立刻要按照 long term gain or short term gain 来叫税的.
我们就是这样的.
所以,亏是最亏的..赚是小赚,因为总要交税.
你如果用turbo tax 报税,都会帮你做这些的. | t*********e
发帖数: 1136 | 5 Not true.
I think short term loss can be used to offset short term gain.
LZ is not clear on what his $100K loss is. And what do you mean "exercise"
options? Is it just buying the stock at option price? Or same-day sale? If
just buying, LZ simply has a paper gain. It can be dangerous, depending on
the stock.
My understanding is that (stock price at end of day - option price) is
regular income. Regular income cannot be used to offset capital loss. If LZ
hold the stock, and the stock goes up further before LZ sell it, the
difference between the selling price and the closing price at exercise day
is either short-term or long-term gain, depending on length of the holding
period. Such gain can be used to offset accumulated loss of previous years.
【在 U****7 的大作中提到】
: 你股票亏的钱, 每年只能deduct 3000.
: 你亏10万,理论上要用30年来 deduct..
: 你赚的钱,那可是立刻要按照 long term gain or short term gain 来叫税的.
: 我们就是这样的.
: 所以,亏是最亏的..赚是小赚,因为总要交税.
: 你如果用turbo tax 报税,都会帮你做这些的.
| t*********e
发帖数: 1136 | 6 A messy case is if LZ exercise the stock and hold it. But the stock goes
down before LZ sell it. Then LZ will end up with a capital loss. For example
, let's say LZ has 1000 share of XYZ. Option price is $1. At the day of
exercise the closing price is $101.
LZ will have regular income (101-1)*1000 = 100K.
If the stock goes down a lot, and LZ decides to get out, say at $51. LZ will
then have a capital loss of (101-51)*1000 = 50K.
The 50K loss cannot be offset by the 100K gain. It has to be carried over.
In other words, LZ has to pay for the tax of 100K income, while suffering
from the $50K loss in stock.
If the effective tax rate is 25%, LZ will pay $25K of tax. So the net profit
is only $25K. If LZ did a same-day sale, the profit would be 100K * 75% =
75K.
It could be even worse. If the stock goes down to price below $25, LZ would
be actually losing money on the stock option. | h*******s
发帖数: 3932 | 7 No. The gain is in your W2, not capital gain.
OPTION
【在 s****s 的大作中提到】
: 假如我们前年STOCK 赔了10万，当年和去年都只抵了3千，今年EXERCISE STOCK OPTION
: 挣了10万，能用前年的LOSS CARRY OVER 抵消掉吗？
| h*******s
发帖数: 3932 | 8 楼主不必担心，如果收入越来越高，tax rate越来越高，晚点抵，慢慢抵也不一定亏。。
1099
【在 f*******s 的大作中提到】
: 估计不行，因为stock option的gain都体现在w2里，当日exercise当日卖掉，你的1099
: gain/loss is very minimal
:
: OPTION
| l**t
发帖数: 6971 | 9
你这种说法是不对的。Capital loss carry over可以用来抵capital gain。
【在 U****7 的大作中提到】
: 你股票亏的钱, 每年只能deduct 3000.
: 你亏10万,理论上要用30年来 deduct..
: 你赚的钱,那可是立刻要按照 long term gain or short term gain 来叫税的.
: 我们就是这样的.
: 所以,亏是最亏的..赚是小赚,因为总要交税.
: 你如果用turbo tax 报税,都会帮你做这些的.
| l**t
发帖数: 6971 | 10
OPTION
Stock option要看四个时间点：
Grant - 公司把option许给你
Vest - 可以买卖了
Exercise - 你把option用strike price买下来，变成了股票，不再是option了
Sale - 你把option换来的股票（注意不是option）卖掉
看来你是sale day sale，就是说已经vest的option，exercise和sale同时进行。这种
情况，你的收入是regular income，不是capital gain。公司会放进W-2，会交payroll
tax。这部分income的数额在W-2的box 12或box 14会有说明。
【在 s****s 的大作中提到】
: 假如我们前年STOCK 赔了10万，当年和去年都只抵了3千，今年EXERCISE STOCK OPTION
: 挣了10万，能用前年的LOSS CARRY OVER 抵消掉吗？
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