b**w
发帖数: 78 | 1 First time buyer, 首付30万左右，7年信用记录。因为有张信用卡忘付了，信用分掉
的很厉害，上周查的experian 690，FICO 700左右。想贷80-100万。求大神PM利率：） | S********e
发帖数: 620 | 2 拿到买房合同了吗 ？需要更多信息quote rate。 | i*********r
发帖数: 157 | 3 联系cc company，求他们帮你remove late payment record,如果只有一次late有希望
remove掉
【在 b**w 的大作中提到】
: First time buyer, 首付30万左右，7年信用记录。因为有张信用卡忘付了，信用分掉
: 的很厉害，上周查的experian 690，FICO 700左右。想贷80-100万。求大神PM利率：）
| i*********r
发帖数: 157 | 4 我用的是这个模板
To Whom It May Concern,
Thank you for taking the time out of your day to read this letter. I just
pulled my credit report, and discovered that a late payment was reported on
[date] for my account [loan account number].
这段是late的理由，改一下
[
During that time, my mother fell terminally ill, and I was the only one left
to care for her. As such, I had to leave my job, and my savings went toward
her healthcare expenses. I fell on very rough times after she passed away,
and was unable to make my student loan payments.
]
I realize I made a mistake in falling behind, but up until that point, my
payment history with you had been spotless. When I was able to gain
employment once again, I quickly resumed paying my student loans, making
them a priority.
I'm not proud of this black mark on my record, but it's the only one I have,
and I would be extremely grateful if you could honor this request to remove
the lateness from my credit report. It would help me immensely in securing
other lines of credit so that I can further improve my credit score.
If the lateness cannot be removed entirely, I would still be appreciative if
you could make a goodwill adjustment.
Thank You. | c*****4
发帖数: 900 | 5 赞分享，同时建议楼主修复credit之后再申请，由于是jumbo loan
on
left
toward
,
【在 i*********r 的大作中提到】
: 我用的是这个模板
: To Whom It May Concern,
: Thank you for taking the time out of your day to read this letter. I just
: pulled my credit report, and discovered that a late payment was reported on
: [date] for my account [loan account number].
: 这段是late的理由，改一下
: [
: During that time, my mother fell terminally ill, and I was the only one left
: to care for her. As such, I had to leave my job, and my savings went toward
: her healthcare expenses. I fell on very rough times after she passed away,
|
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