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发帖数: 135 | 1 达拉斯买房，房子$292K,
要申请房贷了，Broker给我列了如下的Closing Fee list：
ORIGINATION CHARGES
Underwriting Fee $850.00
Attorney Fee $275.00
OTHER CHARGES
0.375 % ($675.00)
Appraisal Fee $455.00
Credit Report Fee $35.00
Closing/Escrow Fee $350.00
Lender's Title Insurance $250.00
Courier Fee $50.00
Tax Cert. $48.95
Guaranty Fee $10.00
Mortgage Recording Charge $130.00
Hazard Insurance Reserves $90.00 x 3 mth(s) $270.00
County Property Tax Reserves $550.00 x 3 mth(s) $1,650.00
Daily Interest Charges $18.7500 x 1 day(s) $18.75
Hazard Insurance Premium $90.00 x 12 mth(s) $1,080.00
总共Est. Prepaid Items/Reserves (+) $3,018.75
Est. Closing Costs (+) $1,778.95
这些fee的项目和各项目的数值都正常吗？
0.375 % ($675.00) 那一行credit是什么？
怎么有一个3个月的Hazard Insurance Reserves，然后又有一个12个月的Hazard
Insurance Premium？
另外，broker没给我算进$100 Option Fee的Credit，这个Credit是不是也应该在这里
反应出来？
谢谢 | u*****a
发帖数: 6276 | 2 几乎都对。你应该直接问你的broker and loan office。 | s*********o
发帖数: 288 | |
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