l****z 发帖数: 29846 | 1 In a bid to stem taxpayer losses for bad loans guaranteed by federal housing
agencies Fanny Mae and Freddy Mac, Senator Bob Corker (R-Tenn) proposed
that borrowers be required to make a 5% down payment in order to qualify.
His proposal was rejected 57-42 on a party-line vote because, as Senator
Chris Dodd (D-Conn) explained, "passage of such a requirement would restrict
home ownership to only those who can afford it."
I can't add anything to this. |
q******s 发帖数: 7469 | 2 放你妈狗屁。两房的charter里都规定了只能担保不超过80%ltv的loan,或者borrower
自己交20%,或者borrower问银行借2nd lien,然后买mortgage insurance。现在
mortgage insurance都倒了,银行也不作2ndlien生意了,买房的基本都要付25%到40%
的downpayment。这种5%的条款对fha/va还有效果,对两房就是胡jb扯。
就好比说你和你犹太老公结婚时已经签了每天下体要洗干净的约定,现在你劳工又要叫
你保证每天py都要洗干净,除非你不会作算数20>5,或者你觉得py不算下体的一部分,
否则你就是被犹太猪的jb桶到脑子里了
housing
restrict
【在 l****z 的大作中提到】 : In a bid to stem taxpayer losses for bad loans guaranteed by federal housing : agencies Fanny Mae and Freddy Mac, Senator Bob Corker (R-Tenn) proposed : that borrowers be required to make a 5% down payment in order to qualify. : His proposal was rejected 57-42 on a party-line vote because, as Senator : Chris Dodd (D-Conn) explained, "passage of such a requirement would restrict : home ownership to only those who can afford it." : I can't add anything to this.
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l****z 发帖数: 29846 | 3 哈哈, 又有哪个死基佬把你甩了,搞你大光其火啊.
borrower
【在 q******s 的大作中提到】 : 放你妈狗屁。两房的charter里都规定了只能担保不超过80%ltv的loan,或者borrower : 自己交20%,或者borrower问银行借2nd lien,然后买mortgage insurance。现在 : mortgage insurance都倒了,银行也不作2ndlien生意了,买房的基本都要付25%到40% : 的downpayment。这种5%的条款对fha/va还有效果,对两房就是胡jb扯。 : 就好比说你和你犹太老公结婚时已经签了每天下体要洗干净的约定,现在你劳工又要叫 : 你保证每天py都要洗干净,除非你不会作算数20>5,或者你觉得py不算下体的一部分, : 否则你就是被犹太猪的jb桶到脑子里了 : : housing : restrict
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N********n 发帖数: 8363 | 4
In other words 57 crooks want to lure the poor people into mortgages they
cannot afford, and yet the very same guys were the ones screaming for a
government-regulated "consumer-protection" program.
If anything we need to protect consumers from these 57 guys.
【在 l****z 的大作中提到】 : 哈哈, 又有哪个死基佬把你甩了,搞你大光其火啊. : : borrower
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O*****g 发帖数: 1257 | 5 What do these people care? Chris Dodd got favorable mortgage financing
simply by being "Friends of Angelo" -- Angelo being the
CEO of now defunct Countrywide Financial.
http://en.wikipedia.org/wiki/Angelo_Mozilo
【在 N********n 的大作中提到】 : : In other words 57 crooks want to lure the poor people into mortgages they : cannot afford, and yet the very same guys were the ones screaming for a : government-regulated "consumer-protection" program. : If anything we need to protect consumers from these 57 guys.
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