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USANews版 - Be on the Lookout for Credit Card Fees (转载)
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话题: card话题: credit话题: merchants话题: fees话题: lookout
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发帖数: 29846
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【 以下文字转载自 Accounting_Job_Network 俱乐部 】
发信人: lczlcz (lcz), 信区: Accounting_Job_Network
标 题: Be on the Lookout for Credit Card Fees
发信站: BBS 未名空间站 (Sun Jan 27 15:28:45 2013, 美东)
Written by Nickel
Consider yourself warned… Starting tomorrow (Sunday, January 27th)
merchants are free to start applying a surcharge for credit card purchases.
We’ve talked in the past about credit card surcharges, and how the major
card networks didn’t allow them. Well, that all changed this past summer
when Visa and MasterCard agreed to allow merchants to pass the cost of card
processing on to their customers.
While many merchants will hold off on applying these fees, those who choose
to do so are required by law to post a notice at checkout (and/or on their
website) so you’ll know before you reach for your credit card.
A few relevant notes:
Debit cards are immune to such charges as they were explicitly excluded
from the Visa/Mastercard settlement.
American Express wasn’t a party to this settlement, and they still
expressly prohibit merchants from applying a surcharge.
There are laws prohibiting credit card surcharges in ten states.
California
Colorado
Connecticut
Florida
Kansas
Maine
Massachusetts
New York
Oklahoma
Texas
And, of course, you always have the option of paying with cash…
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