l*******o
发帖数: 791 | 1 I am an international student without any credit background. Now I got my
new job with salary 70k+, however none credit card vendor approve my
credit card application. I still use debit card now.
Is there any way I can improve my credit history fast? By the way, since i
dont have credit card, how am I able to earn credits?
Sorry, sent this msg from office no chinese input method. |
r******o
发帖数: 1530 | 2 get your first credit card from the bank that has your direct deposit
information |
l*********y
发帖数: 1011 | |
P*****k
发帖数: 1567 | 4 Try secured credit cards. |
l*******o
发帖数: 791 | 5 I use Chase but they have rejected me four times.
【在 r******o 的大作中提到】
: get your first credit card from the bank that has your direct deposit
: information
|
h******x
发帖数: 10156 | 6
Try BOA and citibank, should be easier.
I remember my first credit card was from Costco, apply a membership there
and
should be easy to get a American express card.
【在 l*******o 的大作中提到】
: I am an international student without any credit background. Now I got my
: new job with salary 70k+, however none credit card vendor approve my
: credit card application. I still use debit card now.
: Is there any way I can improve my credit history fast? By the way, since i
: dont have credit card, how am I able to earn credits?
: Sorry, sent this msg from office no chinese input method.
|
p*******w
发帖数: 311 | 7 I made a 10K deposit at wellsfargo. They approved my credit card without any
problem. Several years later, they told me my card is a student credit card
. But I don't really see any difference. |
A*********t
发帖数: 7481 | 8 AmEx or Capital One. They take anyone.
【在 l*******o 的大作中提到】
: I am an international student without any credit background. Now I got my
: new job with salary 70k+, however none credit card vendor approve my
: credit card application. I still use debit card now.
: Is there any way I can improve my credit history fast? By the way, since i
: dont have credit card, how am I able to earn credits?
: Sorry, sent this msg from office no chinese input method.
|
C**********e
发帖数: 3957 | 9 * try to get your first credit to start with
bank of america is a great option
* how come you failed to get one while in school?
i even get my ssn there while studying and get my 1st credit card right
after that
* good luck~ |
a*******5
发帖数: 492 | |
|
|
c******2
发帖数: 4019 | 11 现在的确不如前几年了，严格很多，我开了公司账户，顺便申请公司信用卡都被拒，开
户时银行小姐已善意提醒了我。 |
h******e
发帖数: 1123 | 12 BOA，开个小额的Credit Card。
过半年就会收到很多信用卡公司的的Spam Mail。 |
z*****x
发帖数: 2370 | 13 get a store card first, such as macy's. use it and pay on time. before you
know it, you'll have too many credit cards. |
l*******o
发帖数: 791 | 14 I tried but failed.
I tried BOA, citibank, chase, amazon, kroger, macy's and others I even
forgot the name. They all said they cannot find my credit history.
you
【在 z*****x 的大作中提到】
: get a store card first, such as macy's. use it and pay on time. before you
: know it, you'll have too many credit cards.
|
z*****x
发帖数: 2370 | |
l*******o
发帖数: 791 | 16 Yes, I have used ssn for 2 years
【在 z*****x 的大作中提到】
: do you have ssn?
|
b*******k
发帖数: 4607 | 17
RE
【在 z*****x 的大作中提到】
: get a store card first, such as macy's. use it and pay on time. before you
: know it, you'll have too many credit cards.
|
z*****x
发帖数: 2370 | 18 a few thoughts:
1. try macy's or other dept stores again. make sure you apply for the store
card in-store.
2. make sure your name appear in your utility bills (same name as the one on
your state id/driver's license)
3. get a state id or driver's license.
4. go to your own bank to get a debit card
5. go to your own bank and apply for a secured credit card
6. have a friend add you as a authorized user on his credit card.
7. be patient...
【在 l*******o 的大作中提到】
: Yes, I have used ssn for 2 years
|
a***h
发帖数: 1222 | |
h******x
发帖数: 10156 | 20
Don't try to apply too many credit cards in a short period time since
checking credit have bad influence to your credit.
【在 l*******o 的大作中提到】
: I tried but failed.
: I tried BOA, citibank, chase, amazon, kroger, macy's and others I even
: forgot the name. They all said they cannot find my credit history.
:
: you
|
R****9
发帖数: 2355 | 21 I think secure credit card is your best choice |
