s*****r
发帖数: 814 | 1 【 以下文字转载自 TAX 讨论区 】
发信人: swinder (live), 信区: TAX
标 题: 问个health care FSA
发信站: BBS 未名空间站 (Tue Sep 18 16:19:31 2012, 美东)
夫妻双方都工作，不同公司，每人可以放5000 health care FSA, 总共10000， 还是总
共1个household不超过5000？ | i******4
发帖数: 20643 | | s*****r
发帖数: 814 | 3 any reference?
I am still very confused.
I searched online, and find here:
http://answers.webmd.com/answers/1194690/can-both-married-spous
FSAs are offered as an individual employee benefit, so each member of a
married couple can have his or her own FSA account, assuming one is
available to each separately at work.
FSAs allow employees to set aside salary, tax-free, to pay for health-care
expenses not covered by insurance for themselves and their dependents. That
includes deductibles, co-pays and co-insurance for medical and dental care.
FSA Limits
As of today, there's no maximum contribution set for health FSAs; it's left
up to your employer to set one, and many employers do establish a maximum,
says Anne Waidmann, a director of human resource services for Price
Waterhouse Cooper. A $5,000 cap on contributions is most common. That means
you and your spouse may currently be able to contribute $5,000 each, for a
total of $10,000.
But health reform will usher in some changes for these tax-free accounts.
Starting in 2013, for example, the maximum contribution an employee can make
to an FSA will be $2,500.
"If an employee and spouse are both employed and earn more than $2,500 each,
they can each contribute that amount to their FSAs, for a total of $5,000,"
Waidmann says.
Until that change takes effect, however, check with your employer to find
out what the maximum contribution is for 2011 and 2012. ...
For a list of medical expenses covered by an FSA, you can check the IRS's
website.
【在 i******4 的大作中提到】
: 1个household不超过5000
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