c*****r
发帖数: 8227 | 1 10-year treasury yield 新低了。
15-year fixed conforming, 3.0% no point no fee， 有没有可能？ |
i***h
发帖数: 12655 | 2 这也太好了吧?
5 ARM 好象 2.375
犹豫要不要去搞
【在 c*****r 的大作中提到】
: 10-year treasury yield 新低了。
: 15-year fixed conforming, 3.0% no point no fee， 有没有可能？
|
l********g
发帖数: 8819 | 3 5 ARM这么低了么？
【在 i***h 的大作中提到】
: 这也太好了吧?
: 5 ARM 好象 2.375
: 犹豫要不要去搞
|
r******d
发帖数: 1879 | 4 15Yr fix 3.0 no cost no impound if loan amount adround 400K, LTV is 75 or
below and credit score is 740 or above for a SFH primary residence
5yr ARM no cost no impound is still 2.75 (same conditions mentioned above) |
i***h
发帖数: 12655 | 5 15Yr fix no cost but with impound 能到多少?
【在 r******d 的大作中提到】
: 15Yr fix 3.0 no cost no impound if loan amount adround 400K, LTV is 75 or
: below and credit score is 740 or above for a SFH primary residence
: 5yr ARM no cost no impound is still 2.75 (same conditions mentioned above)
|
r******d
发帖数: 1879 | 6 No difference between impound and non-impound today
【在 i***h 的大作中提到】
: 15Yr fix no cost but with impound 能到多少?
|
i***h
发帖数: 12655 | 7 Thanks
好象 15 fix 比 5 ARM 合算
【在 r******d 的大作中提到】
: No difference between impound and non-impound today
|
b********2
发帖数: 5191 | |
l*******7
发帖数: 93 | 9 30 years fix loan amount below 417K 更好， 已经3.75% ， 没有impound le
loan amount between 417K-625K , 也可以3.875% without impound
【在 c*****r 的大作中提到】
: 10-year treasury yield 新低了。
: 15-year fixed conforming, 3.0% no point no fee， 有没有可能？
|
c*****r
发帖数: 8227 | 10 I do not care impound or not.
I was asking for "No Point No Fee" rate.
【在 r******d 的大作中提到】
: 15Yr fix 3.0 no cost no impound if loan amount adround 400K, LTV is 75 or
: below and credit score is 740 or above for a SFH primary residence
: 5yr ARM no cost no impound is still 2.75 (same conditions mentioned above)
|
|
|
r******d
发帖数: 1879 | 11 NO cost = no point no fee
items you should pay include
- property tax if still open
- loan interest to old and new lenders(two days overlap)
- loan amount difference
- hazard insurance premimum if needs renewal
【在 c*****r 的大作中提到】
: I do not care impound or not.
: I was asking for "No Point No Fee" rate.
|
c*****r
发帖数: 8227 | 12 Thank you for clarification. 45 days lock?
【在 r******d 的大作中提到】
: NO cost = no point no fee
: items you should pay include
: - property tax if still open
: - loan interest to old and new lenders(two days overlap)
: - loan amount difference
: - hazard insurance premimum if needs renewal
|
r******d
发帖数: 1879 | 13 60 days, and 6 months non-payoff period
【在 c*****r 的大作中提到】
: Thank you for clarification. 45 days lock?
|
l*******7
发帖数: 93 | 14 the rate I sent to you is no point and no fee rate , and the loan can close
with 30 days
【在 c*****r 的大作中提到】
: I do not care impound or not.
: I was asking for "No Point No Fee" rate.
|
m*******y
发帖数: 314 | 15 为什么我的30固定no point no fee 的62.5w的利率还要 4.125%?
4。125％ 正常么， 我家是一个人工作，但是信用分数～780。
谢谢了
【在 l*******7 的大作中提到】
: 30 years fix loan amount below 417K 更好， 已经3.75% ， 没有impound le
: loan amount between 417K-625K , 也可以3.875% without impound
|
s*****m
发帖数: 8094 | 16 啊？？2。375？super conforming?
【在 i***h 的大作中提到】
: 这也太好了吧?
: 5 ARM 好象 2.375
: 犹豫要不要去搞
|
b********2
发帖数: 5191 | 17 too good
【在 s*****m 的大作中提到】
: 啊？？2。375？super conforming?
|
l*******7
发帖数: 93 | 18
你的loan amount divide home value is 80%, you can still get 3.875% with
impuond or 3.99% without impound. Some lender's rate for 625K loan amount ,
if LTV is 80%, they can not provide good rate
【在 m*******y 的大作中提到】
: 为什么我的30固定no point no fee 的62.5w的利率还要 4.125%?
: 4。125％ 正常么， 我家是一个人工作，但是信用分数～780。
: 谢谢了
|
l*******7
发帖数: 93 | 19
you can send me email b********[email protected], I will quote the rate for you
now
【在 m*******y 的大作中提到】
: 为什么我的30固定no point no fee 的62.5w的利率还要 4.125%?
: 4。125％ 正常么， 我家是一个人工作，但是信用分数～780。
: 谢谢了
|
