s********9
发帖数: 12 | 1 1. 我credit history不好
那么是一点款都贷不下来还是只要downpay多一些,还是可能贷下来的?
比如18k的车,首付10k够不够?
2. 一般都是在dealer那里做finance吧?
在银行做更难贷?
3. downpay 可以用信用卡么? 还是必须全部cash or check?
记得以前听说可以通过买车来提高credit score的... ..
谢啦~~~ | s****y
发帖数: 682 | 2 I may be not the best person to answer your question. In my case, dealer
asked me to finance thru them. They don't care much about down payment. My
suggestion is going to website such as edmunds to have more info.
【在 s********9 的大作中提到】
: 1. 我credit history不好
: 那么是一点款都贷不下来还是只要downpay多一些,还是可能贷下来的?
: 比如18k的车,首付10k够不够?
: 2. 一般都是在dealer那里做finance吧?
: 在银行做更难贷?
: 3. downpay 可以用信用卡么? 还是必须全部cash or check?
: 记得以前听说可以通过买车来提高credit score的... ..
: 谢啦~~~
| s********9
发帖数: 12 | 3 自顶....
也就是说不管信用记录如何,down payment不会太重要?
如果信用记录比较差, (或者没有什么信用记录), 是不是会提高APR?
不过一般也允许提前还清?
还有就是,买车到底可不可以用信用卡啊~~~
谢谢~!!
【在 s****y 的大作中提到】
: I may be not the best person to answer your question. In my case, dealer
: asked me to finance thru them. They don't care much about down payment. My
: suggestion is going to website such as edmunds to have more info.
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