l**********8
发帖数: 314 | 1 If I buy a $25k new car, should I pay 5k down payment or 10k down payment if
APR is the same. If you have a car accident, will insurance cover the rest
of your car loan? if that's the case, maybe 5K is better since I pay less
upfront? Thanks!! |
a*****m
发帖数: 4745 | 2 保险和你的车的downpay无关。
DownPay less if APR is low, vice versa.
if
rest
【在 l**********8 的大作中提到】
: If I buy a $25k new car, should I pay 5k down payment or 10k down payment if
: APR is the same. If you have a car accident, will insurance cover the rest
: of your car loan? if that's the case, maybe 5K is better since I pay less
: upfront? Thanks!!
|
b******n
发帖数: 2114 | |
g*********e
发帖数: 14401 | 4 downpay less if 0, 0.9 apr, otherwise downpay more.
insurance only covers the current value of the car, not the buying price.
But there's an insurance option you can buy to cover the gap between the
current value and purchase price, and it helps to pay off the loan. |
l**********8
发帖数: 314 | 5 Thanks, why downpay less if APR is low. I might get 0% APR
【在 a*****m 的大作中提到】
: 保险和你的车的downpay无关。
: DownPay less if APR is low, vice versa.
:
: if
: rest
|
l**********8
发帖数: 314 | 6 Thanks. I am wondering why the insurance has nothing to do with downpay. If
my car totalled, I paid less upfront, so my loss is less because insurance
will cover the rest of loan?
【在 b******n 的大作中提到】
: 跟保险无关吧
|
a*****m
发帖数: 4745 | 7 Toyota 0% APR的话你贷款又没有利息， 慢慢还去呗。
当然了， 如果 3% APR的话， 你愿意少付downpay多付利息的话没人拦着你。
【在 l**********8 的大作中提到】
: Thanks, why downpay less if APR is low. I might get 0% APR
|
s*******r
发帖数: 2697 | 8 0APR的话 downpay可刷信用卡的最高数额 你懂的 |
a*****m
发帖数: 4745 | 9 这么爽， 那岂不是3万块的credit card直接刷卡买回家了。
【在 s*******r 的大作中提到】
: 0APR的话 downpay可刷信用卡的最高数额 你懂的
|
