m*********3
发帖数: 1425 | 1 下雪天车被追尾了，倒不严重，后保险杠上有些划痕，叫了警察，给了一个crash data
exchange form,有双方保险信息，不过没有对方联系电话。
第一次出事故，请教怎么处理。
网上有人说给自己保险公司打电话，尽管不是自己的问题，还会长保险。
这样是不是直接联系对方的保险公司？谢谢。 | m******u
发帖数: 1213 | 2 拍照留底，
电话你保险公司，
然后等他们去和对方保险公司沟通，
你别的不管，
等着去appraisal，然后找制定的车铺修车。 | y***1
发帖数: 583 | | m*****3
发帖数: 13701 | 4 You probably should not contact the other party's insurance company directly
, they will record your conversation and anything you say, especially things
that do not benefit you (for example, you say you had to brake hard or
whatever), may be used by them against you. So it is the safest that you get
a lawyer (better if you are injured) to represent you, or just tell your
own insurance company, let them handle it.
Since you are not at fault, you should not be responsible for the accident,
BUT your insurance premium still might increase. | l*****t
发帖数: 2851 | 5 1）police report 基本不写谁的责任，只是试试叙述（其实也有倾向性的，可能我们
不了解，保险公司了解）
2）你需要把报告的号码告诉你的保险公司，他们会负责去要报告，和对方保险公司联系
3）如果你不紧急，不修，等结果。
如果你赢了，基本对你保险没影响。
特殊情况，我们正好经历。 调查期间renew 保险。 因为有case open, 保险公司给涨
价很高。 case close之后（我们无责任）， 保险公司按照新的quote，不再给以前的
低价格了。 | C******s
发帖数: 1282 | 6 一堆人瞎指挥。你要是自己身体没有啥问题，就直接联系对方保险公司，对方保险公司
会派人来估价，你可以选择要钱还是去他们指定的地方修。根本就不用联系自己的保险
公司，除非你觉得对方的保险公司赖帐或者理赔不合理，你才去找你自己的公司去处理
。一般情况，大多数公司都不会在这种小事故上纠缠。不过只要通过了你自己的公司，
你的保险下回可能会涨。如果你身体有问题，那就怎么弄都行了。
data
【在 m*********3 的大作中提到】
: 下雪天车被追尾了，倒不严重，后保险杠上有些划痕，叫了警察，给了一个crash data
: exchange form,有双方保险信息，不过没有对方联系电话。
: 第一次出事故，请教怎么处理。
: 网上有人说给自己保险公司打电话，尽管不是自己的问题，还会长保险。
: 这样是不是直接联系对方的保险公司？谢谢。
| C******s
发帖数: 1282 | 7 你的经历么?我都联系好几次了，有事说事，然后修车，就这么简单，哪像你说的那么
复杂
directly
things
get
,
【在 m*****3 的大作中提到】
: You probably should not contact the other party's insurance company directly
: , they will record your conversation and anything you say, especially things
: that do not benefit you (for example, you say you had to brake hard or
: whatever), may be used by them against you. So it is the safest that you get
: a lawyer (better if you are injured) to represent you, or just tell your
: own insurance company, let them handle it.
: Since you are not at fault, you should not be responsible for the accident,
: BUT your insurance premium still might increase.
| C******s
发帖数: 1282 | 8 你的经历么?我都联系好几次了，有事说事，然后修车，就这么简单，哪像你说的那么
复杂
directly
things
get
,
【在 m*****3 的大作中提到】
: You probably should not contact the other party's insurance company directly
: , they will record your conversation and anything you say, especially things
: that do not benefit you (for example, you say you had to brake hard or
: whatever), may be used by them against you. So it is the safest that you get
: a lawyer (better if you are injured) to represent you, or just tell your
: own insurance company, let them handle it.
: Since you are not at fault, you should not be responsible for the accident,
: BUT your insurance premium still might increase.
| J***J
发帖数: 301 | 9 随便找个body shop，一般不但可以修好，还可以稍微赚点！ |
|
