b*********e
发帖数: 2642 | 1 ETF的一些优点,是不是如果长期持有的话(比如在roth ira里放个十几年),
和Index MF比起来就没什么特别优势了.反而因为不是自动重新投资,不如Index MF? | k**f
发帖数: 372 | 2 ETF is good if you want do a one time big investment and leave it alone. MF
is good if you want to build up your position over time, because you don't
have to pay commission each time you add more money into it, which is
required by ETF.
Both index MF and ETF have the unique benefit of tax efficiency, that is
they distribute little capital gain along the way.
So it is recommended that you invest in index MF or ETF in a taxable account
. Roth IRA is tax free, so the tax efficiency advantage of in | b*********e
发帖数: 2642 | 3 谢谢啊。我现在就那么点钱，只能填满每年我和ld的roth ira，暂时不考虑外头的了
买index一是省心，二是收费也低，虽然index税收的优势在roth ira里被缩小了
等有空了再钻研一下买个别的MF吧
你指出的这几点，都说明长期持有的话，ETF没有超越MF的优点，是这样吧。
MF
account
【在 k**f 的大作中提到】
: ETF is good if you want do a one time big investment and leave it alone. MF
: is good if you want to build up your position over time, because you don't
: have to pay commission each time you add more money into it, which is
: required by ETF.
: Both index MF and ETF have the unique benefit of tax efficiency, that is
: they distribute little capital gain along the way.
: So it is recommended that you invest in index MF or ETF in a taxable account
: . Roth IRA is tax free, so the tax efficiency advantage of in
| K****D
发帖数: 30533 | 4 almost no advantage, except maybe slightly little less expense ratio.
【在 b*********e 的大作中提到】
: 谢谢啊。我现在就那么点钱，只能填满每年我和ld的roth ira，暂时不考虑外头的了
: 买index一是省心，二是收费也低，虽然index税收的优势在roth ira里被缩小了
: 等有空了再钻研一下买个别的MF吧
: 你指出的这几点，都说明长期持有的话，ETF没有超越MF的优点，是这样吧。
:
: MF
: account
| b*********e
发帖数: 2642 | 5 thanks.
【在 K****D 的大作中提到】
: almost no advantage, except maybe slightly little less expense ratio.
|
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