E********l
发帖数: 48 | 1 for example:
Jan 1,2008 for 2008
or Feb. 2009 for 2008 after you are sure the AGI is below the limit |
i**y
发帖数: 1170 | 2 I plan to purchase in 2008 limit on Apr.15, 2009
【在 E********l 的大作中提到】
: for example:
: Jan 1,2008 for 2008
: or Feb. 2009 for 2008 after you are sure the AGI is below the limit
|
K****D
发帖数: 30533 | 3 If I am >80% sure my AGI will be below the limit:
1) if I am bullish: 1/1/2008
2) if I am bearish: 4/15/2009 or until I am bullish.
If I am <=80% sure my AGI will be below the limit:
Wait until I am >80% sure of my situation.
【在 E********l 的大作中提到】
: for example:
: Jan 1,2008 for 2008
: or Feb. 2009 for 2008 after you are sure the AGI is below the limit
|
r****y
发帖数: 3412 | 4 等算完税。。去年吃了大亏。。都投满结果算完这通折腾。。今年奋力qualify但还没
想好投不投。。
【在 E********l 的大作中提到】
: for example:
: Jan 1,2008 for 2008
: or Feb. 2009 for 2008 after you are sure the AGI is below the limit
|
u**o
发帖数: 4652 | 5 why bullish matters?
you just put your money there in the MM
【在 K****D 的大作中提到】
: If I am >80% sure my AGI will be below the limit:
: 1) if I am bullish: 1/1/2008
: 2) if I am bearish: 4/15/2009 or until I am bullish.
: If I am <=80% sure my AGI will be below the limit:
: Wait until I am >80% sure of my situation.
|
K****D
发帖数: 30533 | 6 The MM there usually does not earn as much as MMs outside.
【在 u**o 的大作中提到】
: why bullish matters?
: you just put your money there in the MM
|
m****n
发帖数: 1104 | 7 菜鸟问题：
1. 这ira不需要抱在1040上面吧，如果我在vanguard开ira，他们怎么知道我的收入到
没到limit？是开的
时候他们看我的税表？还是irs会通知他们？有点糊涂。
2. 有没有工作都可以开roth ira的吧？
3. 哪里开roth ira好啊？想选择多一点，手续费少一点的。大家都在那里开哈？
vanguard? fidelity?
scottrade? ameritrade? 还是别的？
请好心人帮解惑一下，谢谢谢谢！！
【在 r****y 的大作中提到】
: 等算完税。。去年吃了大亏。。都投满结果算完这通折腾。。今年奋力qualify但还没
: 想好投不投。。
|
u**o
发帖数: 4652 | 8 yeah, but before you retire there will be some bull market
【在 K****D 的大作中提到】
: The MM there usually does not earn as much as MMs outside.
|
K****D
发帖数: 30533 | 9 When I decide when to put in 2009's $5000, I only care about if there
will be some bull market before 4/15/2010.
【在 u**o 的大作中提到】
: yeah, but before you retire there will be some bull market
|
n****b
发帖数: 120 | 10 you guys know there is such a thing called recharacterization right?
put your money in whenever you want. take it out by tax day if your AGI is
over the limit. |
n****b
发帖数: 120 | 11 you can always hold the money in a short term brokered cd, which you can
resell at any time. short term rates are stable right now.
【在 K****D 的大作中提到】
: The MM there usually does not earn as much as MMs outside.
|
K****D
发帖数: 30533 | 12 I would rather lose some potential yield in order to avoid that hassle.
To me, contribute once I am sure I qualify is a better choice.
【在 n****b 的大作中提到】
: you guys know there is such a thing called recharacterization right?
: put your money in whenever you want. take it out by tax day if your AGI is
: over the limit.
|
E********l
发帖数: 48 | 13 1 ROth IRa is from your after tax income. no need to put on 1040. your bank
will send a form to IRS, IRS will check your income limit from your 1040. if
you are over limit. you will be flagged.
2 you can only have a roth ira only when you have a taxable income.
【在 m****n 的大作中提到】
: 菜鸟问题：
: 1. 这ira不需要抱在1040上面吧，如果我在vanguard开ira，他们怎么知道我的收入到
: 没到limit？是开的
: 时候他们看我的税表？还是irs会通知他们？有点糊涂。
: 2. 有没有工作都可以开roth ira的吧？
: 3. 哪里开roth ira好啊？想选择多一点，手续费少一点的。大家都在那里开哈？
: vanguard? fidelity?
: scottrade? ameritrade? 还是别的？
: 请好心人帮解惑一下，谢谢谢谢！！
|
