c*****x 发帖数: 429 | 1 http://www.irs.gov/newsroom/article/0,,id=248482,00.html
The elective deferral (contribution) limit for employees who participate in
401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings
Plan is increased from $16,500 to $17,000.
The AGI phase-out range for taxpayers making contributions to a Roth IRA is
$173,000 to $183,000 for married couples filing jointly, up from $169,000 to
$179,000 in 2011. For singles and heads of household, the income phase-out
range is $110,000 to $125,000, up from $107,000 to $122,000. For a married
individual filing a separate return who is covered by a retirement plan at
work, the phase-out range remains $0 to $10,000.
IRA contribution limit remains $5,000 | h********8 发帖数: 7355 | 2 "the income phase-out range"是什么意思?
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【在 c*****x 的大作中提到】 : http://www.irs.gov/newsroom/article/0,,id=248482,00.html : The elective deferral (contribution) limit for employees who participate in : 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings : Plan is increased from $16,500 to $17,000. : The AGI phase-out range for taxpayers making contributions to a Roth IRA is : $173,000 to $183,000 for married couples filing jointly, up from $169,000 to : $179,000 in 2011. For singles and heads of household, the income phase-out : range is $110,000 to $125,000, up from $107,000 to $122,000. For a married : individual filing a separate return who is covered by a retirement plan at : work, the phase-out range remains $0 to $10,000.
| w****n 发帖数: 1737 | 3 if your income (AGI ?) is higher than the number,
your tax benefit is decreased (or phased out) until you don't get any
benefit.
【在 h********8 的大作中提到】 : "the income phase-out range"是什么意思? : : in : Savings : is : to : out : married : at
| h********8 发帖数: 7355 | 4 那是指Roth IRA?
401k,不管AGI,还是可以放到16。5k,对吧?
为什么有的公司,限制401k上限呢(远不到16。5k)?给了个"non-qualified
plan":年初固定比例,可放100%工资。取出时间也要预定好,不能roll over到
IRA。。。
【在 w****n 的大作中提到】 : if your income (AGI ?) is higher than the number, : your tax benefit is decreased (or phased out) until you don't get any : benefit.
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