u******6
发帖数: 251 | 1 The rate today would be at 5% fixed. Total monthly payment will be $2940.91.
I estimated home owners insurance at $125 per
month. Monthly mortgage insurance is $194.61. This can be changed if you
wish to pay part of the mortgage insurance in cash.
purchase price: 425,000 (seller pays 6,000 closing cost) property tax：7,191
10% down pay, 90% first loan (not qualified for a second loan)
怎么mortgage insurance这么多阿？这个月付款是不是属于合理阿？ |
j*****7
发帖数: 4348 | |
H******7
发帖数: 34403 | 3 mortgage insurance = 0.5% ,425000 x 0.005/12 =177 around,
91.
191
【在 u******6 的大作中提到】
: The rate today would be at 5% fixed. Total monthly payment will be $2940.91.
: I estimated home owners insurance at $125 per
: month. Monthly mortgage insurance is $194.61. This can be changed if you
: wish to pay part of the mortgage insurance in cash.
: purchase price: 425,000 (seller pays 6,000 closing cost) property tax：7,191
: 10% down pay, 90% first loan (not qualified for a second loan)
: 怎么mortgage insurance这么多阿？这个月付款是不是属于合理阿？
|
t**s
发帖数: 1393 | 4 据此版有说，当你的 principle/loan > 20% 想免去 mortgage insurance 时，有一些
意料不到的麻烦 (特别当房子降价时)，所以要特别留意相关条款 |
u******6
发帖数: 251 | 5 谢谢各位回复！principle/loan > 20%是什么意思啊？mortgage insurance还能免？房
子降价又能有什么麻烦呢？
【在 t**s 的大作中提到】
: 据此版有说，当你的 principle/loan > 20% 想免去 mortgage insurance 时，有一些
: 意料不到的麻烦 (特别当房子降价时)，所以要特别留意相关条款
|
y****j
发帖数: 2971 | 6 mortgage insurance就是你的downpay不到20%银行要是INSURANCE.
一旦到了20%就可以取消这个INSURANCE.
【在 u******6 的大作中提到】
: 谢谢各位回复！principle/loan > 20%是什么意思啊？mortgage insurance还能免？房
: 子降价又能有什么麻烦呢？
|
u******6
发帖数: 251 | |
