i****p 发帖数: 20 | 1 上星期lock the interest rate at 4.375 15years fixed, loan 108000. The
following is the closing cost BOA sent to me.大侠们能帮我这个菜鸟看看吗?瞰谢谢
1. origination charge $615
2. full appraisal 425
credit report fee 35
tax service 84
flood check 26
3. title service and leader's title insurance 1525 (is this too high? I
checked somebody else's data, about 700$)
4. government recording charges 400
transfer taxes 615.60
5. initial deposit for escrow account 330
6. daily interets chages $12.95X27 days = 349.65
Therefo |
h***i 发帖数: 1970 | 2 费用不全,property tax都没有,1和2的前两项很多lender可以免掉。
谢谢
【在 i****p 的大作中提到】 : 上星期lock the interest rate at 4.375 15years fixed, loan 108000. The : following is the closing cost BOA sent to me.大侠们能帮我这个菜鸟看看吗?瞰谢谢 : 1. origination charge $615 : 2. full appraisal 425 : credit report fee 35 : tax service 84 : flood check 26 : 3. title service and leader's title insurance 1525 (is this too high? I : checked somebody else's data, about 700$) : 4. government recording charges 400
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G****n 发帖数: 618 | 3 appraisal 如何去掉? 羊毛出在羊身上, 要去掉肯定别的费用高于能得到的最低价...
【在 h***i 的大作中提到】 : 费用不全,property tax都没有,1和2的前两项很多lender可以免掉。 : : 谢谢
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h***i 发帖数: 1970 | 4 lender贷给你钱,他就赚了,no point, no cost的贷款就是你不付钱给银行,包括这
个appraisal fee.
【在 G****n 的大作中提到】 : appraisal 如何去掉? 羊毛出在羊身上, 要去掉肯定别的费用高于能得到的最低价...
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p*****r 发帖数: 595 | 5 大银行好像都没有no cost的吧
【在 h***i 的大作中提到】 : lender贷给你钱,他就赚了,no point, no cost的贷款就是你不付钱给银行,包括这 : 个appraisal fee.
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