b**a
发帖数: 1118 | 1 rate is 3.5% for 350k
LOAN COSTS:
$ 9,000.00 *Loan origination fee 2.000%
$ 795.00 *Processing
$ 25.00 *SB Wire fee
$ 50.00 *Appraisal admin fee
$ 475.00 Appraisal fee
$ 32.86 Credit report to First American CREDCO
$ 77.00 *Tax service to Tax Service Provider
$ 9.50 *Flood certification to First American Flood Data Services
$ 750.00 *Settlement or closing fee
$ 750.00 Lender's title insurance
$ 1,000.00 Owner's title insurance
$ 200.00 Government recording charges
Items with (*) are shown on the Truth- In- Lending Disclosure as Finance
charges.
ESTIMATED TOTAL LOAN COSTS $ 13,164.36
PREPAID ITEMS:
$ 647.26 *Interest for 15 day(s) @ $43.1507 per day
$ 125.01 Hazard insurance reserves for 3 payment(s) @ $41.67
$ 1,250.01 Property taxes for 3 payment(s) @ $416.67 |
n*******9
发帖数: 3244 | 2 rate and loan amount?
【在 b**a 的大作中提到】
: rate is 3.5% for 350k
: LOAN COSTS:
: $ 9,000.00 *Loan origination fee 2.000%
: $ 795.00 *Processing
: $ 25.00 *SB Wire fee
: $ 50.00 *Appraisal admin fee
: $ 475.00 Appraisal fee
: $ 32.86 Credit report to First American CREDCO
: $ 77.00 *Tax service to Tax Service Provider
: $ 9.50 *Flood certification to First American Flood Data Services
|
b**a
发帖数: 1118 | |
o*****p
发帖数: 5952 | 4 有些费用和贷款中介没有关系。比如title.
【在 b**a 的大作中提到】
: rate is 3.5 for 350k
|
n*****1
发帖数: 44 | 5 You should be able to get lower cost or fees than this is, if you have
perfect financial situation. |
b**a
发帖数: 1118 | 6 Thank you all for the answer.
I do not really know how much lower cost i can get. Every broker said he/she
can do a great rate and cost but i do not know if it is true or not... |
t**********r
发帖数: 2153 | 7 origination fee 好高。你的credit score 大概是多少？
【在 b**a 的大作中提到】
: rate is 3.5 for 350k
|
b**a
发帖数: 1118 | 8 More than 760 i guess.
【在 t**********r 的大作中提到】
: origination fee 好高。你的credit score 大概是多少？
|
I******A
发帖数: 426 | 9 9000的loan origination fee,是不是有charge你point?
【在 b**a 的大作中提到】
: More than 760 i guess.
|
o*****p
发帖数: 5952 | 10 在加州，请联系我们。
she
【在 b**a 的大作中提到】
: Thank you all for the answer.
: I do not really know how much lower cost i can get. Every broker said he/she
: can do a great rate and cost but i do not know if it is true or not...
|
M******e
发帖数: 4179 | 11 看样子是。
【在 I******A 的大作中提到】
: 9000的loan origination fee,是不是有charge你point?
|
