X*********u
发帖数: 107 | 1 看上了一个Condo,大概18万左右，准备长期出租。
这种情况下，是一次全款付清划算呢，还是贷款划算？
菜鸟一只，谢谢大家的建议。 | k******e
发帖数: 1579 | 2 use calculator, put this way.
it depends on the cash money you saved can make a bigger or less return than
the loan rate or not.
say, if you make a 100K loan. you then save 100k cash.
if you invest 100K, make a year return of >5%. It will be better than 100k l
oan with a loan rate of <5%.
【在 X*********u 的大作中提到】
: 看上了一个Condo,大概18万左右，准备长期出租。
: 这种情况下，是一次全款付清划算呢，还是贷款划算？
: 菜鸟一只，谢谢大家的建议。
| X*********u
发帖数: 107 | 3 thanks so much
than
l
【在 k******e 的大作中提到】
: use calculator, put this way.
: it depends on the cash money you saved can make a bigger or less return than
: the loan rate or not.
: say, if you make a 100K loan. you then save 100k cash.
: if you invest 100K, make a year return of >5%. It will be better than 100k l
: oan with a loan rate of <5%.
| k******e
发帖数: 1579 | 4 don't forget the closing cost. it is usually is 4% of loan amount.
【在 X*********u 的大作中提到】
: thanks so much
:
: than
: l
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