C******a
发帖数: 119 | 1 We took out a mortgage a few months ago. Now, four months later, we don't
need the money anymore and want to pay off the mortgage. I heard that
mortgages are not supposed to be paid off within 6 months or one year even
without prepayment penalty. If we pay off our mortgage within 6 months,
would that harm our loan broker in anyway? Our loan broker is a friend. |
c******j
发帖数: 3239 | |
p******y
发帖数: 3523 | 3 赞有钱！
是的，最好只是pay 6个payment之后在pay off，否则lender会要求broker退回部分乃
至全部佣金。这种规定的主要原因是lender会认为borrower本不需要借钱，之所以借钱
是因为broker想挣佣金。 |
f****i
发帖数: 20252 | 4 怕给agent惹麻烦的话,先付一半再说
【在 p******y 的大作中提到】
: 赞有钱！
: 是的，最好只是pay 6个payment之后在pay off，否则lender会要求broker退回部分乃
: 至全部佣金。这种规定的主要原因是lender会认为borrower本不需要借钱，之所以借钱
: 是因为broker想挣佣金。
|
C******a
发帖数: 119 | 5 Thanks for the info! It should be safe for the broker if we pay off after 6
payments, right?
【在 p******y 的大作中提到】
: 赞有钱！
: 是的，最好只是pay 6个payment之后在pay off，否则lender会要求broker退回部分乃
: 至全部佣金。这种规定的主要原因是lender会认为borrower本不需要借钱，之所以借钱
: 是因为broker想挣佣金。
|
k***a
发帖数: 2400 | 6 Check with the agent or the lender for the minimum period, range from 4 - 10
months and vary between lenders...
6
【在 C******a 的大作中提到】
: Thanks for the info! It should be safe for the broker if we pay off after 6
: payments, right?
|
F******p
发帖数: 2099 | |
b*****o
发帖数: 715 | 8 你在close的时候应该会签一份关于6个月就refinance的文件的。
如果你没有签，我觉得就没有任何罚款。
【在 C******a 的大作中提到】
: We took out a mortgage a few months ago. Now, four months later, we don't
: need the money anymore and want to pay off the mortgage. I heard that
: mortgages are not supposed to be paid off within 6 months or one year even
: without prepayment penalty. If we pay off our mortgage within 6 months,
: would that harm our loan broker in anyway? Our loan broker is a friend.
|
