m*****y
发帖数: 229 | 1 一时半伙也买不起house。但觉得租一室一厅apartment一个月将近1600，买个condo估
计一个月也就这么多。而且几年以后卖掉的时候不指望涨价，至少不会跌很多，这样岂
不相当于每个月不花钱住房。而且买condo应该也会抵税。
大家觉得我想的对吗？但好像没发现有多少人买condo，这是为什么呢。
大家都踊跃分析分析，买condo都有什么坏处。 | l*****u
发帖数: 12114 | 2 condo有很多花费。HOA，地税，按揭，保险，水电垃圾污水，加起来应该不会少。
【在 m*****y 的大作中提到】
: 一时半伙也买不起house。但觉得租一室一厅apartment一个月将近1600，买个condo估
: 计一个月也就这么多。而且几年以后卖掉的时候不指望涨价，至少不会跌很多，这样岂
: 不相当于每个月不花钱住房。而且买condo应该也会抵税。
: 大家觉得我想的对吗？但好像没发现有多少人买condo，这是为什么呢。
: 大家都踊跃分析分析，买condo都有什么坏处。
| b*****t
发帖数: 7331 | 3 买single family house可以省其中的哪几项？
对了，跟邻居share 墙的算什么，是single family house还是condo？
condo估
样岂
【在 l*****u 的大作中提到】
: condo有很多花费。HOA，地税，按揭，保险，水电垃圾污水，加起来应该不会少。
| l*****u
发帖数: 12114 | 4 SFH一般没有HOA， 那个基本就是白交。还有就是SFH的升值空间大，地也是你的。
CONDO一堆的规矩，升值空间还不大。关于CONDO的P&C有很多讨论。
【在 b*****t 的大作中提到】
: 买single family house可以省其中的哪几项？
: 对了，跟邻居share 墙的算什么，是single family house还是condo？
:
: condo估
: 样岂
| e******e
发帖数: 10121 | 5 我有个朋友在佛罗里达2万多买了个apartment：） | m*****y
发帖数: 229 | 6 洛杉矶这边估计怎么也要20万吧。不过还是觉得比租房合算。不过就是不知道想卖的时
候容不容易卖掉，是不是agent的commision也挺高的。 | k********y
发帖数: 2562 | 7 it depends on the market, as i know from 2002 to 2005, some condo can make
more than 200,000 and up, of course it has to be in a good school district.
my personal opinion, if u can not afford sfh, buying a condo is still better
than renting an appartment in a long term. Besides, it is tax deductable.
You can not deduct a penny tax if you rent one bedroom appartment. Just my
two cents... | d******e
发帖数: 278 | 8 确定不是time share?
【在 e******e 的大作中提到】
: 我有个朋友在佛罗里达2万多买了个apartment：）
| M*****t
发帖数: 26706 | 9 晓松说的肯定是有根据的。
【在 d******e 的大作中提到】
: 确定不是time share?
| O**o
发帖数: 2071 | 10 这几条，SFH一个也跑不了啊。
【在 l*****u 的大作中提到】
: condo有很多花费。HOA，地税，按揭，保险，水电垃圾污水，加起来应该不会少。
| | | T******T
发帖数: 3066 | 11 townhome/townhouse
【在 b*****t 的大作中提到】
: 买single family house可以省其中的哪几项？
: 对了，跟邻居share 墙的算什么，是single family house还是condo？
:
: condo估
: 样岂
| A**A
发帖数: 3392 | 12 townhouse和cando啥区别？这几个似乎都挺象的:(
【在 T******T 的大作中提到】
: townhome/townhouse
| q******s
发帖数: 7469 | 13 townhouse从一楼到顶的地是你的。condo只是那块地上你占了一个share，具体是哪块
地就不知道了。不像townhouse,你脚下的地就是你的。
【在 A**A 的大作中提到】
: townhouse和cando啥区别？这几个似乎都挺象的:(
| k******o
发帖数: 3328 | 14 Every property owners have to pay 地税，按揭，保险，水电垃圾污水. HOA in
general will cover your outside insurance, maintenance, water, gardening,
etc.
Just friendly reminder that if your condo community has > 50% for rental or
15% delinquency rate, not every lender will approve your loan.
Every refinance, in most cases, will occur HOA document fee (in most cases
covered by your mortgage broker).
【在 l*****u 的大作中提到】
: condo有很多花费。HOA，地税，按揭，保险，水电垃圾污水，加起来应该不会少。
| s*******g
发帖数: 1607 | 15 I would never ever buy a condo, first of all there is that damn HOA fee,
which is just stupid IMO, it's money in the water, most SFHs don't have that
. Then you are stuck with your neighbors, it's like living in an apt except
you signed yourself to a multi-year lease unless you want to take a big
haircut and get out early
I live in a condo now, thank god I rent, it's a nice neighborhood, but the
owners are still down some 150k from 3 years ago, and they pay $300 a month
or so in HOA fees, it'll be a long time before they go cash positive
【在 m*****y 的大作中提到】
: 一时半伙也买不起house。但觉得租一室一厅apartment一个月将近1600，买个condo估
: 计一个月也就这么多。而且几年以后卖掉的时候不指望涨价，至少不会跌很多，这样岂
: 不相当于每个月不花钱住房。而且买condo应该也会抵税。
: 大家觉得我想的对吗？但好像没发现有多少人买condo，这是为什么呢。
: 大家都踊跃分析分析，买condo都有什么坏处。
| s*******g
发帖数: 1607 | 16 BTW I was reading some HOA meeting notices, things like repair a balcony,
repair an apt with a leak, painting, adding new furniture to the lobby, all
that stuff, guess who pays for it even if the balcony/leak/furniture isn't
for your apt? yah you do
that
except
month
【在 s*******g 的大作中提到】
: I would never ever buy a condo, first of all there is that damn HOA fee,
: which is just stupid IMO, it's money in the water, most SFHs don't have that
: . Then you are stuck with your neighbors, it's like living in an apt except
: you signed yourself to a multi-year lease unless you want to take a big
: haircut and get out early
: I live in a condo now, thank god I rent, it's a nice neighborhood, but the
: owners are still down some 150k from 3 years ago, and they pay $300 a month
: or so in HOA fees, it'll be a long time before they go cash positive
| Y***r
发帖数: 15270 | 17 some HOA covers water, sewage, and trash, which cost me $100 a month for a
SFH and you can also use community pool, tennis court, gym by paying the HOA
...so it's not that bad for that HOA fee charged each month.
that
except
month
【在 s*******g 的大作中提到】
: I would never ever buy a condo, first of all there is that damn HOA fee,
: which is just stupid IMO, it's money in the water, most SFHs don't have that
: . Then you are stuck with your neighbors, it's like living in an apt except
: you signed yourself to a multi-year lease unless you want to take a big
: haircut and get out early
: I live in a condo now, thank god I rent, it's a nice neighborhood, but the
: owners are still down some 150k from 3 years ago, and they pay $300 a month
: or so in HOA fees, it'll be a long time before they go cash positive
| Y***r
发帖数: 15270 | 18 true, it's very hard to get an approved loan or good rate to buy a condo.
or
【在 k******o 的大作中提到】
: Every property owners have to pay 地税，按揭，保险，水电垃圾污水. HOA in
: general will cover your outside insurance, maintenance, water, gardening,
: etc.
: Just friendly reminder that if your condo community has > 50% for rental or
: 15% delinquency rate, not every lender will approve your loan.
: Every refinance, in most cases, will occur HOA document fee (in most cases
: covered by your mortgage broker).
|
|
