y*****y
发帖数: 1208 | 1 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
China Construction Bank (his bank) to Bank of America(my bank). He paid
wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
transaction is done but I only see $29,985 got in my account. I called BOA
twice and both reps told me BOA didn't charge me because I am a platnium
status customer. My dad asked CCB and they flat-out denied they have taken
the $15 and told him it must be BOA's charge.
WTF? In this day and age, big bank doesn't even care about reputation and
just lies about charges? Whoever took the $15 wouldn't even clarify the fee
and give out a receipt. It is not a lot of money. But why the F lied about
it? And one of the biggest banks in China? Fvck CCB. Liars and thieves.
Anyone had similar experience? |
x****u
发帖数: 12955 | 2
the
BOA
taken
fee
about
别完全相信rep的话。大部分时间他们不知道自己在说什么。
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
b********9
发帖数: 1061 | 3 招商也很cheap,给朋友转了2万，由于某些原因，需要reverse这些钱，结果，BOA没有
charge我一分钱，无耻的招商告诉我朋友要charge $40,才能协助转回来。我估计是BOA
帮我争取了，最后charge了，25 bucks,
国内银行怎么这么乱收费。 |
y*****y
发帖数: 1208 | 4 Both did some research in BOA system and told me $29,985 is how much it's
coming to the bank. Are you saying BOA is lying, not CCB? I have been a long
time customer with BOA for 10 years and all the bank charges are itemized.
There is no undeclared fees such as this one. I believe CCB charged the fee
but denies it now.
【在 x****u 的大作中提到】
:
: the
: BOA
: taken
: fee
: about
: 别完全相信rep的话。大部分时间他们不知道自己在说什么。
|
y*****y
发帖数: 1208 | 5 I plan to call the wired department in BOA tomorrow and get to the bottom of
it. I will ask BOA to contact CCB to find out why and what exactly the
charge is. For now, CCB denies they took the $15 and BOA said $29,985 is the
amount got into their system. Unbelievable. Banks can't do math.
BOA
【在 b********9 的大作中提到】
: 招商也很cheap,给朋友转了2万，由于某些原因，需要reverse这些钱，结果，BOA没有
: charge我一分钱，无耻的招商告诉我朋友要charge $40,才能协助转回来。我估计是BOA
: 帮我争取了，最后charge了，25 bucks,
: 国内银行怎么这么乱收费。
|
s***q
发帖数: 10585 | 6 楼主是不是头一次转行啊，难道不知道么？
boa汇入时会有手续费
而且搞不好中间行（intermediate bank）也有手续费
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
z*******n
发帖数: 15481 | 7 wire中间银行也会收费的 建行不至于穷成这个德行了 靠抢这个发家致富啊
你先搞清楚这个wire是不是直接ccb到boa中间有没有中间行 有的话charge 15是很平常的 |
s********r
发帖数: 158 | 8 BOA 在wire Transfer 的时候，即使是收钱方，也收 转账费的。一查就有。
http://www.bankofamerica.com/deposits/checksave/index.cfm?templ
应该是收$16
常的
【在 z*******n 的大作中提到】
: wire中间银行也会收费的 建行不至于穷成这个德行了 靠抢这个发家致富啊
: 你先搞清楚这个wire是不是直接ccb到boa中间有没有中间行 有的话charge 15是很平常的
|
t****n
发帖数: 286 | 9 看来你是第一次,不知道详细的国际汇款路线
两行之间没有划转业务,需国际电子汇兑系统协助,中间行的扣费15很正常. |
p*****2
发帖数: 311 | 10 15块是boa的international incoming transfer fee，这种流氓银行你还这么支持。普
通客服根本不懂，他们也不培训，垃圾
of
the
【在 y*****y 的大作中提到】
: I plan to call the wired department in BOA tomorrow and get to the bottom of
: it. I will ask BOA to contact CCB to find out why and what exactly the
: charge is. For now, CCB denies they took the $15 and BOA said $29,985 is the
: amount got into their system. Unbelievable. Banks can't do math.
:
: BOA
|
|
|
s********r
发帖数: 158 | 11 查了一下记录，尼玛，BOA又涨了转账费，8月份接收方还是$12，BOA 果然垃圾。
【在 s********r 的大作中提到】
: BOA 在wire Transfer 的时候，即使是收钱方，也收 转账费的。一查就有。
: http://www.bankofamerica.com/deposits/checksave/index.cfm?templ
: 应该是收$16
:
: 常的
|
y*****y
发帖数: 1208 | 12 Guys, thanks for the input. I am not going to reply each one. BOA didn't
charge me because I am a platinum customer. ($12 waived)
Just spoke to my dad. 中国建行 finally admitted they charged the $15 for
wiring from Shanghai 中国建行 to New York 中国建行. I still don't
understand. Are they the same fvcking 中国建行? why charge for wiring from
shanghai to NY within the same bank? |
h*****6
发帖数: 591 | 13 如果你爸汇款的时候建行承诺了会全额到账，那你爸可以问他们要回15，全额到账的手
续费会比一般的汇款高。如果不是全额到账的话，纽约建行作为中间行参与清算，
charge 15是很正常的 |
b*********c
发帖数: 1058 | 14 土人，$15是中间行收的，从建行->中间行->BOA。
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
G*******m
发帖数: 16326 | 15 We transfer $500 from BOA to Fidelity, BOA charges for $3.00 and it take 3
business days to complete.
There is no free lunch。 |
s***d
发帖数: 15421 | 16 citi 没记错是20刀貌似
the
BOA
★ 发自iPhone App: ChineseWeb - 中文网站浏览器
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
g********x
发帖数: 7361 | 17 楼主没搞清楚情况就开骂，而且只敢骂中国的银行，对鬼子的银行一个屁也不敢放，只
能说楼主自恨自贱到一定境界了。呵呵 |
C****g
发帖数: 2220 | 18 lz傻布隆冬的
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
r******u
发帖数: 204 | 19 赞LZ精力旺盛，一个$15又是打客服又是发帖子的。 |
s******d
发帖数: 9806 | 20 那15刀是被中间行收走的。中间行一般是中国银行。
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
|
|
y*****y
发帖数: 1208 | 21 you got a stinky mouth, dude.
my point is banks need to publish and itemize every charge. not after the
fact without upfront explanation.
for this wire transaction, my father was told he can't do $50K. $30K max so
he has to send another wire for $20K. for 2 seperate transactions hence two
sets of fees incurred.
We paid 80RMB wired fee and 31RMB processing fee upfront for the $30K
transfer to 建行. 建行 said they will not charge more fees. first, upon our
inquiry, they flatout denied they charge $15USD and blamed on BOA. later,
reversed and admitted NewYork 建行 charged. Isn't NewYork 建行 the same 建行
in China, just different branch? Why charge fees within the same bank?
BOA didn't charge me because I have more than $50K in balance. Otherwise, it
would charge me $12 (according to BOA teller).
My problem with 建行 is that their reps don't know their business. story isn
't consistent. can't explain fees and charges upfront. then deny and kick
the ball to other's court.
as a customer, i know my rights. do you know yours, stinky mouth? if i were
to transfer from BOA to CCB, i will demand BOA explain all the fees upfront
before the wire. period. |
w******e
发帖数: 39 | |
y*****y
发帖数: 1208 | 23 To other people replied here, thank you for the input. I am not going to
write back one by one. Here is the summary.
Unlike some said, I didn't expect free lunch. For this wire transaction, my
father was told by CCB he can't do $50K at once. $30K is the max so he has
to send another wire for $20K. For 2 seperate transactions hence two sets of
fees incurred. We are not happy about this policy.
So for the $30K transfer through 建行, we paid 80RMB wired fee and 31RMB
processing fee upfront..... 建行 said they will not charge more fees. First
, upon our inquiry, they flatout denied they charge $15USD and blamed on BOA
. Then later, reversed and admitted NewYork 建行 charged. Isn't NewYork 建
行 the same 建行 in China, just different branch? Why charge fees within
the same bank?
BOA didn't charge me anything because I have more than $50K in balance. Why
would I blame BOA in this case as many of people suggested? They were able
to explain how much got in and got out and give me certain level of
confidence.
My problem with 建行 is that their reps don't know their business. Their
story isn't consistent. can't explain fees and charges upfront. then deny
and kick the ball to other's court.
In summary 建行 charged 80RMB+31RMB+$15 for the $30K wired. My father will
transfer the second $20K, hence I believe similar fees will apply again.
And I wonder why 建行 can't allow him to have one $50K transfer.
Some people here blamed me for making a big deal about banking fees. Wrong.
As a customer, each of us has our rights. We need to know what and why
banks charge us. Banks need to itemize and explain each and every fee
upfront, not afterward. They also need to explain policies (like can't wire
$50K all at once) in compliance to regulations and audit requirements.
These are the principles. Otherwise, don't complain banks overcharge you if
it happens to you. |
o******r
发帖数: 1378 | 24 不知道建行。 反正汇丰各国之间的银行互相转钱不是免费的，除非你是premier
account holder（有12万美元或100万港币在帐号里）。 汇丰还号称是全世界的local
bank
关键你在没有搞清楚以前就开始破口大骂建行了。
my
has
of
First
BOA
【在 y*****y 的大作中提到】
: To other people replied here, thank you for the input. I am not going to
: write back one by one. Here is the summary.
: Unlike some said, I didn't expect free lunch. For this wire transaction, my
: father was told by CCB he can't do $50K at once. $30K is the max so he has
: to send another wire for $20K. For 2 seperate transactions hence two sets of
: fees incurred. We are not happy about this policy.
: So for the $30K transfer through 建行, we paid 80RMB wired fee and 31RMB
: processing fee upfront..... 建行 said they will not charge more fees. First
: , upon our inquiry, they flatout denied they charge $15USD and blamed on BOA
: . Then later, reversed and admitted NewYork 建行 charged. Isn't NewYork 建
|
y******u
发帖数: 246 | 25 So some service rep from 建行 didnot tell you/didnot know about the $15
charge for international transfers, you should go complain to their custom
service. The cost ($15) is reasonable and you should be happy that 建行
offer fast and easy USA/China money transfer. |
l**k
发帖数: 45267 | 26 楼主是来挖坑的吧？别人详细给他解释为啥被收手续费，他不听也不去想这些解释是否
合理，倒是一次又一次地把汇款过程重述
my
has
of
First
BOA
【在 y*****y 的大作中提到】
: To other people replied here, thank you for the input. I am not going to
: write back one by one. Here is the summary.
: Unlike some said, I didn't expect free lunch. For this wire transaction, my
: father was told by CCB he can't do $50K at once. $30K is the max so he has
: to send another wire for $20K. For 2 seperate transactions hence two sets of
: fees incurred. We are not happy about this policy.
: So for the $30K transfer through 建行, we paid 80RMB wired fee and 31RMB
: processing fee upfront..... 建行 said they will not charge more fees. First
: , upon our inquiry, they flatout denied they charge $15USD and blamed on BOA
: . Then later, reversed and admitted NewYork 建行 charged. Isn't NewYork 建
|
s********i
发帖数: 17328 | 27 楼主是从建行wire到BOA，不是从中国建行到纽约建行再到BOA。按建行的逻辑，建行在
自己的各国分行多倒几次手，楼主转的钱就都成建行手续费了。
local
【在 o******r 的大作中提到】
: 不知道建行。 反正汇丰各国之间的银行互相转钱不是免费的，除非你是premier
: account holder（有12万美元或100万港币在帐号里）。 汇丰还号称是全世界的local
: bank
: 关键你在没有搞清楚以前就开始破口大骂建行了。
:
: my
: has
: of
: First
: BOA
|
l**k
发帖数: 45267 | 28 楼主从中国汇钱到美国，少了15刀，钱一定是建行扣的？
那我从美国往中国汇钱，少了20多刀（不是整数），这钱一定是BOA扣的喽？
【在 s********i 的大作中提到】
: 楼主是从建行wire到BOA，不是从中国建行到纽约建行再到BOA。按建行的逻辑，建行在
: 自己的各国分行多倒几次手，楼主转的钱就都成建行手续费了。
:
: local
|
b*******n
发帖数: 5065 | 29
别叫唤了。
我以前朋友从加拿大借了几千加刀支票给我，CITIBANK当时和我说是解冻后当天的
汇率。结果一个月后，要收了几十刀，说他们按月外汇结算。当时汇率变化较大。
【在 y*****y 的大作中提到】
: Guys, thanks for the input. I am not going to reply each one. BOA didn't
: charge me because I am a platinum customer. ($12 waived)
: Just spoke to my dad. 中国建行 finally admitted they charged the $15 for
: wiring from Shanghai 中国建行 to New York 中国建行. I still don't
: understand. Are they the same fvcking 中国建行? why charge for wiring from
: shanghai to NY within the same bank?
|
y***n
发帖数: 563 | 30 楼主没从国内汇过钱。这太正常了。中间行会收费。下次就知道了。
至于国内银行的收费，我觉得还是比美国少吧。美国一不小心就上套。举个例子，有一
次CiTi搞什么开户就送400的活动，我老也是当时正好在CiTi开个公司账户，被一小子
粘上，没仔细问就同意在他们那儿开个支票账户，结果后来才弄明白，拿这400有很多
限制，必须工资发到这个账户至少两次，然后用这个账户付账单至少两次才可以。更坑
爹的是，这两次必须在开户后45天内，尼玛想想很多账单都是月付，得凑得很巧才可以
保证45天内付两次。之后账户就扔那儿没管，月底下来又扣20，打电话一问，如果工资
不发到这个账户，那么得有1万5余额才能免。拖了几个月总算有空去把它关了，结果
400没拿到，被倒扣好几十。。结论就是，人一ws就破财。 |
|
|
i***5
发帖数: 457 | 31 你们都不懂，我老来给个权威解释吧
这事跟建行的分行没有关系，建行不能直接wire到BOA，国际汇款业务必须经中国银行
过手，中国银行过手就收15刀手续费。如果楼主的父母直接去中国银行办理汇款业务，
就不会被多收一次了。同理，从美国BOA往中国建行汇款也必须分两步走，三家收手续
费。
【在 s********i 的大作中提到】
: 楼主是从建行wire到BOA，不是从中国建行到纽约建行再到BOA。按建行的逻辑，建行在
: 自己的各国分行多倒几次手，楼主转的钱就都成建行手续费了。
:
: local
|
y*****y
发帖数: 1208 | 32 This is a different issue. FX rates change on daily basis. In my case, my
father converted to USD before the wire. We are only talking about wiring
process and fee here, not FX.
【在 b*******n 的大作中提到】
:
: 别叫唤了。
: 我以前朋友从加拿大借了几千加刀支票给我，CITIBANK当时和我说是解冻后当天的
: 汇率。结果一个月后，要收了几十刀，说他们按月外汇结算。当时汇率变化较大。
|
b*******n
发帖数: 5065 | 33
Fee is a must. No free service anymore.
I send back a few thousand $, the fee around $20 via west-union.
And the bank in China will take some FX rate spread.
【在 y*****y 的大作中提到】
: This is a different issue. FX rates change on daily basis. In my case, my
: father converted to USD before the wire. We are only talking about wiring
: process and fee here, not FX.
|
s********i
发帖数: 17328 | 34 如果是这样，那么建行有责任告知客户。因为这关系到客户最终可以到帐多少钱。
【在 i***5 的大作中提到】
: 你们都不懂，我老来给个权威解释吧
: 这事跟建行的分行没有关系，建行不能直接wire到BOA，国际汇款业务必须经中国银行
: 过手，中国银行过手就收15刀手续费。如果楼主的父母直接去中国银行办理汇款业务，
: 就不会被多收一次了。同理，从美国BOA往中国建行汇款也必须分两步走，三家收手续
: 费。
|
s********i
发帖数: 17328 | 35 问题不在于有没有fee，而是有没有hidden fee.
【在 b*******n 的大作中提到】
:
: Fee is a must. No free service anymore.
: I send back a few thousand $, the fee around $20 via west-union.
: And the bank in China will take some FX rate spread.
|
l**k
发帖数: 45267 | 36 我倒，我从BOA往国内汇钱，BOA也没告诉我到帐会被扣一些钱。我妈从中行给我汇，倒
是到帐一分不少。我也没上来骂BOA不负责任啊，屁大点事。。。。
【在 s********i 的大作中提到】
: 如果是这样，那么建行有责任告知客户。因为这关系到客户最终可以到帐多少钱。
|
s********i
发帖数: 17328 | 37 对你来说是屁大点儿事，但对有些人不是。hidden fee就该骂. 举个例子，比如，转汇
行收你一大笔手续费，你也认了？
【在 l**k 的大作中提到】
: 我倒，我从BOA往国内汇钱，BOA也没告诉我到帐会被扣一些钱。我妈从中行给我汇，倒
: 是到帐一分不少。我也没上来骂BOA不负责任啊，屁大点事。。。。
|
l**k
发帖数: 45267 | 38 什么叫hidden fee啊，我知道国际汇款要走好几道，当然是要收钱的，两头就收了我两
笔手续费，不算多啊，干嘛要骂BOA的服务人员不懂业务？
倒是从中行汇到这里，两头只收了一次手续费，我很惊讶
转汇行收一大笔手续费是什么故事？
，倒
【在 s********i 的大作中提到】
: 对你来说是屁大点儿事，但对有些人不是。hidden fee就该骂. 举个例子，比如，转汇
: 行收你一大笔手续费，你也认了？
|
s********i
发帖数: 17328 | 39 之所以有hidden fee是因为两个银行之间没有直接业务往来，要通过第三方银行，每经
过一次就收一次手续费。中国银行没有问题，因为它和大多数国外银行有业务。两头收
钱是正常的。问题是中间人的钱谁来告知客户。比如你去建行办业务，建行用我的私人
银行做中间银行，建行没告诉你有我这么个中间人，而我收你个50%的手续费，到帐后
你发现只有一半钱，你不骂建行？
【在 l**k 的大作中提到】
: 什么叫hidden fee啊，我知道国际汇款要走好几道，当然是要收钱的，两头就收了我两
: 笔手续费，不算多啊，干嘛要骂BOA的服务人员不懂业务？
: 倒是从中行汇到这里，两头只收了一次手续费，我很惊讶
: 转汇行收一大笔手续费是什么故事？
:
: ，倒
|
h*****d
发帖数: 244 | 40 This is wrong. There will still be a $15, or $20, I'm not sure about the
exact amount, difference between what you wire out from Bank of China in
China and what you get at BOA in the US. The reason for that is because the
money has to go through an intermediary bank, and that bank charge you a fee
. This is the case for EVERY bank you'll normally use in China. For Bank of
China, the intermediary bank is Bank of China New York, for other bank, it
will be its subsidiary bank in the US if it has one, or some other bank if
it does not.
【在 i***5 的大作中提到】
: 你们都不懂，我老来给个权威解释吧
: 这事跟建行的分行没有关系，建行不能直接wire到BOA，国际汇款业务必须经中国银行
: 过手，中国银行过手就收15刀手续费。如果楼主的父母直接去中国银行办理汇款业务，
: 就不会被多收一次了。同理，从美国BOA往中国建行汇款也必须分两步走，三家收手续
: 费。
|
|
|
l**k
发帖数: 45267 | 41 某个业务员不熟悉，你就多问几个懂业务的工作人员呗，屁大一点事跟个祥林嫂似的
另外拿15刀跟几万刀比，你也好意思
我两
【在 s********i 的大作中提到】
: 之所以有hidden fee是因为两个银行之间没有直接业务往来，要通过第三方银行，每经
: 过一次就收一次手续费。中国银行没有问题，因为它和大多数国外银行有业务。两头收
: 钱是正常的。问题是中间人的钱谁来告知客户。比如你去建行办业务，建行用我的私人
: 银行做中间银行，建行没告诉你有我这么个中间人，而我收你个50%的手续费，到帐后
: 你发现只有一半钱，你不骂建行？
|
y**u
发帖数: 7459 | 42 哈哈，这个结论好
【在 y***n 的大作中提到】
: 楼主没从国内汇过钱。这太正常了。中间行会收费。下次就知道了。
: 至于国内银行的收费，我觉得还是比美国少吧。美国一不小心就上套。举个例子，有一
: 次CiTi搞什么开户就送400的活动，我老也是当时正好在CiTi开个公司账户，被一小子
: 粘上，没仔细问就同意在他们那儿开个支票账户，结果后来才弄明白，拿这400有很多
: 限制，必须工资发到这个账户至少两次，然后用这个账户付账单至少两次才可以。更坑
: 爹的是，这两次必须在开户后45天内，尼玛想想很多账单都是月付，得凑得很巧才可以
: 保证45天内付两次。之后账户就扔那儿没管，月底下来又扣20，打电话一问，如果工资
: 不发到这个账户，那么得有1万5余额才能免。拖了几个月总算有空去把它关了，结果
: 400没拿到，被倒扣好几十。。结论就是，人一ws就破财。
|
y**u
发帖数: 7459 | 43 很多都是这样吧，上限不一定，中行好像现提到5万了？ |
g********6
发帖数: 951 | 44 这也就闲的没事干的人才当回事吧
【在 s********i 的大作中提到】
: 对你来说是屁大点儿事，但对有些人不是。hidden fee就该骂. 举个例子，比如，转汇
: 行收你一大笔手续费，你也认了？
|
g********6
发帖数: 951 | 45 小心眼，我还以为少了多少，你就是只汇3k也要收15刀，爷每次都被收15刀。
lz要么是稳拿没挨过刀，要末就是挨刀少了，太敏感
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
D******y
发帖数: 3780 | 46 you should have pulled the money from fidelity, instead of pushing the money
from BOA.
【在 G*******m 的大作中提到】
: We transfer $500 from BOA to Fidelity, BOA charges for $3.00 and it take 3
: business days to complete.
: There is no free lunch。
|
j*******n
发帖数: 10868 | 47 这个只能说你和lz一样没经验而不能说citi下套了，开户送400的大好事不是每天都有
的，去省钱版蹲一下就知道了，这些条款也很标准，这里的wsn恐怕很多都搞过
【在 y***n 的大作中提到】
: 楼主没从国内汇过钱。这太正常了。中间行会收费。下次就知道了。
: 至于国内银行的收费，我觉得还是比美国少吧。美国一不小心就上套。举个例子，有一
: 次CiTi搞什么开户就送400的活动，我老也是当时正好在CiTi开个公司账户，被一小子
: 粘上，没仔细问就同意在他们那儿开个支票账户，结果后来才弄明白，拿这400有很多
: 限制，必须工资发到这个账户至少两次，然后用这个账户付账单至少两次才可以。更坑
: 爹的是，这两次必须在开户后45天内，尼玛想想很多账单都是月付，得凑得很巧才可以
: 保证45天内付两次。之后账户就扔那儿没管，月底下来又扣20，打电话一问，如果工资
: 不发到这个账户，那么得有1万5余额才能免。拖了几个月总算有空去把它关了，结果
: 400没拿到，被倒扣好几十。。结论就是，人一ws就破财。
|
m******t
发帖数: 3041 | |
L*********2
发帖数: 10195 | 49 不是很正常吗？我共不抢，哪来那么多储备？
不过也才抢15块钱摸，小意思。 |
t*********d
发帖数: 3398 | |
|
|
p********n
发帖数: 2482 | 51 是中国银行抢你钱了吧，是不是要先经过中国银行才能然后出国？
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
b*******8
发帖数: 37364 | 52 查一下美国的银行的网站，都有列费用的。international wired, incoming |
z*******n
发帖数: 15481 | 53 你他妈才是SB吧 什么都不懂就开骂
【在 y*****y 的大作中提到】
: Guys, thanks for the input. I am not going to reply each one. BOA didn't
: charge me because I am a platinum customer. ($12 waived)
: Just spoke to my dad. 中国建行 finally admitted they charged the $15 for
: wiring from Shanghai 中国建行 to New York 中国建行. I still don't
: understand. Are they the same fvcking 中国建行? why charge for wiring from
: shanghai to NY within the same bank?
|
s**********a
发帖数: 3273 | 54 屁大点事儿。神经脆弱的跟什么似的。
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
M*****y
发帖数: 2223 | 55 就是啊，15块钱不算很多吧
【在 r******u 的大作中提到】
: 赞LZ精力旺盛，一个$15又是打客服又是发帖子的。
|
c*******u
发帖数: 24 | 56 lz孜孜以信的是自己存了50k得来的platinum身份吧？既然如此，叫rep帮你查找出这$
15消失的源头不就行了？毕竟你可是platinum。他没有办法？叫他问他的supervisor。
他的sup不知道？问他sup的sup。如果说建行a了你的钱，拿出证据来。
我的类似经验供lz参考，我当时办的忘了是check还是电汇，在中国银行办的，办理的
时候中国银行郑重承诺，他们就收办理时的手续费，但是对方行收不收费他们不管，然
后接收行是加拿大的cibc，也是郑重保证他们不收手续费。
结果到了cibc存check的时候少了$40。好在我有check在，我就盯死了问我的rep，我的
check上写的明明是这么多啊。我的rep也不好一口咬死就是中国银行乱收费，而是和我
一样困惑说怎么会这样呢？然后帮我狂打电话，最后要到了一个中国银行在ottawa总部
的电话，在那头艰涩以及颠三倒四的中文解释下，大意我忘光了，最后就记得是cibc这
边的总行charge的国际货币结算费用。
后来跟local cibc的rep说了，还是你们cibc charge的啊，rep很遗憾。我就很大度的
大手一挥说：算了，我也只是想找出问题所在。 |
r***q
发帖数: 203 | |
e******t
发帖数: 92 | |
e******t
发帖数: 92 | 59 错，从国内中国银行到国外银行也扣20刀。
【在 i***5 的大作中提到】
: 你们都不懂，我老来给个权威解释吧
: 这事跟建行的分行没有关系，建行不能直接wire到BOA，国际汇款业务必须经中国银行
: 过手，中国银行过手就收15刀手续费。如果楼主的父母直接去中国银行办理汇款业务，
: 就不会被多收一次了。同理，从美国BOA往中国建行汇款也必须分两步走，三家收手续
: 费。
|
B*********s
发帖数: 306 | 60 Now that we're swearing, maybe it's easier to tell your f**king rich dad to
take over the big f**king BoA. Then you can internalize the cost of
financial intermediation.
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
|
|
t**e
发帖数: 1805 | 61 I sent a $3000 check to my family in China. Cashed at Bank of China for $
2850. Still do not know if BOC in Hong Kong or BOC somewhere else took the
money. It just the way it is. Every one is short of moeny nowadays. It's
going to get worse.
I heard a hamberger will cost $100 in 10 years so your loss is like 1/8 of a
hamber in 10 year's money. Hope you feel better.
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
h***y
发帖数: 4936 | 62 看完了帖子，一个感想：你妹英文不好就不会用中文写啊。 |
n****o
发帖数: 950 | 63 美国和加拿大的大银行之间你觉得有没有业务往来？我们和住加拿大的亲戚互相wire过
几次钱。无论是从美国到加拿大还是从加拿大到美国，每次都是两头收钱的。我记得几
年前他们从加拿大wire三万美元过来，chase charge我十刀接收费。
【在 s********i 的大作中提到】
: 之所以有hidden fee是因为两个银行之间没有直接业务往来，要通过第三方银行，每经
: 过一次就收一次手续费。中国银行没有问题，因为它和大多数国外银行有业务。两头收
: 钱是正常的。问题是中间人的钱谁来告知客户。比如你去建行办业务，建行用我的私人
: 银行做中间银行，建行没告诉你有我这么个中间人，而我收你个50%的手续费，到帐后
: 你发现只有一半钱，你不骂建行？
|
a****l
发帖数: 8211 | 64 我还以为是天大的事呢，才15刀！30000刀的wire只收你15刀已经是非常仁慈的银行了
，我以前比这个小的多的数目的wire收了我好几十刀，MLGB,我这里的几家银行是黑的
多了。
the
BOA
taken
fee
about
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
|
a****l
发帖数: 8211 | 65 banks love hidden fee.
【在 s********i 的大作中提到】
: 问题不在于有没有fee，而是有没有hidden fee.
|
c*********r
发帖数: 2733 | 66 就15刀jjww半天。LZ您千万不要去修车，千万不要吃罚单，千万不要去医院，千万不要
泡妹子。不然您脆弱的神经估计承受不了。 |
S*****s
发帖数: 2290 | |
s****n
发帖数: 612 | 68 你不能好好说句中文？
满口fvck。是fuck，you stupid!
【在 y*****y 的大作中提到】
: To other people replied here, thank you for the input. I am not going to
: write back one by one. Here is the summary.
: Unlike some said, I didn't expect free lunch. For this wire transaction, my
: father was told by CCB he can't do $50K at once. $30K is the max so he has
: to send another wire for $20K. For 2 seperate transactions hence two sets of
: fees incurred. We are not happy about this policy.
: So for the $30K transfer through 建行, we paid 80RMB wired fee and 31RMB
: processing fee upfront..... 建行 said they will not charge more fees. First
: , upon our inquiry, they flatout denied they charge $15USD and blamed on BOA
: . Then later, reversed and admitted NewYork 建行 charged. Isn't NewYork 建
|
j****l
发帖数: 3356 | 69 也不一定是自贱，也可能是智商问题，分析事情分析不清楚
【在 g********x 的大作中提到】
: 楼主没搞清楚情况就开骂，而且只敢骂中国的银行，对鬼子的银行一个屁也不敢放，只
: 能说楼主自恨自贱到一定境界了。呵呵
|
s********i
发帖数: 17328 | 70 能不能看清楚再回帖啊？两头收钱没有问题，只要收在明处。现在是除了两头，中间还
有人在收钱。
【在 n****o 的大作中提到】
: 美国和加拿大的大银行之间你觉得有没有业务往来？我们和住加拿大的亲戚互相wire过
: 几次钱。无论是从美国到加拿大还是从加拿大到美国，每次都是两头收钱的。我记得几
: 年前他们从加拿大wire三万美元过来，chase charge我十刀接收费。
|
|
|
n******g
发帖数: 17225 | |
b****a
发帖数: 115 | |
g********x
发帖数: 7361 | 73 不是智商问题
中外之间转账，少了钱，在没有任何证据的情况下一口咬定是中方偷了钱而不是外方偷
的，典型的崇洋媚外，就是自贱啊
【在 j****l 的大作中提到】
: 也不一定是自贱，也可能是智商问题，分析事情分析不清楚
|
g*********e
发帖数: 14401 | 74 I used to wire from Ccb to boa a few times with similar amount as OP. 15 is
charged , Ccb doesn't take it , it's actually taken my intermediate banks or
boa, normal , don't complain. not big money. |
y*****y
发帖数: 1208 | 75 You are not just low IQ. Can't even read. I said many times that CCB new
york took the charge and CCB china didn't say and insisted BOA charged it.
Bank of America didn't charge me anything. Get it, moron?
【在 g********x 的大作中提到】
: 不是智商问题
: 中外之间转账，少了钱，在没有任何证据的情况下一口咬定是中方偷了钱而不是外方偷
: 的，典型的崇洋媚外，就是自贱啊
|
y*****y
发帖数: 1208 | 76 If you were told all the lies, how do you 分析清楚? 中国建行 insisted they
don't know about the charge and kick the ball to BOA's court.
I called BOA's wire department and ask them to trace the whole process end-
to-end. I'd rather believe BOA than CCB.
【在 j****l 的大作中提到】
: 也不一定是自贱，也可能是智商问题，分析事情分析不清楚
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o*****h
发帖数: 2082 | 77 对头，他们有义务告诉你hidden fee，或者直接告诉你最后的fee是多少。我老上次转
钱，俺的本地小银行就告诉俺，说从他们这里转贵，因为除了他们收25块，还得中转到
BOA，BOA收45，并且告诉我BOA那45很有可能也不是他们全拿，而是给了中国什么银行
，所以最后建议我如果经常wire钱的话，最好在BOA之类开一个户，这样起码剩下了25块
【在 s********i 的大作中提到】
: 如果是这样，那么建行有责任告知客户。因为这关系到客户最终可以到帐多少钱。
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f*****b
发帖数: 1649 | 78 对，中间行(总行)的货币结算部门是独立的。
银行间国际货币结算没有对个人业务开放的专门渠道，个人汇款都需要从双方有结算能
力的银行(或者中间行)走统一渠道，交统一费用。这个费用是一直有的，逃不掉的，想
电汇，就交钱。至于楼主开始交的两头费用，那只是各自银行的汇款,收款手续费，
front fee，所以可以减免。
楼主不懂这些，只是有点钱而已，见识、气魄还不够。
【在 c*******u 的大作中提到】
: lz孜孜以信的是自己存了50k得来的platinum身份吧？既然如此，叫rep帮你查找出这$
: 15消失的源头不就行了？毕竟你可是platinum。他没有办法？叫他问他的supervisor。
: 他的sup不知道？问他sup的sup。如果说建行a了你的钱，拿出证据来。
: 我的类似经验供lz参考，我当时办的忘了是check还是电汇，在中国银行办的，办理的
: 时候中国银行郑重承诺，他们就收办理时的手续费，但是对方行收不收费他们不管，然
: 后接收行是加拿大的cibc，也是郑重保证他们不收手续费。
: 结果到了cibc存check的时候少了$40。好在我有check在，我就盯死了问我的rep，我的
: check上写的明明是这么多啊。我的rep也不好一口咬死就是中国银行乱收费，而是和我
: 一样困惑说怎么会这样呢？然后帮我狂打电话，最后要到了一个中国银行在ottawa总部
: 的电话，在那头艰涩以及颠三倒四的中文解释下，大意我忘光了，最后就记得是cibc这
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g********x
发帖数: 7361 | 79 你这沙壁，这么快就连你自己写的标题都不承认了
【在 y*****y 的大作中提到】
: You are not just low IQ. Can't even read. I said many times that CCB new
: york took the charge and CCB china didn't say and insisted BOA charged it.
: Bank of America didn't charge me anything. Get it, moron?
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j****l
发帖数: 3356 | 80 这样啊，那看来还是自贱了
【在 y*****y 的大作中提到】
: If you were told all the lies, how do you 分析清楚? 中国建行 insisted they
: don't know about the charge and kick the ball to BOA's court.
: I called BOA's wire department and ask them to trace the whole process end-
: to-end. I'd rather believe BOA than CCB.
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j****l
发帖数: 3356 | 81 中文阅读能力也成问题，答案给了很多遍了，lz还是看不懂
【在 f*****b 的大作中提到】
: 对，中间行(总行)的货币结算部门是独立的。
: 银行间国际货币结算没有对个人业务开放的专门渠道，个人汇款都需要从双方有结算能
: 力的银行(或者中间行)走统一渠道，交统一费用。这个费用是一直有的，逃不掉的，想
: 电汇，就交钱。至于楼主开始交的两头费用，那只是各自银行的汇款,收款手续费，
: front fee，所以可以减免。
: 楼主不懂这些，只是有点钱而已，见识、气魄还不够。
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G**L
发帖数: 22804 | 82 烧饼兰州跟本不是看不懂，就是装饼。搞个platinum customer就觉得很牛了，不收转
入费就觉得BOA不会有问题，一定是中国的银行抢偷他的钱了，其实是根本没见过世面
。还让去end to end，你去看看BOA给不给你这个platinum customer免费查
【在 j****l 的大作中提到】
: 中文阅读能力也成问题，答案给了很多遍了，lz还是看不懂
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p******r
发帖数: 1279 | 83 如果我没记错的话，建行和BOA不是有每月2000刀的免费全额到账转账业务吗？只要你
有建行和BOA各自的checking account就行啊。。至少我去年还转过，免费，每月额度
2000刀 |
a****l
发帖数: 8211 | 84 其实lz有一点我觉得是说得有理的,就是银行wire的收费应该透明,现在的wire往往是钱
过了以后才知道到底收了多少钱,所以发送方应该和中间商接受方都预先算好,一笔电汇
过去到底要收多少手续费,然后发的时候就和客户说清楚寄出去多少钱对方收到多少钱,
这样才能算公平,也给客户合理的能shop around的信息.
否则,真要有哪个黑心中间行来个50%的手续费,照现在的电汇制度根本就没有办法讨回
来.
【在 p******r 的大作中提到】
: 如果我没记错的话，建行和BOA不是有每月2000刀的免费全额到账转账业务吗？只要你
: 有建行和BOA各自的checking account就行啊。。至少我去年还转过，免费，每月额度
: 2000刀
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c****h
发帖数: 4968 | 85 这个应该是BOA收取的费用。我从HSBC收款，15美金的费用。因为你是白金，不该收费
。所以BOA肯定是搞错了。再打电话查，这个稍微花点时间就能查出来。 |
y*****y
发帖数: 1208 | 86 acectl & cohcoh, I updated the first post with more info. Please check out.
THanks. |
b********7
发帖数: 2404 | 87 The fee is from the 中间行. Not BOA/建行 |
d******r
发帖数: 16947 | 88 我支持一下楼主，charge fee应该明说，我转$3w就是$3w,
你不能从这里扣，要明交就明说。
另外，为什么不用中国银行？
Bank
My
【在 y*****y 的大作中提到】
: 尼妈，中国建行跟抢钱一样. My father sent me $30,000 (USD) wired through
: China Construction Bank (his bank) to Bank of America(my bank). He paid
: wire fee in Chinese RMB and the $30K USD should be wired entirely. Now the
: transaction is done but I only see $29,985 got in my account. I called BOA
: twice and both reps told me BOA didn't charge me because I am a platnium
: status customer. My dad asked CCB and they flat-out denied they have taken
: the $15 and told him it must be BOA's charge.
: WTF? In this day and age, big bank doesn't even care about reputation and
: just lies about charges? Whoever took the $15 wouldn't even clarify the fee
: and give out a receipt. It is not a lot of money. But why the F lied about
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