c**********r 发帖数: 109 | 1 朋友的车被人撞了,那人直接跑了,也没有人愿意做证人,警察来了做了记录。
保险是半保,保别人不保自己。听人说uninsured motorist 能保 hit and run ,但是
保险公司说在新泽西hit and run是不能被uninsured motorist covered。
是这样吗?hit and run就只能自认倒霉吗? |
j*a 发帖数: 14423 | 2 hit and run属于collision&comprehensive coverage?
【在 c**********r 的大作中提到】 : 朋友的车被人撞了,那人直接跑了,也没有人愿意做证人,警察来了做了记录。 : 保险是半保,保别人不保自己。听人说uninsured motorist 能保 hit and run ,但是 : 保险公司说在新泽西hit and run是不能被uninsured motorist covered。 : 是这样吗?hit and run就只能自认倒霉吗?
|
c**********r 发帖数: 109 | 3 朋友的车被人撞了,那人直接跑了,也没有人愿意做证人,警察来了做了记录。
保险是半保,保别人不保自己。听人说uninsured motorist 能保 hit and run ,但是
保险公司说在新泽西hit and run是不能被uninsured motorist covered。
是这样吗?hit and run就只能自认倒霉吗? |
j*a 发帖数: 14423 | 4 hit and run属于collision&comprehensive coverage?
【在 c**********r 的大作中提到】 : 朋友的车被人撞了,那人直接跑了,也没有人愿意做证人,警察来了做了记录。 : 保险是半保,保别人不保自己。听人说uninsured motorist 能保 hit and run ,但是 : 保险公司说在新泽西hit and run是不能被uninsured motorist covered。 : 是这样吗?hit and run就只能自认倒霉吗?
|
c**********r 发帖数: 109 | |
c****8 发帖数: 407 | 6 Opinion only:
If it is a small damage, it is better off to eat the cost instead to claim
to the insurance company. Your insurance cost may go up a lot for having a
claim even it is not your fault.
I think the uninsured coverage is mainly about medical thing. As the webpage
you sent, it seems NJ requires a 5k property coverage which it makes sense
for covering this situation. I guess you really have to dig into your policy
, and do a lot of research. |
c**********r 发帖数: 109 | 7 保险公司的规定很模糊,打电话的时候好像说在新泽西uninsured motorist不能cover
hit and run。难道同一保险公司在不同州的政策不一样吗?
另外,有的州有管理保险公司的机构,新泽西有吗?
找律师咨询一下是不是比较直接有效?律师咨询怎么收费呢?
webpage
sense
policy
【在 c****8 的大作中提到】 : Opinion only: : If it is a small damage, it is better off to eat the cost instead to claim : to the insurance company. Your insurance cost may go up a lot for having a : claim even it is not your fault. : I think the uninsured coverage is mainly about medical thing. As the webpage : you sent, it seems NJ requires a 5k property coverage which it makes sense : for covering this situation. I guess you really have to dig into your policy : , and do a lot of research.
|
d******n 发帖数: 12850 | 8 很多时候必须找到肇事者证明对方无法赔偿。所以这种情况基本无解。
【在 c**********r 的大作中提到】 : 朋友的车被人撞了,那人直接跑了,也没有人愿意做证人,警察来了做了记录。 : 保险是半保,保别人不保自己。听人说uninsured motorist 能保 hit and run ,但是 : 保险公司说在新泽西hit and run是不能被uninsured motorist covered。 : 是这样吗?hit and run就只能自认倒霉吗?
|