l****z
发帖数: 29846 | 1 AP/Gfk调查，已有医疗保险的美国人中，将近半数的保险会变差，其中77%的人认为是
奥巴马医疗法案造成的恶果
Poll: Americans Blame Obamacare for Inferior Coverage, Higher Costs
Note well, Democrats: These complaints are unrelated to Obamacare's failed
roll-out, and are being driven by the vast majority of Americans covered on
the employer-based market -- whom the White House has falsely claimed will
not be affected by the law's changes:
Americans who already have health insurance are blaming President Barack
Obama's health care overhaul for their rising premiums and deductibles, and
overall 3 in 4 say the rollout of coverage for the uninsured has gone
poorly. An Associated Press-GfK poll finds that health care remains
politically charged going into next year's congressional elections. Keeping
the refurbished HealthCare.gov website running smoothly is just one of Obama
's challenges, maybe not the biggest. The poll found a striking level of
unease about the law among people who have health insurance and aren't
looking for any more government help. Those are the 85 percent of Americans
who the White House says don't have to be worried about the president's
historic push to expand coverage for the uninsured. In the survey, nearly
half of those with job-based or other private coverage say their policies
will be changing next year — mostly for the worse. Nearly 4 in 5 (77
percent) blame the changes on the Affordable Care Act, even though the trend
toward leaner coverage predates the law's passage. Sixty-nine percent say
their premiums will be going up, while 59 percent say annual deductibles or
copayments are increasing....Disapproval of Obama's handling of health care
topped 60 percent in the poll.
The fallout, in bar graph form:
http://l3.yimg.com/bt/api/res/1.2/K0d2Hiyz0mE8DVA0r3CgWQ--/YXBw
The Associated Press write-up of the poll notes that these flaws extend well
beyond the public's dissatisfaction with Healthcare.gov's error-rife debut,
calling into question Democrats' wishful thinking: "With the website
working better and enrollments picking up, Democrats are hoping negative
impressions will quickly fade in the rearview mirror." But even on that
front, is the administration overselling the technological improvements? The
Washington Post reports that although the government says missing 834
transaction reports have slowed to a trickle, officials are frenetically
sifting through thousands of backlogged cases in which consumers' data was
never transmitted to insurers through Healthcare.gov. The same issue is
impacting California's state-based exchange, according to the Los Angeles
Times:
Thousands of Californians have overcome long waits and website glitches
to sign up for Obamacare insurance, but now enrollment snags may prevent
some of them from actually having coverage starting Jan. 1. Some people who
picked a health plan as far back as October through the Covered California
exchange say insurers are telling them they still have no record of their
enrollment. As a result, bills haven't gone out and consumers can't pay
their initial premium to ensure coverage takes effect in less than three
weeks.
This flaw is related to the WaPo report from last week revealing that the "
vast majority" of eligibility letters destined for people who used paper
applications to seek coverage have yet to be mailed. As a result, thousands
of potential consumers don't even know what their options may be -- and the
deadline to have selected a plan (in order to be covered on January 1st) is
one week from today. Two different media accounts published late last week
suggest that insurers and government officials expect America's insured
population to experience a net decrease in January. A staggering failure.
Furthermore, the New York Times cites insurance industry sources who allege
that the administration is overstating the extent to which various tech
glitches have been dealt with:
The Obama administration said Saturday that it had reduced the error
rate in enrollment data sent to insurance companies under the new health
care law, even as insurers said that the government’s records were still
riddled with mistakes...Insurers said that they had found many discrepancies
and errors and that the government was overstating the improvements in
HealthCare.gov. In some instances, they said, the federal government
reported that the home address for a new policyholder was outside an insurer
’s service area. In other cases, a child was listed as the main subscriber
— the person responsible for paying premiums — and parents were listed as
dependents. In some cases, children were enrolled in a policy by the federal
government and parents were left off, or vice versa. In other cases, the
government mixed up the members of a family: A child or spouse was listed
two or three times in the same application in late November. Such errors can
have financial implications, increasing the amount of premiums that a
family is required to pay. While some of the problems were discovered in the
last few days, insurers said that they had previously reported many of the
errors to the “help desk” at the Centers for Medicare and Medicaid
Services, and that the problems remained unresolved.
I'll leave you with healthcare wonks Avik Roy and Megan McArdle weighing in
on the implications of the Obama White House's most recent round of
problematic "fixes" and "suggestions" for insurers, as well as this powerful
Americans for Prosperity ad running in North Carolina: | j*******n
发帖数: 226 | 2 不买可以么？
on
Barack
and
【在 l****z 的大作中提到】
: AP/Gfk调查，已有医疗保险的美国人中，将近半数的保险会变差，其中77%的人认为是
: 奥巴马医疗法案造成的恶果
: Poll: Americans Blame Obamacare for Inferior Coverage, Higher Costs
: Note well, Democrats: These complaints are unrelated to Obamacare's failed
: roll-out, and are being driven by the vast majority of Americans covered on
: the employer-based market -- whom the White House has falsely claimed will
: not be affected by the law's changes:
: Americans who already have health insurance are blaming President Barack
: Obama's health care overhaul for their rising premiums and deductibles, and
: overall 3 in 4 say the rollout of coverage for the uninsured has gone
| r******g
发帖数: 4002 | 3 不买可以，要罚款。美国人很健忘的，穷人越来越多，移民越来越多，下一次大选很大
可能还是民主党人当选总统。记得去年，罗姆尼说过如果他当选总统要取消Obamacare，
大部分人被媒体洗脑，把他的话当作耳边风。
【在 j*******n 的大作中提到】
: 不买可以么？
:
: on
: Barack
: and
| n*e
发帖数: 252 | 4 我是说合法的visitor，可以不买么？学生我记得必须买
Obamacare，
【在 r******g 的大作中提到】
: 不买可以，要罚款。美国人很健忘的，穷人越来越多，移民越来越多，下一次大选很大
: 可能还是民主党人当选总统。记得去年，罗姆尼说过如果他当选总统要取消Obamacare，
: 大部分人被媒体洗脑，把他的话当作耳边风。
| S*****n
发帖数: 692 | 5 B1/B2应该不需要。但其实如果能买到便宜的又包pre-existing condition的保险，对
来探亲的父母是个利好的事。
【在 n*e 的大作中提到】
: 我是说合法的visitor，可以不买么？学生我记得必须买
:
: Obamacare，
|
|
