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USANews版 - 密尔沃基被打砸抢的商家,能获保险赔偿吗?
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话题: insurance话题: 密尔沃基话题: business话题: damage话题: 打砸抢
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1 (共1页)
g********2
发帖数: 6571
1
听一个开店的朋友说,他们买的保险,一般不cover armed robbery和terririst
attack,保险条例上根本没这一项,出多少钱都不cover。
那密尔沃基被老黑们打砸抢烧的商家,不是亏惨了?
a**e
发帖数: 8800
2
可以去查查把儿地膜的店赔了没有。
其实应该起诉市政府和州政府。
交了税就应该获得经营安全保护。

【在 g********2 的大作中提到】
: 听一个开店的朋友说,他们买的保险,一般不cover armed robbery和terririst
: attack,保险条例上根本没这一项,出多少钱都不cover。
: 那密尔沃基被老黑们打砸抢烧的商家,不是亏惨了?

g********2
发帖数: 6571
3
从这篇文章来看,貌似保险公司可以理赔,因为这个是urban riot,不是armed
robbery, 也不是terrorism attack:
----------------------
Luckily for most victims of the violence, insurance experts believe
traditional home, auto and business policies will cover the bulk of their
losses.
Damage due to “riots or civil commotion” is generally included in
comprehensive auto coverage, homeowners policies and standard business
property insurance policies, the Insurance Information Institute said
yesterday.
Business interruption coverage, however – which covers lost income – is
only triggered when the insured business incurs direct physical damage or
the government shuts down an area due to property damage caused by a peril
covered by the company’s insurance policy that prevents customers or
employees gaining access to the premises.
Fortunately, it seems Hogan’s declaration of emergency will satisfy this
requirement, says III spokesperson Loretta Worters.
http://www.ibamag.com/news/the-baltimore-riots-how-insurance-coverage-could-get-complicated-22276.aspx
a***4
发帖数: 1112
4
犯罪率其高。毫无人身安全。哪个中国人敢在这地开店买房?
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