h*****y
发帖数: 611 | 1 二手交易风险自负！请自行验证是否合法和一手卡！:
我想卖的物品:
收人民币出 460K membership points @ 145
单张面值:
460K
可接受价格(必须明码标价！):
145
物品新旧要求:
邮寄方式要求:
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
RMB to bank account
其他补充说明:
广告的有效期:
till sold
物品来源(Required for All Cards!):
我的联系方式:
pm or [email protected]/* */
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
state and zip: |
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h*****y
发帖数: 611 | 2 二手交易风险自负！请自行验证是否合法和一手卡！:
我想卖的物品:
收人民币出 460K membership points @ 145
单张面值:
460K
可接受价格(必须明码标价！):
145
物品新旧要求:
邮寄方式要求:
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
RMB to bank account
其他补充说明:
广告的有效期:
till sold
物品来源(Required for All Cards!):
我的联系方式:
pm or [email protected]/* */
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
state and zip: |
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i*******o
发帖数: 297 | 3 30y fix rate refinance >460k
也求一个。谢谢。 |
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w*******y
发帖数: 60932 | 4 Newegg is selling the Panasonic DMC-FZ47K Black 12.1 MP 3.0" 460K LCD 24X
Optical Zoom 25mm Wide Angle Digital Camera:
http://www.newegg.com/Product/Product.aspx?Item=N82E16830180458
for $189.99 with free shipping after coupon code EMCYTZT917.
The Lumix DMC-FZ47 packs a powerful optical zoom and attractive options
including manual operation, adding full-HD video recording capability and
the new Creative Control with Miniature Effect mode. The high quality lens
unit of 25mm ultra wide-angle LEI... 阅读全帖 |
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f******r
发帖数: 437 | 5 Any expert on this Board can help explain to us?
We have brought 460K from the bank when we bought the house this years.
now we want to refinance to lower rate, the GFE we got shows 460K as loan
amount, but the actually refinance amount is 458K. The monthly payment
seems to be based on 460K on GFE. The difference is on 8$ monthly if use
458K. But this makes me wonder where does the 2K goes? Seems the loan
agent will get this 2K, is it normal for no fee no points refinance?
Anyone knows? |
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x***m
发帖数: 1733 | 6 some of my calculation:
just did some calculation:
assuming 500k loan. for first 5 years,
4.875%, you pay around $119K interest, the rest of principle is $460K. Whole
life interest is around $460k.
2.625%, you pay around $63k interest, the rest of principle is $440K.
case 1) 5 years passed and now, if interest rate is 7.625%, for the rest 25
years, if you put the $55K (saved
interest in 5 years) in, immediately, you can pay it off 5 years earlier,
but your monthly payment for the 20
years would ... 阅读全帖 |
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c***h
发帖数: 479 | 7 房主欠银行$460k, $480k comes because of the agents fee 5%.
I thought it should be good if the offer goes above $460k, but not need to
reach $480k. right?
.
property |
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m***y
发帖数: 14763 | 8 If the seller can't sell at $480K, he will have to negotiate with the bank
for a short sale. And if that doesn't work, then foreclosure.
You don't need to sacrifice your hard-earned money to save anybody's ass.
The seller's problem is his own, and so is bank's. Just think about your own
best interest. Is the house still worth $460K or you can get something
better at $460K? |
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p**8
发帖数: 3883 | 9 85K + 161K + 74K + 140K = 460K
460K/4 = 115K. -> 平均数
It seems that EB1 and EB2ROW use much more visa number than before. |
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w*******y
发帖数: 60932 | 10 Newegg has the Panasonic Lumix DMC-ZS7 SILVER 12.1 MP 12X Optical Zoom for $
269AC SHIPPED today ONLY
One day sale on this great camera at Newegg with FREE SHIPPING!!! and most
likely NO TAX!!!!
Panasonic DMC-ZS7 Silver 12.1 MP 3.0" TFT(460K), AR Coating LCD 12X Optical
Zoom 25mm Wide Angle Digital Camera
Link:
http://www.newegg.com/Product/Product.aspx?Item=N82E16830180323
use code: EMCZYNT99
and you probably have to sign up for their deals (free) to get this price)
Other colors are available ... 阅读全帖 |
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f**********n
发帖数: 29853 | 11 http://www.breitbart.com/big-government/2015/12/04/trumps-rise-
Team Bush: $28.9 million ($28.4M from Right to Rise Super PAC, $460K
from campaign)
Team Rubio: $10.6 million ($8.5M from Conservative Solutions 501c4, $
640K from Conservative Solutions Super PAC, $1.5M from campaign)
Team Clinton: $9.7 million ($9.5 million from campaign, $200K from
Priorities USA Super PAC)
Team Kasich: $8 million (all from two outside groups)
Team Christie: $6.4 million ($6M from America Leads Super PAC, $400K
f... 阅读全帖 |
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t*****t
发帖数: 773 | 12 Bush花了这么多钱啊 ？ 最后这个样子， 简直就是造粪机
Super PAC, $460K
Solutions 501c4, $
$200K from
Super PAC, $400K |
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b******t
发帖数: 70 | 14 点数 460K @0.77 打包走0.75
certificate 1-4 cat @77
代订4/30前返30/night
后面反20/night
联系 bl1008 at gmail dot com |
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g**********2
发帖数: 4881 | 16 求购UA 460K @ 1.5 可以代订 one booking
Chase, PayPal boa or RMB
Please no existing award booking in your account currently and no award
booking the past 2 months |
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g**********2
发帖数: 4881 | 17 one more 230K and one more 460K |
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b******t
发帖数: 70 | 19 点数 460K @0.77 打包走0.75
certificate 1-4 cat @77
代订4/30前返30/night
后面反20/night
联系 bl1008 at gmail dot com |
|
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s******9
发帖数: 480 | 22 230K/账号，共两个账号
Rate: 1.55
先款后点
email: [email protected]/* */ |
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s******9
发帖数: 480 | 23 up
★ 发自iPhone App: ChineseWeb 16 |
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s******9
发帖数: 480 | 24 up
★ 发自iPhone App: ChineseWeb 16 |
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s******s
发帖数: 593 | 28 并非完全是为了省钱，主要是省时省事，因为我们看房子一年多了，清楚如何查找房子
的资料以及地区情况，甚至怎么看房子。很多房子我估的价格跟它们最后的成交价相差
无多。所以在这个前提下，我们基本上不需要buyer agent to help us to look for
the house。
我用过好几个buyer agent,最好的一个用了挺长一段时间，他为人很耐心，可是谈到出
价并不是很aggressive，而且很少帮我们探听到什么消息。（我也知道很难要求BUYER
AGENT to be perfect）
直接跟seller agent打交道的好处是，他希望你买，因为他的提成高，所以他会给你内
幕消息，及时跟你更新情况。我买的这个房子，砍了不少价格，得益于此。
好区，2007年初owner自己卖，要价$475k，收到最高offer$450k，owner要$460k，因邻
居一模一样的一周前卖了$465k，没成；
到下半年，收到$400k，心灰地撤出了market；
今年年初雇经纪上市$379k，无果，遂降至$359k,我们出价$300k，之所以敢砍这么狠是
因为经纪透露有地产开发商出$ |
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r********g
发帖数: 161 | 29 本来想等一等出手， 没想到变成 Short Sale 了， 这下手续麻烦了。
原来要价500k ，没卖出去， 我本来想出460k的 offer。
变成 Short Sale 是否意味着更要贱卖了？ 我现在出什么价钱合适呢？ |
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s******8
发帖数: 4192 | 30 short sale不意味着贱卖。说明asking price比借的钱少。比如你这个房子，如果原来
500K,owner借了495K，如果500K卖不出去，降到490K，就是short sale了。
也就是说你当初那个460k很有可能已经是short sale了。 |
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t**s
发帖数: 1393 | 31 a typical house in Lacaster in PA asks for 460k? |
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c***h
发帖数: 479 | 32 看上个房子，房子本身不错，但维护的不好。不是move in condition.看着像是房主逃
命似的搬家 --墙上挂画的钉子都没有拿下来。
两边的agent联系后，我们的agent打听到房主丢了工作，房子去年秋天上市，年底有买
家签了P&S $500k, 但一月买方退出 （listing agent给的信息是买主贷款有问题），
房子回到市场上。标价低于$500k. 但我们的agent也说到买主欠银行$460k, 再加上5%
的中介费，“apparently the seller does not have the ability to come much
below $480,000”
这样的情况如果我们明确知道不会最终出高于$480k的价钱，是不是没必要下单了？
该怎么理解我们的agent的意思？
有经验的大虾请指教,thx! |
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i****y
发帖数: 5184 | 33 我觉得是不用出了
卖主明显是能卖就会卖你的，所以也没有什么必要再骗你他的底线。
如果你的最高offer相比480k差几千，那就不妨试试，如果你心里想着460k什么的，就
不用了。 |
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b*******k
发帖数: 396 | 34 最近看上一房620k，down打算付160k，需要做460k的loan。
LD之前没收入，最近刚找到一工作，收入将为90k，3月上班。我收入100k，可提供两年
的税表。我的credit大概在740左右吧。
不知道做loan 的时候是按照以前收入算还是现在的收入呢？我们能带到款吗？要是不
行我们就不看这价位的房子了。
ps：ld现在还没ssn，要上班之后才能申请，不知道ld能不能贷款啊？
谢谢！ |
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h*****n
发帖数: 263 | 35 We are borrowing 460K, with 20% down.
we are in the house slave region...:(
etc,
but, |
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h*d
发帖数: 19309 | 37 看啥地方了，我这里builder同一个house model，在三个小区，分别是$460K, $390K,
$350K... $400k光是房子，发些图看看？ |
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g*k
发帖数: 194 | 38 today's rate, good or so-so?
southern California, 460K loan |
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p***t
发帖数: 33 | 39 Could anyone let me know your rate? WHere can I find no point and no cost?
How about 460k, any good deal? |
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w*******k
发帖数: 53 | 40 两个房都是属于同一个初中,高中,都是5 brm 3.5bth 3cg,在各自小区内的位置都是很
好, 区别在于:
房A. short sale, 3300 sqft, single story, built in 2007, sold for $745K, HOA
$145/month, with pool, listing for $350K. 有个大抽油烟机, 需要重新买个冰箱.
granite. 小区内只有另一家中国人住在旁边的million小小区内. commute 30-35
minutes.
房B, foreclosure, 3600 sqft, 2 story, built on 2004, last sold for $460K in
2006, HOA $50/month, no pool, listing for $300K. no pool. 也是需要买个冰箱.
其它都好. 小区内现有5,6家中国人, 还有同样或更多的韩国/越南人, commute 25-30
minutes.
两个的贷款应该都没问题, 但现在和领导陷入困惑中:到底选哪个呢? |
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y*****1
发帖数: 443 | 41 Both Zillow and Chase home value estimator suggest a much higher price for
this house (460k), the county assessment is about 420k. If just compared
with
those estimations, its counter price looks not bad at all. Also, I just got
a phone call from my agent. She said there is another bidder jumps in. I
have to wait how that offer looks like and then think about the next step. |
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l*****e
发帖数: 123 | 42 sometimes zillow estimate is bullshit. I am checking a house asking for 460K
, the zillow estimate is 1.1M. |
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s********s
发帖数: 3945 | 44 $460K --> $430K
$329K --> $309K
$250K --> $225K
$225K --> $206K
恐怖，都是两三万的跌啊。DOUBLE DIP开始了？ |
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S********t
发帖数: 3431 | 45 今天是lock的好时机吗？
460k loan，15yr fixed, refi的rate今天是多少呢？最近两周来最低点是多少呢？
谢谢！ |
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c*****1
发帖数: 1826 | 46 mine:
zillow 610k
eappraisal 750k
chase 460k.
very different. |
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p**********9
发帖数: 3463 | 47 1区： 小学7分, 中学8分, 高中划到另一区, 10分, 非常好的高中， 州前5名, 全美也
不错.
这个房子99年的, 3500SQT， 当时买主460K买的, 现在开价630K，（经比较,属于合理
开价）
http://www.redfin.com/IL/Westmont/725-Heath-Ct-60559/home/18017
2区： 小学10分, 中学8分, 高中10分, 州前20名, 全美没什么名气.
这个房子99年的, 3500SQT， 当时买主480K买的, 现在开价750K，（经比较,属于合理
开价）
http://www.redfin.com/IL/Downers-Grove/531-36th-St-60515/home/1
为什么他们的跌幅不一样？ 这两个房子的状况相当,都不错, 如果要买, 买的哪个区更
好? 不一定非要从这两个里选, 它们只是例子而已， 还有好几个类似的在卖.。。 |
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w*****t
发帖数: 49 | 48 One 1200sqft town house that I am interested in was just sold for $460k, no
any contigency on the offer.
220K for $1XXX thouse is very low already. |
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e**p
发帖数: 4259 | 49 listing prices for both houses were around 460k, we asked for $370k or 380k.
buyer agent asked me to increase the price to $400K, otherwise it is dead. |
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k**n
发帖数: 3989 | 50 如果真喜欢，就在心里价位加一点（5k to 1W）。
如果想要deal，就说自己想要的价，不给就move on。
千万别拖。
我就是房主要$499.9k，我觉得想460K拿下。
就出了440K.
他还485K,
我说450K,
他说479K
我说final 455K
过一天周四，他说最低465K.
与是我犯了个错，等了个周末。。
周一给459.8K是对方说，，有了新offer,接近全价。。。 |
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