s*****g
发帖数: 20 | 1 Current rate: 30 year fix @4.875
300,000 loan
Refi option 1: Stick to current bank - 15 year f*[email protected] with 3000 closing
cost;
Refi option 2: Change to another bank - 15 year f*[email protected] with 6000 closing
cost.
Thanks in advance for your suggestions! |
K****z
发帖数: 405 | |
s*****g
发帖数: 20 | 3 No other better choise, in New York area |
K****z
发帖数: 405 | |
s*****g
发帖数: 20 | 5 Please advise which one should I choose? Thanks. |
j*****g
发帖数: 463 | 6 第一，你这个 Rate 太高，
第二，你这个 closing cost 太高。
第三，二选一，得看你准备在房子里准备继续住多少年，你也没说。
现在付的越多，你就越需要在房子里呆得越久才能通过利率差把现在多付的
closing cost 捞回来。
让 Broker 给你个实在的 No closing cost 的 Rate 吧，
然后，每一个 0.125% rate = Loan * 1% 的 closing cost.
张老大
closing
closing
【在 s*****g 的大作中提到】
: Current rate: 30 year fix @4.875
: 300,000 loan
: Refi option 1: Stick to current bank - 15 year f*[email protected] with 3000 closing
: cost;
: Refi option 2: Change to another bank - 15 year f*[email protected] with 6000 closing
: cost.
: Thanks in advance for your suggestions!
|
k******o
发帖数: 3328 | |
d******n
发帖数: 2712 | 8 还有6000 closing cost的地方呢。。。买点了吧？
如果选方案二，3000刀要3年半才能回本。如果会在当地长住，还算是值得的。 |
b**2
发帖数: 519 | 9 能不能哪个都不选。
【在 s*****g 的大作中提到】
: Current rate: 30 year fix @4.875
: 300,000 loan
: Refi option 1: Stick to current bank - 15 year f*[email protected] with 3000 closing
: cost;
: Refi option 2: Change to another bank - 15 year f*[email protected] with 6000 closing
: cost.
: Thanks in advance for your suggestions!
|
