由买买提看人间百态

topics

全部话题 - 话题: diminution
1 2 下页 末页 (共2页)
r*******w
发帖数: 16
1
去年11月我租了Budget的车带着我的父母去参加一个高中和大学最要好同学的葬礼。由于
时间紧只能连夜赶路,那天大雨,好不容易雨停了,11:30pm左右就离定好的Motel只有
14Miles的地方(在Ohio接近West Virginia的地方)在高速公路上撞了一只鹿,还好免费升级
了一辆Hundai Tucson SUV。人都没事,车右前方受损。因为以前在MIT BBS 看过一些帖
子关于使用MasterCard Rental Insurance建议不要买Rental Company的LDW. CNN的一个
采访节目里也有一次关于Rental Insurance也建议不用买。在租车前我还专门打电话问了
Citi Platium MasterCard确保他们是保"Lost of Usage" 。经过三个多月的折腾,终于
把所有Mastercard Claim要的文件都交齐了,上个月终于收到Budget的Bill,要$6800,
其中修车大约$4000,"diminution of value"要$2000, 其他拖车费,Administration Fee
, Lost of Usa
j*******a
发帖数: 61
2
来自主题: SanFrancisco版 - 车祸diminution理赔
最近被人追尾,对方保险公司同意赔修车钱。但是我担心修理以后这车卖的时候也会因
为这次车祸记录或修理而折价。大家知道有没有好的评估方式或评估机构可以估算一下
折价,我好和保险公司谈一下diminution赔偿问题。多谢!
a*******l
发帖数: 650
3
来自主题: SanFrancisco版 - 车祸diminution理赔
我最近刚发过帖子,跟保险公司要钱,他们不赔diminution
N*******A
发帖数: 65
4
(更新)
----------------------------------------------------------------------------
保险公司到修车铺,评估修理价格9千多,不会total掉车,而是会进行修理。
保险公司说纽约州的保险政策,不补偿因为事故记录造成的车的再销售价值
下降的损失(Diminished Value)。请问是否真的是这样?
在网上搜到一个案例,是这样说的。没太看明白。请大牛们指点一下?
In Edwards v. Maryland Motor Car Ins. Co., 197 N.Y.S. 460 (N.Y. App. Div.
1922), the court held that diminution in value is damage embraced within
the clause of the policy insuring the plaintiff against direct loss or
damage by the peril of theft. The policy contained language t... 阅读全帖
n****e
发帖数: 4990
5
Colin is a male given name. Colin is usually pronounced /ˈkɒlɨ
;n/ KO-lin, although General Colin Powell chooses to use /ˈkoʊl&#
616;n/ KOH-lin. Like many given names, it has multiple origins, including:
an Anglicized form of the Gaelic name "Cailean" or "Coileáin", meaning
"whelp", "cub", or "young pup";
a diminutive form of Nicolas (before the 17th century in England, most
nicknames had the diminutive ending "in" or "Kin", where the ending is
attached to the fir... 阅读全帖
r****e
发帖数: 3373
6
来,我给你贴一个。老头讲究起来真讲究,啰嗦起来真啰嗦,逗的时候真逗,恶的时候
真恶。
Playboy Interview: Vladimir Nabokov
By ALVIN TOFFLER • PLAYBOY • JANUARY 1964
Playboy: With the American publication of Lolita in 1958, your fame and
fortune mushroomed almost overnight from high repute among the literary
cognoscenti—which you had enjoyed for more than 30 years—to both acclaim
and abuse as the world-renowned author of a sensational best seller. In the
aftermath of this cause célèbre, do you ever regret having written Lolita?... 阅读全帖
m**i
发帖数: 301
7
来自主题: Automobile版 - 询问车被撞之后的赔偿
别听楼上的。
我车最近也撞了,正在和progressive搞呢。
首先你是否肯定你没有责任?一般如果对方和你证词一样的话,责任判定很快的。另外
有没有证人也有帮助。
其次谁的责任对你来说,无非就是付不付deductible的问题。如果对方保险公司负责,
那么你就不用付了。但是根据你的描述,看上去你没有在自己的保险公司报案。这种情
况下你有风险。如果到时候鉴定出你有责任,而你超过了自己保险公司报案的时效,你
可能要自己掏腰包。所以建议你还是去备个案——当然被自己保险公司知道你出过事故
,哪怕不是你责任,也有一定可能要涨保险费。
定损:
不知道你是什么州。去查一下你的州的fair claim法律。通常来说,保险公司不能指定
你修车的机构以及不能规定部件的品牌。但是他们通常都会push你到他们的修车店去做
estimate。你拿到了900刀的estimate,一般保险公司就根据这个给你支票。但是你可
以选择不接受。因为保险公司的bodyshop一般都会用非oem的部件,或者隐藏一些问题
比如frame damage。所以千万不要去那里修。你可以到你自己信任的修车店去做估价,
坚持要原厂配件,... 阅读全帖
c**i
发帖数: 6973
8
来自主题: Literature版 - 桂花飘香
A) For my own record.
(1) 月橘
http://zh.wikipedia.org/wiki/%E6%9C%88%E6%A9%98
(Murraya paniculata; 英文名稱:Common jasmine orange、mock orange、Orange
Jasmine、Orange jessamine; 花期4-9月; 月橘的花因濃郁而獨特的香味,能飄散往
遠處故而有七里香、九里香、十里香、千里香、萬里香、滿山香等之稱; 分佈於台灣 *
* * 中國國內分佈於海南、廣東、福建及廣西、貴州、雲南、湖南四省區的南部; 花
為聚傘花序,頂生或生於上部葉腋內,通常花為10朵以內,有時多達50餘朵,有時為單
花,花白色,星狀,極芳香,直徑約3-4厘米; section 4 4 相似品種
(a) Murraya paniculata
http://en.wikipedia.org/wiki/Murraya_paniculata
(Murraya is closely related to Citrus [the same family Rutaceae]; a s... 阅读全帖
c**i
发帖数: 6973
9
来自主题: ChinaNews版 - Oct 10
(1) Isabella Steger, Lung Ying-tai: 1911 Anniversary ‘Awkward’ for China.
China Real Time (a brand of WSJ.com), Oct 10, 2011 (interview).
http://blogs.wsj.com/chinarealtime/2011/10/10
/lung-ying-tai-1911-anniversary-awkward-for-china/
Quote:
(a) Lung: "originally the government [Ma administration] used the slogan '
jian guo bai nian' (建國百年, a hundred years of the republic) to mark this
day. They changed it and replaced the word 'jian guo' (建國, nation-building
) to 'jing cai' (精彩, splendid). The ... 阅读全帖
w**********2
发帖数: 764
10
Moscow, Russia, October, 2007
http://projectcamelot.org/boriska.html
http://projectcamelot.org/indigo_boy_from_mars.html
Boris Kipriyanovich is an Indigo Child, probably the most famous in Russia.
Boriska, or 'little Boris', was featured in Pravda after Gennady Belimov, a
university professor in the Volgograd region of Russia, witnessed Boriska,
then aged just seven, astound an adult audience during a camping trip in
which he held them spellbound for an hour and a half as he recounted tales
of p... 阅读全帖
c**i
发帖数: 6973
11
来自主题: History版 - Pencil
Daniel Michaels, As Pencil Makers Push the Envelope, Age-Old Rivalry Stays
Sharp; Battle of German Brands Lasts Centuries; Going to Court Over Bragging
Rights. Wall Street Journal, Sept. 29, 2010.
http://online.wsj.com/article/SB10001424052748703694204575518001143593666.html
Quote, about timeline:
"City [Nuremberg] records from 1662 list a pencil craftsman named Friedrich
Staedtler, to whom today's company traces its lineage.
Count von Faber-Castell returned to the town of Stein, "where cabinetm... 阅读全帖
c**i
发帖数: 6973
12
来自主题: History版 - English Castles
Stephen Brumwell, The House Impregnable; Medieval fortresses that today seem
picturesque were built as instruments of domination. Wall Street Journal,
Apr 16, 2011.
http://online.wsj.com/article/SB10001424
052748704471904576228484203247462.html
(book review on John Goodall, The English Castle. Yale Univ Press, 2011)
Note:
(a) Portsmouth
http://en.wikipedia.org/wiki/Portsmouth
(in Hampshire county; for name origin, see section 1 History: (i) "mouth of
the Portus harbour" thanks to Portus Adurni a... 阅读全帖
D*****i
发帖数: 8922
13
来自主题: History版 - 罗马的“灭亡”
把476年定为西罗马灭亡之年没有什么不妥。吉本的书上说得很清楚,Odoacer发动政变
,把Romulus赶下西罗马皇帝位后,给他一年六千金币,让他去当寓公了。Romulus原来
的头衔是Augustus,翻译成皇帝;下台后头衔被恶意加了一个表示“小”的后缀“lus
”,变成了吉本在这里用两个贬义形容词contemptible diminutive来形容的
Augustulus,可以翻译成“撸帝”。Odoacer本人只满足于Patrician的头衔,此后几百
年西部也无人称罗马皇帝。
c**i
发帖数: 6973
14
The magazine published the Quarterly on Dec. 9, 2010.
(1) flapless flight
Blow me up, blow me down; Aeronautics: Aircraft that can fly without using
ailerons to control their motion would be lighter, stealthier and easier to
maintain.
http://www.economist.com/node/17647575?story_id=17647575
Note:
(a) aileron (n: French, from diminutive of aile wing)
(b) Cranfield University
http://en.wikipedia.org/wiki/Cranfield_University
(formed in 1946)
Quote: "a British postgraduate university based on two c... 阅读全帖
c**i
发帖数: 6973
15
来自主题: Military版 - Chinese Loom Large Over Russian Far East
(1) 俄指责中国挖界河将改变边界线. VOA Chinese, May 7, 2011
http://www.voanews.com/chinese/news
/20110507-china-russia-121434629.html
("俄罗斯边防官员说,中国在未经俄方同意的情况下擅自挖掘乌苏里江河床的举动违反
了两国边界协议中的有关规定。但俄国边防官员强调,中方有关作业目前已经停止。这
已经不是俄罗斯第一次指责中国擅自挖掘双方界河,试图改变两国边界线。俄国边防部
门以前也曾针对中国发出过相类似的指责")
(2) China's Growing Interests in Siberia; Change in Russia's Far East. Der
Spiegel, May 6, 2011.
http://www.spiegel.de/international/world/0,1518,761033,00.html
Quote:
A Russian woman in Russian Far East penned a letter to the president at th... 阅读全帖
c**i
发帖数: 6973
16
来自主题: Military版 - General Aviation in China
David Pearson, Business Jets Take Off in China. Wall Street Journal, May 27,
2011
http://online.wsj.com/article/SB10001424052
702304520804576343114082148684.html
Note:
(a) Dassault Aviation
http://en.wikipedia.org/wiki/Dassault_Aviation
(a French aircraft manufacturer of military, regional and business jets;
founded in 1930 by Marcel Bloch[, who] after World War II changed his name
to Marcel Dassault)
The French given name Marcel is from the Latin name Marcellus, originally a
diminutive of Marc... 阅读全帖
c**i
发帖数: 6973
17
来自主题: Military版 - Latest on Mitsubishi Regional Jet (MRJ)
James Simms, Japan's New Passenger Jet Takes off Into a Perfect Storm. Wall
Street Journal, Sept 24, 2011.
http://online.wsj.com/article/SB10001424
053111903703604576588782647706772.html
Note: Geared Turbofan (GTF) is Pratt and Whitney's invention. Whether it is
as good as touted, it is unclear yet.
(a) geared turbofan
http://en.wikipedia.org/wiki/Geared_turbofan
(The Geared turbofan is a type of turbofan airplane engine, similar to a
turbojet. It consists of a geared ducted fan with a smaller d... 阅读全帖
c**i
发帖数: 6973
18
Jeff Scott, Propeller Torque Effect. Aerospaceweb.org, Feb 25, 2011.
http://www.aerospaceweb.org/question/dynamics/q0015a.shtml
Note:
(a) aileron
http://en.wikipedia.org/wiki/Aileron
aileron (n; French, from diminutive of aile wing, aisle--more at AISLE;
First Known Use: 1909)
(b) torque
http://en.wikipedia.org/wiki/Torque
(also known as moment or moment of force; section 1 Terminology: This
article follows US physics terminology by using the word torque. In the UK
and in US mechanical engineeri... 阅读全帖
y***u
发帖数: 7039
19
三 征服的方法
建立两极对立, 防止真正的独立(指货币发行权), 目的是使权力进入混乱和破产状
态, 国家主权和人民分离。
使人民贫困, 就是武器。(现在是指人们或者国家对于债务的依赖)。
消灭士大夫贵族 皇权(这里是指国家集权系统),让他们的人民成为货币的奴隶。 通
过控制这些盲民的饭碗, 我们就可以调控社会对抗国家集权。 借用暴民的力量, 我
们可以消灭阻止我们前进的国家集权。
3. In order to incite seekers after power to a misuse of power we have set
all forces in opposition one to another, breaking up their liberal
tendencies towards independence.
5. All people are chained down to heavy toil by poverty more firmly than
ever. They were chained by slavery and serfdom; from thes... 阅读全帖
w****2
发帖数: 12072
20
来自主题: Military版 - 锡安长老教义(整理贴)
发信人: youdu (youdu), 信区: Military
标 题: 军版各位,有没有研究过锡安长老教义?
发信站: BBS 未名空间站 (Sat Nov 26 13:15:49 2011, 美东)
对理解过去三百年很有帮助。
http://www.biblebelievers.org.au/przion1.htm#TABLE OF CONTENTS
THE PROTOCOLS DIGEST-ED
Since discourse in the Protocols is often disjointed, we have taken the
liberty of grouping quotations (from Victor Marsden's 1934 edition) in what
seems a logical order of subject. We have also tried to minimize the more
offensive ones. Contemptuous references to goyim (the unfortunate Talmudi... 阅读全帖
u***r
发帖数: 4825
21
来自主题: Military版 - 【Economist】Why China fails at football
http://www.economist.com/node/21541716
Why China fails at football
Little red card
The telling reasons why, at least in football, China is unlikely to rule the
world in the near future
Dec 17th 2011 | from the print edition
THE pass back to the goalkeeper seemed routine for Qingdao Hailifeng FC in
its match against Sichuan FC in September 2009, even if the ball was struck
a little too hard and the keeper only just managed to stop it running past
him and into the net. Qingdao was safely ahead 3-0... 阅读全帖
w*********g
发帖数: 30882
22
跟广大中国人民希望习近平能有汉武风范的愿望完全背道而驰啊。
================================================
1 2 3 4 5 6 7 8 9 … next › last »
OhioOct 25th, 16:46
The history of the first half of the 21st century will be in large part the
story of whether China can grow and reform itself into a relatively rich,
but above all sustainable economic future. The past 20 years of rapid growth
is commendable, but not sustainable in its current form. A transition is
inevitable. From reading the comments, I fear that many ... 阅读全帖
I******a
发帖数: 3812
23
http://gyral.blackshell.com/names.html
Visit the original once in a while. Apparently, it's chock full o' updates.
Slur Represents Reasons/Origins
51st Stater Canadians Self-explanatory.
Abba-Dabba Arabs Used in the movie "Betrayed" by rural American hate group.
Abo Australian Aboriginal Derogative shortened term for Aboriginal.
Adolf Germans Hitler, of course. Generally thought of the worst person ever.
Ahab Whites From Moby-Dick. Ahab hunted the white whale.
Ainu Japanese Aboriginal Originall... 阅读全帖
k********k
发帖数: 5617
24
http://www.radio-canada.ca/nouvelles/societe/2007/12/04/003-rec
Le français en déclin
Mise à jour le mardi 4 décembre 2007 à 15 h 43 HNE
Selon Statistique Canada, le français perd du terrain au Canada et le
chinois est restée en 2006 la langue maternelle du plus grand nombre de
nouveaux arrivants.
En 2006, la langue maternelle de 70,2 % des immigrants n'était ni le fran&
ccedil;ais ni l'anglais.
De ces immigrants, 18,6 % avaient l'un ou l'autre des dialectes chinois
comme langue ma... 阅读全帖
d**e
发帖数: 2420
25
纽约时报继上次为骗子傅苹站台后,这次又为王林洗地。
尼玛,政治正确这么重要,不颠倒是非不行吗。
-----------------------------------------------------
方舟子:“和报道傅苹事件一样,《纽约时报》对王林“大师”的报道,完全是站在既
定的政治立场上,把王林描写成因成功而受政治迫害的人士(标题就叫“成功带来对中
国神秘现象的审视”),以其自比斯诺登结束,而对其骗术被揭穿一事只字不提。”
http://www.nytimes.com/2013/07/31/world/asia/success-brings-scr
Success Brings Scrutiny to Chinese Mystic
HONG KONG — Wang Lin, an exponent of the ancient Chinese practice of qigong
, claims he has used his powers to cure cancer and has performed other
mysterious feats, like conjur... 阅读全帖
T**********e
发帖数: 29576
26
X-37B在轨道呆了几百天,不知在干啥,据说偷偷搞别国卫星。
Secret Spaceplane, Mystery Mission
The Air Force’s secret space plane has been up in orbit for nearly 500 days
—a space endurance record. But nearly a year and a half into the mission,
the Pentagon still won’t say what the X-37B is doing up there, or when it
might come back.
The U.S. Air Force boosted the robotic X-37B atop the nose of an Atlas-5
rocket in December 2012. Since then it’s orbited the Earth thousands of
times, overflying such interesting places as No... 阅读全帖
T**********e
发帖数: 29576
27
来自主题: Military版 - 冯诺依曼和爱因斯坦谁更nb?
冯诺依曼大脑本身就是一超级计算机,看过的书一字不差都记得,6岁就能心算8位数乘
除法。
Von Neumann had a very strong eidetic memory, commonly called 'photographic'
memory.Herman Goldstine writes: "One of his remarkable abilities was his
power of absolute recall. As far as I could tell, von Neumann was able on
once reading a book or article to quote it back verbatim; moreover, he could
do it years later without hesitation. He could also translate it at no
diminution in speed from its original language into English. On one occasion
I teste... 阅读全帖
b********n
发帖数: 38600
28
来自主题: Military版 - Insanity Grips The Western World
http://www.paulcraigroberts.org/2015/04/27/insanity-grips-weste
Just as Karl Marx claimed that History had chosen the proletariat,
neoconservatives claim that History has chosen America. Just as the Nazis
proclaimed “Deutschland uber alles,” neoconservatives proclaim “America
uber alles.” In September 2013 President Obama actually stood before the
United Nations and declared, “I believe America is exceptional.”
Germany’s political leaders and those in Great Britain, France, and
throughout Europe... 阅读全帖
b********n
发帖数: 38600
29
来自主题: Military版 - 俄国为什么不能回到前苏联?
No, you can't go back to the USSR!
http://cluborlov.blogspot.com/2015/05/no-you-cant-go-back-to-us
To be sure, many aspects of the old USSR have been happily consigned to
oblivion. Among them:
•The communist ideology: the Communist Party no longer has a monopoly
on power.
•The bloc mentality: the Warsaw Pact evaporated, leaving NATO behind
as the one hand clapping. The new system is a multipolar one.
•Central planning: replaced with a market economy
•Economic isolationism... 阅读全帖
c*******2
发帖数: 617
30
Why the US Will Not Sign the UN Convention on the Law of the Sea
by Ken Meyercord / May 4th, 2016
Critics of American foreign policy love to point out instances where our
policy reeks of hypocrisy. No current issue in international affairs affords
a better illustration of our inconsistent sanctimoniousness than the
dispute over competing claims to insular territories (whether to call them
“islands” or “rocks” is of great significance, as we shall see) in the
South China Sea.
Symptomatic of our h... 阅读全帖
c**i
发帖数: 6973
31
Jeff Scott, Propeller Torque Effect. Aerospaceweb.org, Feb 25, 2011.
http://www.aerospaceweb.org/question/dynamics/q0015a.shtml
Note:
(a) aileron
http://en.wikipedia.org/wiki/Aileron
aileron (n; French, from diminutive of aile wing, aisle--more at AISLE;
First Known Use: 1909)
(b) torque
http://en.wikipedia.org/wiki/Torque
(also known as moment or moment of force; section 1 Terminology: This
article follows US physics terminology by using the word torque. In the UK
and in US mechanical engineeri... 阅读全帖
c**i
发帖数: 6973
32
BBC Chinese, May 8, 2011
http://www.bbc.co.uk/zhongwen/simp
/uk/2011/05/110508_uk_richest_list.shtml
(戴秀丽, also known as Xiuli Hawken 秀丽·好肯; 戴秀丽1994年返回中国创办人和
公司,将原来用于战备的地下防空洞改建为地下商城而积累了巨额财富。目前人和是香
港的上市公司)
Note:
(a) 英国华裔女富豪丈夫讲述生活经历. BBC Chinese, May 8, 2011
http://www.bbc.co.uk/zhongwen/simp
/uk/2011/05/110508_xiuli_husband.shtml
(b) Richard Woods and Cal Flyn, I did go to Specsavers — and made £
1bn. Times (London), May 8, 2011.
Unfortunately, both the list and the above report, which ment... 阅读全帖
l****z
发帖数: 29846
33
如果不提佩林,左倾的有线电视网MSNBC不知道怎么活,有关佩林的内容超过其他有线
电视网
Sarah Palin: MSNBC's Obsession With Her
10:03 AM 1/27/2011 by Paul Bond
share
* Comments (196)
7
Illustration: Kat Shady
This week's Hollywood Reporter magazine tallies how many times the left-
leaning network discusses her (it's more than Fox) and how a reality star
with sinking approval ratings is vital to its survival.
The following article appears in this week's issue of The Hollywood Reporter
on newsstands Thursday.
Now that Keith Olbermann... 阅读全帖
l****z
发帖数: 29846
34
Ann Coulter历数从马克思到萨特到波兰斯基等各色著名左派是如何对待女性的;“二
百年的龌龊”
To Liberals, Every Woman Looks Like a Hotel Maid
by Ann Coulter
05/18/2011
I suppose we'll know the truth when the DNA testing comes back, but close
observers of privileged liberal men are not shocked by the accusations
against Dominique Strauss-Kahn, the socialist head of the International
Monetary Fund. (And you thought you were getting screwed by your banker!)
Only in Hollywood movies are handsome lacrosse players from nice families
seen as ... 阅读全帖
l****z
发帖数: 29846
35
Charlie’s doing us all a favor and explaining simply what’s happening in
DC:
As clearly as any issue you could name, the debate over the US debt ceiling
exposes the radically different governing philosophies held by Democrats and
Republicans.
On the left it is taken as an article of faith that government must
constantly grow and increase its sphere of influence as a counter to the
power of private corporations, and to provide a constantly-growing safety
net for Americans living at the margins.
O... 阅读全帖
l****z
发帖数: 29846
36
来自主题: USANews版 - Ugliest Man in America Leaving Congress
Ugliest Man in America Leaving Congress, Blames ‘Extremism of Tea Party
Republicans’
by Jammie
It’s pretty clear Democrats have little hope of retaking Congress this year
, but on the upside their ugliness may decline a bit as Henry ‘Nostrilitus
’ Waxman has announced his retirement. As always, he goes out covering
himself in mud.
Representative Henry A. Waxman of California, a diminutive Democratic
giant whose 40 years in the House produced some of the most important
legislation of the era,... 阅读全帖
c**i
发帖数: 6973
37
来自主题: WorldNews版 - Biogas and Wood Pellets
Elisabeth Rosenthal, With Peels and Pig Innards, a Swedish City Forgoes Coal
and Oil. New York Times, Dec. 11, 2010 (title in the print).
http://www.nytimes.com/2010/12/11/science/earth/11fossil.html?_r=1&scp=4&sq=sweden&st=cse
("Both natural gas and biogas create emissions when burned, but far less
than coal and oil do. And unlike natural gas, which is pumped from deep
underground, biogas counts as a renewable energy source: it is made from
biological waste that in many cases would otherwise de... 阅读全帖
e*******c
发帖数: 17
38
一个多月前追尾了一辆rental car company的车,报告了我的保险公司。后来受到了他
们寄给我的账单,心想保险公司会解决,就没在意。最近收到了一个叫做Subrogation
Management Team Ltd公司的的信,说我的保险公司光付了修车的钱,其余的费用例如
,loss of use, diminution of value, administration fee 共4000多块没有付,他
们找我要,还说如果不付的话就让 national collection agency来找我。给我的保险
公司打电话,说会从新evaluate那些charge。这到底该怎么办?上网查了一下,好像这
个什么Subrogation Management Team Ltd就是帮rental car company 收钱的,有很多
的complaints。但也没有说怎么的下文。想知道有没有谁有经验,怎么和他们理论?
多谢大家了
y*****n
发帖数: 29
t***5
发帖数: 1057
40
"loss of use"通常包含在collision damage waiver (CDW)。可是从你列出来的看不出
来哪里有CDW。最好问租车公司和仔细阅读fine print。
出了事故你自己的汽车保险公司付修车费,信用卡公司付deductible。但是你自己还可
能要付几种费用,比如:
administrative fees
"loss of use" fee - 租的车在修车期间不能使用了
租车损失严重的话可能付汽车的10% diminution of value - 撞过的车以后出售要掉价
以上费用你自己的汽车保险公司和信用卡公司一般是不会付的。
撞倒别人不想走自己的保险可以考虑买租车公司的 liability coverage。经常租车还
可以考虑买整年的non-owner liability policy。
对这件事人们有不同看法。省钱当然是只用自己的保险和信用卡保险。但不少人遇到上
述费用,所以最好先问清租车公司再做决定。
m****n
发帖数: 23
41
事故story:上个月租车在加州一条State route上行驶,快到一路口(无红绿灯)时一
辆车忽然从垂直的那条路上左拐进来,我前面的A车急刹车停住,而我来不及刹住还是
撞到A的后面,我的前面bumper和他的后面bumper损坏。警察过来后觉得没大事,没有
留下report。
关于保险:没有买租车公司的保险,而是第三方Allianz公司的Collision/Loss Damage
Insurance,用来cover所租的车。
现在问题来了,租车公司给我和保险公司的账单显示:
4k: Physical Damage
200: Loss of Use (5.16 days at $41.57)*
150: Administrative Fee
1.5k: Diminution of Value
40: DV Appraisal Fee
Total Claim Amount接近6k
但保险公司给租车公司说他们不cover其中diminiution of value那部分,就是车的价
值折损费。租车公司委托一家Hybrid Claimg Group公司做的diminiution value... 阅读全帖
m******k
发帖数: 495
42
修车花费6200多,保险给了。还有个从clean title边有accident的折价费,保险公司
说只给$1840。这个价格合理吗?那里可以查一下,估计一下,怎么和保险公司讨价还
价,谢谢
谢谢
z*******o
发帖数: 1710
43
Fiat 500 Abarth
Considering that the diminutive Abarth comes with a roly-poly driving
position, semi-cartoonish looks and one of the most comical manual shifters
on the market (honestly, it’s like a bowling pin), this is still a
ridiculously fun car to drive. Forward thrust is short of a Mini Cooper S
JCW or similar, but then, so’s the price point. However, where the little
Abarth really earns its name is in the startling rumble that comes out of
its twin exhausts when you fire it up.
Remember, ... 阅读全帖
b********t
发帖数: 350
44
来自主题: Automobile版 - 死磕Geico
事情经过是这样。我去年刚买的新的车被人撞了,对方全责。对方的保险公司Geico花
钱把车子修好了。但是因为此次事故我的车的估价比市场价减少了3000刀。(我手上有
CarMax的trade in appraiser和KBB trade in value,相差$3600刀还有一家dealer给
我出的证明说明我的车因为这个事故只能Trade in 13K,如果没有这个事故他们会给价
16K)。我原本想着拿着dealer出的估价证明跟Geico谈一下,希望对方赔偿一部份的
diminution value。但是对方一口咬定说只负责把车修好,不愿意赔偿任何
depreciation value。今天咨询了律师,律师的意见是sue Geico胜算很大,因为是新
车,尽管修好了车的贬值也是显而易见的,建议和他们合作。而我需要承担诉讼费大概
150刀,请专业Appraiser验车费,按小时计价,如果开庭当天需要appraiser出庭的话
,要支付对方出庭费,按小时计价。赢得官司后,律师需要我最终获赔款的1/3作为提
成。我现在决定和Geico死磕这个case。但是有点纠结是否和律师合作。
和律师合... 阅读全帖
b********t
发帖数: 350
45
来自主题: Automobile版 - 死磕Geico
事情经过是这样。我去年刚买的新的车被人撞了,对方全责。对方的保险公司Geico花
钱把车子修好了。但是因为此次事故我的车的估价比市场价减少了3000刀。(我手上有
CarMax的trade in appraiser和KBB trade in value,相差$3600刀还有一家dealer给
我出的证明说明我的车因为这个事故只能Trade in 13K,如果没有这个事故他们会给价
16K)。我原本想着拿着dealer出的估价证明跟Geico谈一下,希望对方赔偿一部份的
diminution value。但是对方一口咬定说只负责把车修好,不愿意赔偿任何
depreciation value。今天咨询了律师,律师的意见是sue Geico胜算很大,因为是新
车,尽管修好了车的贬值也是显而易见的,建议和他们合作。而我需要承担诉讼费大概
150刀,请专业Appraiser验车费,按小时计价,如果开庭当天需要appraiser出庭的话
,要支付对方出庭费,按小时计价。赢得官司后,律师需要我最终获赔款的1/3作为提
成。我现在决定和Geico死磕这个case。但是有点纠结是否和律师合作。
和律师合... 阅读全帖
B*Z
发帖数: 7062
46
来自主题: Automobile版 - Mercedes sued for cheating emission test
Hagens Berman: Mercedes Owners File New Lawsuit Stating Mercedes BlueTEC Die
sels Fail Emissions Tests in Nearly All Real World Conditions
NEWARK, N.J.--(BUSINESS WIRE)--
Today, owners of Mercedes BlueTEC diesel automobiles from 13 states filed an
amended class-action lawsuit against Mercedes-Benz USA stating the automake
r knowingly programmed its BlueTEC vehicles to release illegal levels of emi
ssions in virtually all real world driving conditions and likely contain a “
defeat device” used to... 阅读全帖
c**d
发帖数: 3888
47
来自主题: Automobile版 - 【求助】事故索赔
Diminution of value 每个州不一样。加州的话,可以给我一个电话 408-890-7925
M****o
发帖数: 4860
48
就是,起码也得写下面这篇这么长。。。
Why I Am Not A Christian
What Is a Christian?
Nowadays it is not quite that. We have to be a little more vague in our
meaning of Christianity. I think, however, that there are two different
items which are quite essential to anybody calling himself a Christian. The
first is one of a dogmatic nature -- namely, that you must believe in God
and immortality. If you do not believe in those two things, I do not think
that you can properly call yourself a Christian. Then, further tha... 阅读全帖
1 2 下页 末页 (共2页)