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全部话题 - 话题: pity
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发帖数: 1
1
http://www.economist.com/news/christmas-specials/21712060-border-between-two-countries-shows-how-they-have-grown-apart-politics-and-pity
Postcard from Dandong
Politics and pity on the border of China and North Korea
The border between the two countries shows how they have grown apart
“LOOK! There’s one!” shouts a member of the tour party as 40 people raise
their phones to take a picture: “Three of them, up there on the mountain!
” Commentary from another tour-boat blares out over the Yalu river:... 阅读全帖
p******y
发帖数: 3523
2
如果总的DTI(debt to income)在45%就基本没什么问题。如果总的DTI超了,就看剩
在手上的钱够不够12个月的PITI了。
实话说,如果DTI趋近于45%,每个月还了贷款交了property tax之后,剩的活钱也不多
了。真是除非有足够的积蓄,要不然日子过得也不够惬意。
a********n
发帖数: 52
3
buyer agent的rebate因为放在closing cost里了,所以不用交税
sellers close以后还要rent back,所以用支票付给我们rent back那些天我们的piti,
这部分年终报税的时候要算收入交税吗?
n*******9
发帖数: 3244
4
ask seller to pre-pay this part at closing. that way, you shall be fine.

piti,
r***l
发帖数: 67
5
来自主题: Basketball版 - Two pities
A great game. However, two pities:
1. Oneal fouled kobe.
If he can guard kobe better, there's no way he can make that 3pointers. MJ
would have the game winning shot and won the MVP for his last all star game.
Best finish! Everyone, including all lakers fans, is happy.
2. Kobe missed the free throw.
If kobe made all three free throws. West won and kobe won the MVP. It meant
NBA has moved to the next page. That's also MJ want to see.
Better finish! Most ppl, besides Kobe haters, are happy.
Overral
l**7
发帖数: 3940
6
Pitifully要皇马倒,倒来倒去日日倒,要不要去菲律宾搬香蕉被施舍点救济自慰一下
c*********t
发帖数: 67
7
来自主题: LeisureTime版 - 2015读书笔记: 《Beauty Plus Pity》
Beauty Plus Pity by Kevin Chong:
是我之前听cbc asian heritage month的节目里推荐的移民文学中的一本。以“我”(
Malcolm)参加父亲葬礼后认识自己的同父异母的妹妹Hadley的一年里,与家人爱人之间
的dynamics,对个人职业的迷茫,以及与Hadley认识了解的过程中自我发现和成长。
我觉得虽然这本书不是什么很深刻的划时代的巨作,但好在很有诚意,表现了移民第二
代的post-college coming-of-age, 亲情,爱情,事业和理想之间的很现实的画面。贵
在不悲情或强调移民的背景,让人觉得其实每一个刚刚从大学毕业的年轻人都会要经历
同样的self-doubt,困惑和迷茫。不过最后看到Hadley死于accident,我的心都沉了下
去,难过了好久。难道真的只有将美好事物毁灭在读者面前才算得上深刻吗...
Review by The Globe and Mail
http://www.theglobeandmail.com/arts/books-and-media/beauty-plus
w*********r
发帖数: 2192
8
发信人: venusfire (J星 爱自由), 信区: Wisdom
标 题: Re: Celestia De Lamour 为啥要破坏自然?
发信站: BBS 未名空间站 (Mon Oct 26 09:22:44 2009, 美东)
hi! you guys!
stop!
runsun has problem
you guys can't help him .
yes , he is laughable, but !!! -- laughing at him only show your
problem.
BECAUSE, he is not ONLY laughable, but also pityful
so, if u see some laughable people, stop laugh, have pity, and -- shut up!
at least stop at certain time.
D*****r
发帖数: 6791
9
来自主题: TrustInJesus版 - Mark Twain:Letters from the earth
Letters from the Earth
When the Creator had finished thinking, He said, "I have thought. Behold!"
He lifted His hand, and from it burst a fountain-spray of fire, a million
stupendous suns, which clove the blackness and soared, away and away and
away, diminishing in magnitude and intensity as they pierced the far
frontiers of Space, until at last they were but as diamond nailheads
sparkling under the domed vast roof of the universe.
At the end of an hour the Grand Council was dismissed.
They left... 阅读全帖
c**********e
发帖数: 1184
10
在贷款的准备过程中,贷款申请人需要准备很多文件包括工资单(paystub),W2
,税表(tax return),银行存款单(bank statement),信用报告(credit report
),ID等等。这些文件/信息综合体现了贷款人的资质。贷款银行(lender)就是通过
审核这些文件而决定出什么样的condition。而其中,其它的文件基本上该是什么样的
就是什么样的,可操作的空间不大,唯独银行存款单(bank statement)的准备最具技
巧性,同时,它也是最让贷款人(borrower)头疼的文件,因为处理不当很容易让贷款
银行(lender)索要许多额外的不必要的文件和解释从而无穷无尽的纠缠下去。那么,
我们该如何正确处理和准备银行存款单(bank statement),使得贷款银行(lender)
不出或者少出condition呢?
===首先,怎么计算贷款人究竟要在存款单(bank statement)上存多少钱(balance)
呢?===
1. 现金结余(Cash balance in checking/savings account 或者 CD ac... 阅读全帖
s***h
发帖数: 372
11
来自主题: _BibleStudy版 - "The Divine Image
To Mercy,Pity,Peace and Love
All pray in their distress;
And to these virtues of delight
Return their thankfulness.
For Mercy,Pity,Peace and Love
Is God, our Father dear,
And Mercy,Pity,Peace and Love
Is man, His child and care.
For Mercy,Pity,Peace and Love
Pity a human face,
And Love, the human form divine,
And Peace, the human dress.
Then every man, of every clime,
That prays in his distress,
Prays to the human form divine,
Love,Mercy,Pity,Peace.
And all must love the human form,
In heathen,
c********1
发帖数: 5269
12
来自主题: SanDiego版 - 想搬到圣地亚哥
简化版
24x(3~4)= 72~96
专业版
Monthly housing payment (PITI)
This is your total principal, interest, taxes and insurance (PITI)
payment per month. This includes your principal, interest, real estate taxes
, hazard insurance, association dues or fees and principal mortgage
insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the
lower of these two calculations:
Monthly Income X 28% = monthly PITI
Monthly Income X 36% - Other loan payments = monthly PITI

发帖数: 1
13
来自主题: SanFrancisco版 - 关于schedule E 用来报税和贷款
转载一篇文章来解答你的问题:
投资房租金收入计算方法按照不同情况可以总结为以下四种:
1,如果投资房的租金收入已报税,那么月出租净收入则按个人税表1040 中Schedule E
里的数字来综合计算, 以2012年的税表中的Schedule E为例,计算方法如下:
第一步先计算月租金收入或者亏损:
月租金收入/亏损 = Line 4 (Rents Income) Line 12 (Mortgage Interest) Line
9 (Insurance) Line 16 (Taxes) Line 18 (Depreciation) – Line 20 (
Expenses Subtotal) / 12
第二步计算月出租净收入: 月出租净收入 = 月租金收入 – 月 PITI – 物业费(HOA
Dues)
大部分银行要求借款人至少有两年的租金收入报税记录,而有的银行只要求有一年;如
果要考量两年内的投资房净收入,银行通常会采用保守算法,即假如第二年的净收入比
第一年低,则按照第二年的净收入来计算。如果第二年的净收入高于第一年,那么就取
两年的平均值。
2,如果投资房过去... 阅读全帖
t****z
发帖数: 8931
14
http://www.tudou.com/programs/view/aoa9quTIYuc
https://www.youtube.com/watch?v=nmwrf2j-Ou4
Lyrics: English Translation:

Oidhche Shamhna dhomh 's mi m'ònar Alone on Halloween night
Smaointich mi gun dianainn òran I thought I would compose a song
'S truagh a Rìgh nach mi bha pòsd' It's a pity I wasn't married
Ri òigear a' chùil dualaich To the youth with the curled hair

Gura h-e mo ghaol an t-òigear The young man of the brown hair
A' chùil duinn 's a' leadain bhòidhich And lovely tre... 阅读全帖
k*****t
发帖数: 9
15
【 以下文字转载自 SanFrancisco 讨论区 】
发信人: kingtut (云心无我,云我无心), 信区: SanFrancisco
标 题: 求助:卖房遇到问题,请教大家
发信站: BBS 未名空间站 (Fri Sep 7 13:56:29 2012, 美东)
All the contingencies are removed. 卖房在Close of Escrow的前一天,忽然出了问
题,买家的loan doc没有出来,因为final review的时候发现4506只把老公的tax
transcript拿回来了,老婆的没有,而他们是分开报税的。然后买家去Local IRS
office拿2011的 Tax transcript,发现没有2011记录,最后发现她没有报。好象
她是请会计师报的,但是都以为对方会寄出,最后都没有寄出。
现在问题来了。已经过了contracted COE 3天了,买家一直不给我们发extension.我们
追他要,buyer agent一直说要发,但是不发,就是拖着我们。买家同意付房子现在的
PITI,但是我们要求买家要把PITI预付到esc... 阅读全帖
c**********e
发帖数: 1184
16
---第(一)部分请见http://www.mitbbs.com/clubarticle_t2/CircleSquareMortgage/611187.html
四. 居住证明(Occupancy)
无论是买房贷款(purchase loan)还是重新贷款(refinance),有的借款人是按照
自住屋(primary residence)提交申请,而有的申请人是按照投资房(investment/
rental property)来提交申请。在申请过程中,在很多情况下,银行往往会拒绝申请
人把房子按照自住屋(primary residence)来申请而会强制申请人按照投资房(
investment/rental property)来申请,那么有的申请人就会问:我明明住在那里,银
行为什么还是会拒绝(deny)我自住屋的申请呢?根据经验,往往有以下比较大的问题
会被银行“揪住不放”而导致denial:
(1)无法提供任何文件证明居住在此处,或者住址在各个文件上相互矛盾
有的申请人无论是驾照,W2,Tax Return还是银行存单(bank statement)上都无
法显示... 阅读全帖
k*****t
发帖数: 9
17
来自主题: SanFrancisco版 - 求助:卖房遇到问题,请教大家
All the contingencies are removed. 卖房在Close of Escrow的前一天,忽然出了问
题,买家的loan doc没有出来,因为final review的时候发现4506只把老公的tax
transcript拿回来了,老婆的没有,而他们是分开报税的。然后买家去Local IRS
office拿2011的 Tax transcript,发现没有2011记录,最后发现她没有报。好象
她是请会计师报的,但是都以为对方会寄出,最后都没有寄出。
现在问题来了。已经过了contracted COE 3天了,买家一直不给我们发extension.我们
追他要,buyer agent一直说要发,但是不发,就是拖着我们。买家同意付房子现在的
PITI,但是我们要求买家要把PITI预付到escrow.他们也不给回音。
目前情势对我们很不利。 他要是一直拖着我们怎么办?最开始的压金, Title说必须
要双方签字才能给我们,他这样不发Extension,我们就必须一直要付现在房子的
Mortgage。
而且万一Loan做不下来了。他能一直拖着我们,不签字,就是不给我们... 阅读全帖
w***s
发帖数: 2658
18
O Mio Babbino Caro 我亲爱的爸爸
普契尼的独幕喜歌剧《强尼·史基基》中女儿劳蕾塔(Lauretta )一首咏叹调,旋律
极为优美,深情而动人。上班时间,5分钟意大利语速成~~~,one take,不敢大声,
先来个CROSSOVER的。。。
歌词大意为:“啊! 我亲爱的爸爸,我爱那英俊少年。我愿到露萨港去,买一个结婚戒
指。我无论如何要去,假如您不答应,我就到威克桥上,纵身投入那河水里。我多痛苦
,我多悲伤。啊! 天哪! 我宁愿死去! 爸爸,我恳求你! 爸爸,我恳求你! ”
意大利文
O mio babbino caro,
mi piace è bello, bello;
vo'andare in Porta Rossa
a comperar l'anello!
Sì, sì, ci voglio andare!
e se l'amassi indarno,
andrei sul Ponte Vecchio,
ma per buttarmi in Arno!
Mi struggo e mi tormento!
O Dio, vorrei morir!
Babbo, p... 阅读全帖
w***s
发帖数: 2658
19
父亲节过完了,俺追唱一哈~~~~最近计算机出问题大家唱的俺统统听不了~~~~
郁闷之余俺就瞎吼~~~~
和老师认真请教过吃辣会不会影响唱歌,结论是不会,所以俺很放心的美美享受了一顿
川菜~~~~可是俺好像唱的时候嗓子不得劲~~~~是不是要喝点啥清润一下哈~~
~~~
以前唱的那次听不到了,这次唱觉得自在一些~~~~俺的一个问题是有录音紧张症,
所以唱过录过的歌再来就放松的多~~~~
Dropbox不知道怎么找连接,我是登录->打开文件->退出->下载->找的连接,
太麻烦~~~~
O Mio Babbino Caro 我亲爱的爸爸
普契尼的独幕喜歌剧《强尼·史基基》中女儿劳蕾塔(Lauretta )一首咏叹调,旋律
极为优美,深情而动人。
歌词大意为:“啊! 我亲爱的爸爸,我爱那英俊少年。我愿到露萨港去,买一个结婚戒
指。我无论如何要去,假如您不答应,我就到威克桥上,纵身投入那河水里。我多痛苦
,我多悲伤。啊! 天哪! 我宁愿死去! 爸爸,我恳求你! 爸爸,我恳求你! ”
意大利文
O mio babbino caro,
mi piace è bello, bello;
vo'anda... 阅读全帖
t****z
发帖数: 8931
20
【 以下文字转载自 Military 讨论区 】
发信人: tgbqaz (qz), 信区: Military
标 题: 好伤感的歌Tha mo Run air a' Ghille (I Love The Lad)
发信站: BBS 未名空间站 (Sat Dec 6 18:25:27 2014, 美东)
http://www.tudou.com/programs/view/aoa9quTIYuc
https://www.youtube.com/watch?v=nmwrf2j-Ou4
Lyrics: English Translation:

Oidhche Shamhna dhomh 's mi m'ònar Alone on Halloween night
Smaointich mi gun dianainn òran I thought I would compose a song
'S truagh a Rìgh nach mi bha pòsd' It's a pity I wasn't married
Ri òigear a' chùil dualaich ... 阅读全帖
i****i
发帖数: 4803
21
【 以下文字转载自 Music 讨论区 】
发信人: wiids (iwi), 信区: Music
标 题: 【翻唱】wiids -- O Mio Babbino Caro(即兴翻唱5分钟速成)
发信站: BBS 未名空间站 (Wed Mar 21 11:21:32 2012, 美东)
O Mio Babbino Caro 我亲爱的爸爸
普契尼的独幕喜歌剧《强尼·史基基》中女儿劳蕾塔(Lauretta )一首咏叹调,旋律
极为优美,深情而动人。上班时间,5分钟意大利语速成~~~,one take,不敢大声,
先来个CROSSOVER的。。。
歌词大意为:“啊! 我亲爱的爸爸,我爱那英俊少年。我愿到露萨港去,买一个结婚戒
指。我无论如何要去,假如您不答应,我就到威克桥上,纵身投入那河水里。我多痛苦
,我多悲伤。啊! 天哪! 我宁愿死去! 爸爸,我恳求你! 爸爸,我恳求你! ”
意大利文
O mio babbino caro,
mi piace è bello, bello;
vo'andare in Porta Rossa
a comperar l'anello!
Sì, sì, ci... 阅读全帖
p****y
发帖数: 23737
22
我再怎么pity也不及你pity
我的pity在于懒散,哪怕我不懒散勤于修行,我不认为我在修行上可以有什么突破
而你的pity在于没有好好运用你的慧根,不仅破戒,连坐也没在打,浪费人才
我这辈子想要的东西,除了一样,基本上都可以了(我的要求低)
此刻死的话,有遗憾,但也无悔,遇到了应该遇到的人,学了应该学的东西
a***k
发帖数: 1038
23
来自主题: Military版 - 红死病 by 杰克.伦敦 (转载)
【 以下文字转载自 paladin 讨论区 】
发信人: atack (小军号), 信区: paladin
标 题: 红死病 by 杰克.伦敦
发信站: BBS 未名空间站 (Sat Oct 11 07:40:15 2014, 美东)
I
The way led along upon what had once been the embankment of a railroad. But
no train had run upon it for many years. The forest on either side swelled
up the slopes of the embankment and crested across it in a green wave of
trees and bushes. The trail was as narrow as a man's body, and was no more
than a wild-animal runway.
Occasionally, a piece of rusty iron, showing through ... 阅读全帖
M*P
发帖数: 6456
24
Monday, March 23, 2015
Responding to Rejection
Dear XXX,
Maybe it's just the rhythms of the semester, but many of you seem to be down
in the dumps. I've been hearing from lots of people who are frustrated by
cranky colleagues' comments, demoralized by rejected manuscripts and grant
proposals, and tired of students' unending complaints. With so much
negativity in our work environments, I'm going to focus this week on Common
Mistake #11: Internalizing Rejection and Negativity.
Academic Life is FUL... 阅读全帖
m*********t
发帖数: 1250
25
来自主题: Investment版 - 请教个投资选择
My 2 cents:
1.401K
你是说你的'Effective' Tax Rate (Fed+State)有35%吗?如果是,那你的收入是相当
的高了,不过即使你说的只是Tax Bracket之和,收入也算不错了~ 由于你LP不上班,
如果你预期退休后你个人收入交税会低一些,可以考虑投Pre-tax的401K。
由于没有401K match,你可能应该更优先考虑投Roth IRA(或者back door roth IRA)
,特别是如果你想过5年之后取出来买房Roth IRA也比较flexible。
401K和IRA里面的钱就算不取出来,到时候在算你Mortgage的Reserve的时候也能cover掉
一定比例,比如有些lender要求除了downpayment之外,你还必须要有12个月的PITI,而
你的401K/IRA可以至多cover一半也就是6个月的PITI,剩余的6个月PITI则必须为cash
。具体的比例可能需要咨询Lender。
2.Investment
如果只有较短的5-6年的time frame,我倒是觉得你要慎重考虑全部投Index,过去的20
15已经是2... 阅读全帖
b********2
发帖数: 5191
26
来自主题: Living版 - purchase loan 有什么选择?
jumbo loan根据不同情况, 不同lender, 要求也不同, 如果是低于1M, 一般要6-9个月
的PITI reserve.如果是>1M, 要12个月的PITI reserve
PITI = principal, interest, property tax, insurance
w*********a
发帖数: 121
27
来自主题: Living版 - positive cash flow
刚买了一个房子,可是现在的房子因为缩水,LTV 不到80%,卖掉还得花钱(
SalePrice - Commission - LoanBalance < 0 )。 而且对这个房子还挺有感情的,想
着空巢后,还可以再搬回来,所以想租租看。
可是大家常说的positive cash flow是怎么算的呢? 如果把Principal当做一种saving
,是不是应该用formula B? 还是投资房都用formula A算positive cash flow?
PITI: (Principal, Interest, Taxes & Insurance)
A: RentRate - PITI - HOA - maintenance/repair > 0
B: RentRate - ITI -HOA - maintenance/repair > 0
目前PITI + HOA 大约$2100/month, 其中principal $500, 月租$1800可行不?
I*********e
发帖数: 65
28
您这种情况叫conversion, 就是move up,现有住房当做投资房,这种情况下租金收入
计算以及注意事项如下:
月租金收入 = Appraisal的Comparable Rent Schedule显示的市场租金和租赁合同上的
租金中较低者*75%
月出租净收入 = 月租金收入 – 月 PITI – 物业费(HOA Dues)
即使月出租净收入为负, 因为已经把房子的PITI以及物业费的debt抵消了, 所以对贷
到更多的款还是有很大帮助的。
需要的材料有:
1. 现有房子的租赁合同。
2. 租户已经支付至少一个月租房定金的证明。
还需要注意的事项有:
1. 现住房剩余贷款额不得超过房屋市值的70%;
2. 需要提供更多资产证明,最多为6个月的PITI的Reserve.
c*****4
发帖数: 900
29
看贷款金额和是买投资房还是自住屋了,和银行的政策也有关系。
如果是买自住屋的非jumbo贷款,那么一般不需要reserves
如果是买投资房,那么需要这个投资房6个月的PITI reserves,再加上其它非自住屋的
有贷款(没贷款的不用)的房子2个月的PITI reserves。
如果是jumbo贷款,无论是不是买自住屋,一般最少需要这个要买的房子6个月的PITI
reserves
i*****a
发帖数: 7272
30
【 以下文字转载自 Faculty 讨论区 】
发信人: MHP (马后炮), 信区: Faculty
标 题: 关于负面情绪,恰巧收到这个信
发信站: BBS 未名空间站 (Sun Mar 22 09:46:25 2015, 美东)
Monday, March 23, 2015
Responding to Rejection
Dear XXX,
Maybe it's just the rhythms of the semester, but many of you seem to be down
in the dumps. I've been hearing from lots of people who are frustrated by
cranky colleagues' comments, demoralized by rejected manuscripts and grant
proposals, and tired of students' unending complaints. With so much
negativity in our work environ... 阅读全帖
r*******u
发帖数: 8732
31
来自主题: HongKong版 - 香港新加坡印象
Maybe people expect too much from Hong Kong la.
How things could have been much different?
What a pity, that China gave Hong Kong away to the British?
What a pity, that Hong Kong had to hand back to China?
What a pity, that Hong Kong from a poor fishing island to a population of 8
millions island?
Hong Kong has no advantage , but only people who hasn't been there think it
does.
And people who could not get advantage from HK , they think it sucks.

in
it
and
d*s
发帖数: 3016
32
来自主题: Japan版 - Re: 请问
pity pity pity
B*********e
发帖数: 2313
33
我看到你写的真是无言了
Rent要Cover PITI只是起点 你每个月若没有从房子上存Cash Reserve 那这个钱是不
是要从你其他的收入来? 你换个屋顶的$6000-8000元从那裡来? 你到Home Depot/
Lowes买过东西来修过房子木有? 那个钱若不是从租金裡来 请问是不是从你的Saving
来? 租金收入无法COVER房子所有开销时 请问这是不是亏损?
59楼的房子只要屋主跑一次Home Depot就会有亏损 因为他的租金只够COVER PITI
这还没有算房子的Vacancy嘞 房子空下来时 就算空一个月好了 这一个月没有租金来
cover PITI 请问你身为房东怎么撑过去? 拿SAVING来撑不是?
十年真的很久 你确定这十年之内你不会因为需要用钱而必须卖房子吗? 不是每个房
东都能撑过十年的
B*********e
发帖数: 2313
34
我看到你写的真是无言了
Rent要Cover PITI只是起点 你每个月若没有从房子上存Cash Reserve 那这个钱是不
是要从你其他的收入来? 你换个屋顶的$6000-8000元从那裡来? 你到Home Depot/
Lowes买过东西来修过房子木有? 那个钱若不是从租金裡来 请问是不是从你的Saving
来? 租金收入无法COVER房子所有开销时 请问这是不是亏损?
59楼的房子只要屋主跑一次Home Depot就会有亏损 因为他的租金只够COVER PITI
这还没有算房子的Vacancy嘞 房子空下来时 就算空一个月好了 这一个月没有租金来
cover PITI 请问你身为房东怎么撑过去? 拿SAVING来撑不是?
十年真的很久 你确定这十年之内你不会因为需要用钱而必须卖房子吗? 不是每个房
东都能撑过十年的
r****t
发帖数: 10904
35
你曲解我意了
一个房子值多少,除了没法量化的心理安慰以外,还有可以量化的部分。房子带来的收
入是每月省下来的房租,支出就是PITI(principal interest tax insurance)加维护(
time and money)。 因为 interest so far is fax deductible, 如果按照 3.6% 利率
,25% marginal income tax rate, 反税 3.6% * 0.25 = 0.9%, almost covered the
tax (1 to 1.1% here?) in the PITI. 因为 taxable value 很难说,有的地方比房价
低不少,可能比贷款额还低,有的又按照成交价,这里假定和贷款额差不多。如果有
HOA/门罗肉丝要额外算上。所以这里我们去掉 T 简称 PII.
一般买的房比租的要大/好些,所以支出部分很可能超过收入部分,超出部分作为心理
安慰的价格,如果能接受就买,不能就租。另外考虑买房可能commute 远,多出来的
time/gas 算在支出里面,最后比较收入和支出做决定。
对大多情况来说, ... 阅读全帖
y****i
发帖数: 17878
36
☆─────────────────────────────────────☆
accos (socca) 于 (Thu May 16 18:23:12 2013, 美东) 提到:
8860 Villa La Jolla Dr #203, La Jolla, CA 92037
这个房子1983年建成的时候卖 $154,400 , 那时候利率奇高,美元比现在值钱很多。
1996年转手的时候卖了$157,000, 亏了agent fee
现在挂牌 $499,900, 估计至少能卖 $470,000以上,没准更高。
第一个买的人明显是亏了,第二个买的人是赚了很多。
怎么避免买房子买成第一个亏的人呢? 第二个人2006没出手,那时候可以卖
$600,000. 如果出手了,去年初买回来,只要 $350,000.
☆─────────────────────────────────────☆
smallburrito (smallburrito) 于 (Thu May 16 18:25:34 2013, 美东) 提到:
赚不赚的,你卖了搬到DETROIT去吗,
赚了的又买了... 阅读全帖
p****a
发帖数: 1
37
有谁愿意把以下文字转载出去到家版之类的?(绝非大坑,誓上MITBBS十大)
两位当事人已经对所有人公开此事。
本文仅仅是复制男当事人的校内上的公开作品:
http://www.renren.com/profile.do?id=1436019351
为了公正客观,大家也可以去看看女当事人的日志:
http://www.renren.com/profile.do?id=243939494
《完整人生》全纪录
为证明不是坑,请复制网址到地址栏看原作:
男当事人:http://www.renren.com/profile.do?id=1436019351
女当事人:http://www.renren.com/profile.do?id=243939494
《完整人生》之一:恶梦开始
http://blog.renren.com/blog/bp/LOyB80zdSj
《完整人生》之二:“我可以保证你这辈子也遇不到我这么优秀的女生了”
http://blog.renren.com/blog/bp/LOyBFDlLnj
《完整人生》之三:"其实我有想过接受你的"
http://blog.renren... 阅读全帖
i*****a
发帖数: 7272
38
【 以下文字转载自 Faculty 讨论区 】
发信人: MHP (马后炮), 信区: Faculty
标 题: 关于负面情绪,恰巧收到这个信
发信站: BBS 未名空间站 (Sun Mar 22 09:46:25 2015, 美东)
Monday, March 23, 2015
Responding to Rejection
Dear XXX,
Maybe it's just the rhythms of the semester, but many of you seem to be down
in the dumps. I've been hearing from lots of people who are frustrated by
cranky colleagues' comments, demoralized by rejected manuscripts and grant
proposals, and tired of students' unending complaints. With so much
negativity in our work environ... 阅读全帖
c**********h
发帖数: 496
39
来自主题: Piebridge版 - (转)Mary Wollstonecraft
每天包办家务,老公还不给办身份的家庭妇女,还有征婚的女同胞们,尤其注意了哦!
英国封建社会的一个女人尚且能有这样的思想,写出这样的文章。而在现代民主的美国
,我们受过的教育胜她百倍,还不能为女权站起来做些力所能及的事情吗?
AFTER considering the historic page, and viewing the living world with
anxious solicitude, the most melancholy emotions of sorrowful indignation
have depressed my spirits, and I have sighed when obliged to confess, that
either nature has made a great difference between man and man, or that the
civilization which has hitherto taken place in the world has been very
partial. I have turned... 阅读全帖
a***k
发帖数: 1038
40
来自主题: paladin版 - 红死病 by 杰克.伦敦
I
The way led along upon what had once been the embankment of a railroad. But
no train had run upon it for many years. The forest on either side swelled
up the slopes of the embankment and crested across it in a green wave of
trees and bushes. The trail was as narrow as a man's body, and was no more
than a wild-animal runway.
Occasionally, a piece of rusty iron, showing through the forest-mold,
advertised that the rail and the ties still remained. In one place, a ten-
inch tree, bursting through... 阅读全帖
D*****r
发帖数: 6791
41
来自主题: TrustInJesus版 - Voltaire:Poem on the Lisbon Disaster
UNHAPPY mortals! Dark and mourning earth!
Affrighted gathering of human kind!
Eternal lingering of useless pain!
Come, ye philosophers, who cry, "All’s well,"
And contemplate this ruin of a world.
Behold these shreds and cinders of your race,
This child and mother heaped in common wreck,
These scattered limbs beneath the marble shafts—
A hundred thousand whom the earth devours,
Who, torn and bloody, palpitating yet,
Entombed beneath their hospitable roofs,
In racking torment end their stricken l... 阅读全帖
w******g
发帖数: 10018
42
在我之前的贴子里就说过,俄利根是引用别人的说法,你现在倒好像发现新大陆一样。
所以说你这个人好为人师真是一点都没错。请引述别人著作的时候,一定要引述全了。
你为什么只引用3和4,不敢往下了呢?
这个东西往下很长,我姑且全部放在这里:
But we should not think that it applies to every man. For, not every man "
goes down from Jerusalem into Jericho," nor do all dwell in this present
world for that reason, even if he who "was sent on account of the lost sheep
of the house of Israel" went down. Hence, the man who "went down from
Jerusalem into Jericho" "fell among robbers" because he himself wished to go
down. But t... 阅读全帖
m*****e
发帖数: 1506
43
在各个英语学习论坛上,经常可以看到有关Chinglish(中式英语)的文章,但一般都
是中国人写的。不过我看到一篇长文,也是有关Chinglish的,但却是美国人写的,很
有意思。这篇长文的标题是Chinglish 2 English(从中式英语到标准英语),作者是
浙江大学的美国外教Chuck Allanson,内容则是Chuck在中国五年任教期间所听到、所
看到的各种Chinglish说法。
比如Chuck第一次来中国,下飞机后,负责接待他的东北某大学英语系陈老师说:
您刚到,我们吃点饭吧。我们要点Chinese dumpling(饺子)和Chinese beancurd(豆
腐),您看可以吗?Chuck以前从未听说过这两种东西,但出于好奇,就说可以,结果
饭菜端上来一看,原来就是ravioli(饺子,来自意大利语)和tofu(豆腐,来自日语
)。Chuck当时心里暗想,这两种东西,国际上早已经有通用的说法(ravioli和tofu)
,他们中国人为什么还要用那种生僻的说法呢?以后Chuck跟陈先生混熟了,就问他,
当初你为什么不说ravioli和tofu呢?陈先生听了大吃... 阅读全帖
w**j
发帖数: 1032
44
来自主题: Military版 - Murder in the Bible (Evil Bible.com)
The act of murder is rampant in the Bible. In much of the Bible,
especially the Old Testament, there are laws that command that people be
killed for absurd reasons such as working on the Sabbath, being gay, cursing
your parents, or not being a virgin on your wedding night. In addition to
these crazy and immoral laws, there are plenty of examples of God's
irrationality by his direct killing of many people for reasons that defy any
rational explanation such as killing children who make fun of... 阅读全帖
t**********8
发帖数: 1683
45
竞争不过,就排挤
=================================
Why Do I Hate Asian People?
Not hate, but dislike as a whole.
Let me try to clear up my opinions- I dislike people who are racist, sexist,
have hate against gay/lesbians,etc.
I am more liberal than conservative, and have pity for the Illegal Aliens
coming into this country, and understand why they do so.
I go to a good school, which has a majority of asians, and I have many asian
friends, whom I truly like and wouldn't wish the worst upon.
But...I just ... 阅读全帖
l*y
发帖数: 21010
46
【 以下文字转载自 Sex 讨论区 】
发信人: ldy (大才001), 信区: Sex
标 题: 贝尔·诺克斯:我用身体换学费,不要你怜悯 ——谈性工作与劳工政治
发信站: BBS 未名空间站 (Wed Apr 16 22:05:39 2014, 美东)
【观察者网按:今年2月,全美排名前十的名校杜克大学爆出尴尬的八卦:该校女大学
生在拍色情片。这位一年级学生主动公布了自己的名字,并解释自己拍A片是为了挣学
费。米莉安•维克斯全家就靠父亲每年20万美元左右的收入,但她的哥哥和姐姐
也都在读私立学校,光她一个人每年6万美元的学费就让全家难以承受(目前美国的学
费贷款总额已突破1万亿美元,《经济学人》、《华尔街日报》等主流媒体纷纷刊文发
问“上大学还值不值”。)。4月14日,米莉安以其艺名贝尔•诺克斯在美国《赫
芬顿邮报》网站撰文,向美国人解释自己从事色情业的原因:她和普通人一样,都是为
了挣钱而工作。】
杜克女大学生米莉安·维克斯(Miriam Weeks),艺名贝尔·诺克斯(Belle Knox)
最近我收到一封来自科罗拉多州男性读者的来信:
之前你提到由... 阅读全帖
S*********g
发帖数: 24893
47
https://hk.news.yahoo.com/%E9%BB%83%E4%B9%8B%E9%8B%92%E7%B5%95%E9%A3%9F%E8%
B6%85%E9%81%8E100%E5%B0%8F%E6%99%82-%E5%AE%A3%E4%BD%88%E5%81%9C%E6%AD%A2%E7%
B5%95%E9%A3%9F-075155964.html
Joe
7用戶喜歡這個評論請登入以表示贊賞請登入以表示不贊賞0用戶不喜歡該評論
Joe • 1小時4分前 舉報
What? Only 4 days? In spite of guzzling down glasses of glucose
everyday, he can't take it any longer and calls it quits? Thousands of HK's
citizens lost a lot of income and many lost their livelihood because of this
despicable idiot... 阅读全帖
S*******l
发帖数: 4637
48
Pathetic, pity date and maybe pity fuck?
b********n
发帖数: 38600
49
China's Uyghur Problem
http://www.americanthinker.com/articles/2015/07/chinas_uyghur_p
Turkey has fêted Uyghur separatists as related Turks, and lionized them as
heroes, part of a wider resurgent Turkish caliphate. Ironically, the Uyghur
are possibly more Indo-European (IE) than Turkic, but linguistics and Islam
seems to unite them.
In a way, the Uyghurs are to be pitied. Within them, they carry a history of
former ancient IE glories. However, the present menace of Islam precludes
the West from ... 阅读全帖
b********n
发帖数: 38600
50
In a way, the Uyghurs are to be pitied. Within them, they carry a history of
former ancient IE glories. However, the present menace of Islam precludes
the West from giving them heed or assistance.
What we discover are a people whose history has been distorted by Islam.
What we see are a people who a defending an Islam that is not theirs to
begin with. What we see is that this struggle is more than just Islam. There
are layers to this debate. It is not that simple; and were it not for Islam
, I c... 阅读全帖
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