c***n
发帖数: 1034 | 1 Bernie 2013年12月9日提交的全民医保法案（http://www.sanders.senate.gov/download/american-health-security-act-of-2013?inline=file）
American Health Security Act:
(1) 6.7% for employer
(2) Married file jointly tax
If taxable income is: The tax is:
Not over $250,000 2.2% of taxable income.
Over $250,000 but not over $400,000 $5,500, plus 3.2% of the excess over
$250,000.
Over $400,000 but not over $600,000 $10,300, plus 4.2% of the excess over
$400,000.
Over $600,000 $18,700, plus 5.2% of the exces... 阅读全帖 |
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g********2
发帖数: 6571 | 2 不同类型公司的不同税法：
1. Sole proprietorship.
The business and the owner are legally the same. From the IRS's perspective,
the business is not a taxable entity. Instead, all of the business assets
and liabilities and income are treated as belonging directly to the business
owner.
2. General partnership.
As with sole proprietorships, the business and the owners (two or more) are
legally the same. A partnership is not a taxable entity under federal law.
There is no separate partnership income tax, as t... 阅读全帖 |
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d********9
发帖数: 3927 | 3 华人不少中产估计还要加税了
http://www.wsj.com/articles/your-taxes-are-about-to-changeperhaps-not-the-way-you-think-1478797458
Income-tax rates: Both Messrs. Trump’s and Ryan’s plans would consolidate
the current rates on “ordinary” income such as wages and interest from
seven brackets to just three—12%, 25% and 33%. It would also make changes
to the calculation of “taxable income.”
The top rate of 33% would take effect at about $225,000 of taxable income
for married couples; currently the top rate of 39.6% k... 阅读全帖 |
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f*******e
发帖数: 3433 | 4 If taxable income is over-- But not over-- The tax is: of the
amount over--
$0 $18,150 10% $0
$18,150 $73,800 $1,815.00 + 15% $18,150
$73,800 $148,850 $10,162.50 + 25% $73,800
$148,850 $226,850 $28,925.00 + 28% $148,850
$226,850 $405,100 $50,765.00 + 33% $226,850
$405,100 $457,600 $109,587.50 + 35% $405,100
$457,600 no limit $127,962.50 + 39.6% $457,600
从这税表上看，taxable income在73800到148850的CA，NY等有州税有mortgage
的可能会increase. tax... 阅读全帖 |
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D****9
发帖数: 10889 | 5 这个是现在的tax bracket
Table 2. Married Filing Joint Taxable Income Tax Brackets and Rates, 2017
Rate Taxable Income Bracket Tax Owed
10%
$0 to $18,650 10% of taxable income
15%
$18,650 to $75,900 $1,865 plus 15% of the excess over $18,650
25%
$75,900 to $153,100 $10,452.50 plus 25% of the excess over $75,900
28%
$153,100 to $233,350 $29,752.50 plus 28% of the excess over $153,100
床铺的是12%,25%, 35%， 对应现在的10%， 25%，35% bracket估计不会差的太多。 |
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S**m
发帖数: 397 | 6 新法Child tax credit 从$230,000 taxable income （假设你两人401K存$36000, $
24000 standard deduction, 你家庭总收入可高达$290,000）开始收入每增加一千减$
50，所以大部分家庭每个孩子能拿到$1600，两个能拿到$3200，相当于$6400或$12800
的deduction，加上前五年$300/大人的credit，再加上税法简化税率降低，虽然大部分
家庭Taxable income 高了，但绝大部分老中家庭要交的税却少了。而以前每个孩子$
1100，从$110,000 taxable income (总收入$170，000 ）递减，大部分老中家庭拿不
到.
如果你还不明白，就只好找你的体育老师，谁让你的数学是他教的呢？ |
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发帖数: 1 | 7 What is your yearly income?
$
187,500
What is your filing status?
Single Married
Do you want to itemize your deductions or keep the standard deduction of $24
,000?
Keep the standard deductions Itemize
How much interest did you pay on your mortgage during the last calendar year?
$
5,800
How much did you donate to charitable organizations?
$
0
How much did you pay in state and local property taxes?
$
10,000
Gross income $187,500
Standard deduction (married) $24,000
Mortgage inter... 阅读全帖 |
|
发帖数: 1 | 8 What is your yearly income?
$
187,500
What is your filing status?
Single Married
Do you want to itemize your deductions or keep the standard deduction of $24
,000?
Keep the standard deductions Itemize
How much interest did you pay on your mortgage during the last calendar year?
$
5,800
How much did you donate to charitable organizations?
$
0
How much did you pay in state and local property taxes?
$
10,000
Gross income $187,500
Standard deduction (married) $24,000
Mortgage inter... 阅读全帖 |
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d*********2
发帖数: 48111 | 9 科普一下The Alternative Minimum Tax Sweet Spot
My income is around a half a million dollars, and I’m in Alternative
Minimum Tax (AMT). Its annoying, and I feel trapped.Now what?
Tax
Image by 401K via Flickr
The best move may be to increase income, and pay even more AMT! What do you
think your tax rate is? That’s easy - high income folks pay 35%, right?
Well, not in AMT. AMT’s top tax rate is 28%.
Many high income taxpayers are in Alternative Minimum Tax (AMT). AMT’s
name is descriptive: an alte... 阅读全帖 |
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p******e
发帖数: 897 | 10 Changes to widely used parts of the tax code such as the mortgage deduction
and the child tax credit grabbed the headlines when the 429-page bill dubbed
the Tax Cuts and Jobs Act was unveiled Thursday by House Republicans.
But a closer look shows there are scores of benefits in the tax code that
would be eliminated or become harder to claim under as Congress tries to
make taxes lower for more people and simpler to understand.
Here's a look at 15 tax credits, deductions or exclusions that would c... 阅读全帖 |
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l*****n
发帖数: 5200 | 11 应该都关心吧
发信人: limi (limi), 信区: Money
标 题: 准备搬到美国，关于转大额资金到美国IRS的官方回复，帮忙看下104表到底咋
回事
发信站: BBS 未名空间站 (Wed Apr 6 03:36:52 2011, 美东)
不好意思，刚才在Family版发过一个贴，发现这里可能更合适...
我给IRS发的问题
I am going to move to U.S. from China very soon with L1B visa. I already
got a job offer from a U.S. company. So I will start to work once I
arrive.Since I am going to settle down in U.S., I want to move my money
from China.The total amount could be $250,000.
I have several concerns about tax and the money transferring might n... 阅读全帖 |
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l**i
发帖数: 243 | 12 我给IRS发的问题
I am going to move to U.S. from China very soon with L1B visa. I already
got a job offer from a U.S. company. So I will start to work once I
arrive.Since I am going to settle down in U.S., I want to move my money
from China.The total amount could be $250,000.
I have several concerns about tax and the money transferring might need
your clarification:
1) Due to the restriction of banks in China, every people can only wire
$50,000 out during one year. So I may need my parents' wire moneys... 阅读全帖 |
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S**C
发帖数: 2964 | 13 Well I am in the opposite camp. ROTH is mine, if I win I win, if I lose,
well then I lose, so I am going to be more conservative. For 401k, if I lose
, then US also take some hit.
In taxable, I could harvest loss. While I do not intend to be aggressive in
taxable, since most of my bond portion is in tax-deferred account, taxable
has to be the most aggressive because of its equity-heavy nature. |
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l****y
发帖数: 8847 | 14 Even if your income is under the limit，you can contribute the less one of
5000 or taxable compensation
Although I'm struggling to understand what this taxable compensation refers
to...
ps: Of course it has explanations, but put aside all those deductions(since I don't think I'm eligible as NR), how about the 5K tax treaty? If it excludes this 5K, I only have 4K taxable income in 2010. So the maximum I can contribute is 4K. Am I right?
It doesn't really matter because I have no 4K to contribute a... 阅读全帖 |
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t*****1
发帖数: 2 | 15 I believe that each can contribute up to $5k (total $10k) if married filling
jointly.
See IRS Publication 590:
Spousal IRA Limit
For 2010, if you file a joint return and your taxable compensation is less
than that of your spouse, the most that can be contributed for the year to
your IRA is the smaller of the following two amounts:
$5,000 ($6,000 if you are age 50 or older), or
The total compensation includible in the gross income of both you and your
spouse for the year, reduced by the following... 阅读全帖 |
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t*****1
发帖数: 2 | 16 I believe that each can contribute up to $5k (total $10k) if married filling
jointly.
See IRS Publication 590:
Spousal IRA Limit
For 2010, if you file a joint return and your taxable compensation is less
than that of your spouse, the most that can be contributed for the year to
your IRA is the smaller of the following two amounts:
$5,000 ($6,000 if you are age 50 or older), or
The total compensation includible in the gross income of both you and your
spouse for the year, reduced by the following... 阅读全帖 |
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j****y
发帖数: 1714 | 17 This has been studied by others mostly,
just read: http://www.bogleheads.org/wiki/Emergency_fund
a multi-tiered emergency fund could consist of:
1. Three months of expenses in cash (bank account or money market fund)
2. The next three months of expenses in CDs with the option to cash them in
for three months of interest
3. The next three months of expenses in a short-term Treasury bond fund.
Selling these would risk incurring some loss of principal due to interest
rate changes, but since the odd... 阅读全帖 |
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y****i
发帖数: 778 | 18 Social security is taxable if your all other income including tax exempt
income plus half of your SS benefits >25,000 for single or >32,000 for
couple. 85% of your SS benefits are taxable if single >34,000 or couple >44,
000. Between the base and additional amount, 50% of the SS benefits are
taxable. |
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y****i
发帖数: 778 | 19 My 401k chose MXLMX multi sector bond fund, the same as LSBDX or similar to
PONAX if your 401k has it.
For brokerage account, in additional to the individual bond which I
recommend in the bond club, especially for tax free insured muni bonds in
your taxable account which have another protection for default risks:
http://www.mitbbs.com/clubarticle_t/Bond/31335339.html
How to buy and sell individual municipal bond
You can follow Bill Gross to where he put his own money: like VMO 7% tax
free yield,... 阅读全帖 |
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f*******n
发帖数: 12623 | 20 法律规定不能从IRA rollover after-tax的钱到401k的。你rollover pre-tax的部分的
数量，里面就全是pre-tax的钱；剩下的就是after-tax的钱。
http://www.irs.gov/pub/irs-pdf/p590.pdf 第23-24页
Kinds of rollovers from a traditional IRA.
You may be able to roll over, tax free, a distribution from your traditional
IRA into a qualified plan. [...] The part of the distribution that you can
roll over is the part that would otherwise be taxable (includible in your
income). [...]
Tax treatment of a rollover from a traditional IRA
to an eligible retire... 阅读全帖 |
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w****3
发帖数: 83 | 21 菜鸟没有精力也没有兴趣弄投资，只想每半年调整一下帐户。根据网上的投资介绍，我
Max out 401k and Roth，放了3个月生活费的定期存款应急，开了taxable的帐户。根
据我的年龄，打算把三个帐户总的比例设在stock比bond在7：3。
然后根据网上建议：
higher expected returns and tax-inefficient 放在roth里，在我理解就是放stocks
（？）
Lower expected returns and tax-inefficient放在401k里：在我理解就是放Hi-Yield
Bonds和stocks（？）
Roth和401k加起来stock和bond比例控制在7：3
Tax-efficient的放在taxable 帐户里：在我理解就是70% stock index funds 和30%
Tax-Exempt Bonds(?)
这样理解对吗？我就只是教条照搬网上常规的经验。还需要做些什么?谢谢大家指正！
以下是网上说的tax-efficiency的排名，但我不是很清楚expected return是怎么拍的
呢。我只知道b... 阅读全帖 |
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c**********y
发帖数: 24 | 22 在wiki roth ira上看到这么一段话，应该对你想转roth有帮助，转401k就不太清楚。
One major caveat to the entire "backdoor" Roth IRA contribution process,
however, is that it only works for people who do not have any pre-tax
contributed money in IRA accounts at the time of the "backdoor" conversion
to Roth; conversions made when other IRA money exists are subject to pro-
rata calculations and may lead to tax liabilities on the part of the
converter.[12]
For example, if someone has contributed $10,000 post-tax and $30,000 pre-ta... 阅读全帖 |
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i******t
发帖数: 29 | 23 来自主题: JobHunting版 - 税改出来了 from what I see online, when taxable income is below $24000, it is 0%. but
if the taxable income is above $24000, it is flat 12% from $0-$90000. it is
a bit ambiguous so my interpretation could be wrong. However, it is even
better if it means the first $24000 is 0%, hehe
Pretty sure it is on taxable income, not gross adjusted income so need to
count the $24000 standard deduction. |
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s******5
发帖数: 549 | 24 I have the same question about tax on the donee. I asked my local Chase Bank
and the banker told me there is an annual limit of the gift that is non
taxable.
I check the IRS website, it says:
"The general rule is that any gift is a taxable gift. However, there are
many exceptions to this rule. Generally, the following gifts are not taxable
gifts.
1.Gifts that are not more than the annual exclusion for the calendar year.
2.Tuition or medical expenses you pay for someone (the educational and
medic |
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a****t
发帖数: 1056 | 25 http://www.redfin.com/about/press/releases/pr-irs-ruling
http://www.redfin.com/buy-a-home/refund
on redfin, you can get 1.0-1.3% back for regular and foreclosures, and 0.1%
for shortsales
Get More Without Compromise
Typically, the seller of a home pays a commission of 5% which is split
between the seller's agent and the buyer's agent. Traditional brokerages
keep all of their commission.
When you buy with Redfin, we share a portion of our commission with you so
you can get thousands of dollars ba... 阅读全帖 |
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p**********g
发帖数: 9558 | 26 http://www.getarebaterealestate.com/about_the_rebate_116454.htm
Any real estate attorney will also confirm that rebates are allowed, we have
actually worked with several of them, and below is an attorney, tax expert
and author who confirms that no tax consequences are involved with the
rebate. Per the Department of Justice and the IRS, the rebate lowers the
cost of the home, saving you money. To have to pay tax on that would be like
trying to tax you on the amount you negotiated to a lower price... 阅读全帖 |
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T*********n
发帖数: 804 | 27 总家庭收入7万4千上下的话，联邦tax bracket区别是很大的：上交15%的税和25%的税
的区别！！
15% on taxable income over $18,150 to $73,800, plus
25% on taxable income over $73,800 to $148,850, plus
28% on taxable income over $148,850 to $226,850, plus
楼主不去工作说不定总收入还多一点。 |
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b*******3
发帖数: 71 | 28 谢谢我算了一下，好像没有hit AMT,请专家看看有没有错
http://www.cbiz.com/page.asp?pid=11059
Alternative Minimum Tax (AMT)
The 2012 Tax Relief Act not only permanently increased the AMT exemption,
but it also indexed the exemption for inflation for the first time. For 2014
, the AMT exemption increases from $80,800 to $82,100 for married couples
filing jointly and from $51,900 to $52,800 for single filers. The AMT
exemption is reduced by 25 percent of the amount by which alternative
minimum taxable income exceeds $156,... 阅读全帖 |
|
l**i
发帖数: 243 | 29 不好意思，刚才在Family版发过一个贴，发现这里可能更合适...
我给IRS发的问题
I am going to move to U.S. from China very soon with L1B visa. I already
got a job offer from a U.S. company. So I will start to work once I
arrive.Since I am going to settle down in U.S., I want to move my money
from China.The total amount could be $250,000.
I have several concerns about tax and the money transferring might need
your clarification:
1) Due to the restriction of banks in China, every people can only wire
$50,000 out during one year. So ... 阅读全帖 |
|
z****l
发帖数: 5282 | 30 ☆─────────────────────────────────────☆
pettybaby (早日毕业) 于 (Sat Jan 1 01:52:43 2011, 美东) 提到:
最近在版上发了很多信用卡，cs，shopper的帖子，不过跳出来看，那些都是小家子。
我觉得要真正省钱，甚至生钱还是要靠缴税还有投资方面的。不过这方面我是白痴，比
如，我感兴趣的有：
（1）缴税方面
Non-resident（如俺这样穷学生）和Resident（绿卡们）在那几个方面可以合法地少缴税？如何利用各种每年的Tax Deduction？我知道很多deduction是use it or lose it，比如那个IRA每年几千什么的。所以这么多机会不用太浪费了。还比如用morgage抵税，charity什么的。
(2)投资方面
各位如何看待现在的股市还有房市啊？在其中的和不在其中的，各位对未来走向怎么看啊？我是挺看好未来一年的股市的，应该比存CD甚至麻烦的rewards checking盈利多。不过新手入市需要注意什么吗？
总之，各位过来人分享一下你们的经验吧。俺知道很多问题挺复杂，就给... 阅读全帖 |
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y****i
发帖数: 17878 | 31 credit card bonuses, cash back, points, and miles are considered to be
rebate, therefore generally not taxable.
for banking accounts, they are taxable most of time.
for brokerage accounts, taxable if the bonus is worth more than $600. |
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l****i
发帖数: 473 | 32 给这种大额的gift不光不能deduct，还可能要另交gift tax.
Example 3. You gave $25,000 to your 25 year-old daughter. The first $14,
000 of your gift is not subject to the gift tax because of the annual
exclusion. The remaining $11,000 is a taxable gift. As explained later under
Applying the applicable credit to gift tax, you may not have to pay the
gift tax on the remaining $11,000. However, you do have to file a gift tax
return.
但是也有办法的。
Gift Splitting:
Example. Harold and his wife, Helen, agreed to split the g... 阅读全帖 |
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N**y
发帖数: 33 | 33 我的情况确实比较复杂，说实话也确实容易让州税局起疑。先简单介绍一下。
我和女友 2016 年夏天 从 A 州毕业，女友找到了 B 州的工作。lease 结束后，随女
友从 A 州搬到 B 州。我在搬家前接收了 C 州某公司的 job offer，但当时距离开始
工作还有两周，所以我先待在了 B 州。
公司原计划想让我去 C 州总部待一段时间，之后回 A 州 remote。但是之后由于公司
安排改变，我不用再回 A 州。我在 C 州短暂待过一段时间以后，便在 B 州 remote
了。也就是说，我自从毕业后从 A 州搬出后，从未再回过 A 州。绝大多数时间都在 B
州 remote 工作。
但这里有一个问题，我接受公司 job offer 的时候，尚住在 A 州，也不知道未来在 B
州的地址。所以给公司 HR 的地址用的是 A 州的。之后一直忘了改，今年 3 月准备
报税，才发现一直被扣 A 州的州税，而不是 B 州。（真的是才发现，本人比较大条，
懒得看工资单）
在 A 州上学期间，我全部的收入只有 TA/RA，奖学金，炒股的收益以及 dividend。因
为还是 F-1，虽然超过了 ... 阅读全帖 |
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e***e
发帖数: 1040 | 34 Rolaids coupon can be applied to a large group of products such that it has
to be like a wildcard. When it is scanned, you can see several options
displayed on the right hand side of the screen which prompts the cashier to
enter if the specific item in the transaction is taxable or not.
Typically it is taxable. If the combined amount of your extra bucks is
larger than the total of the order, a trick to get out of the hassel is to
choose non-taxable ... you have to pay several cents more though. |
|
e***e
发帖数: 1040 | 35 992是wildcard,各个店register program不同.CVS是问cashier是taxable不taxable
那个小二肯定知道该怎么办,就是不原意收那个胖子.你给她1 off的她看也挺难缠的就
按个taxable就过了
****************************
给俩包子吧,二姐穷死了
tx
any
just |
|
X*********u
发帖数: 30 | 36 最近收到一个IRS的催款信,说我2011的税claim的不对，要补交3000块。我2009年2月J1
到达美国，按理说tax treaty 第19条对于2011年（第三个calendar year）还是生效的
啊！
使我更加困惑的有两个问题：
1。我2008年初B1签证来美国开了个会，是否算前三年免税中的一年？我持J1的前三年
是2009、2010、2011
2。我W2上写的是32000收入，如果tax treaty对我有效，那么taxable income应该是0
。奇怪的是IRS更正还说我可以免9500，我的taxable income是22500。这9500从何而来
啊，如果我不符合tax treaty，那也是只免3500的taxable income。。。？
还有一点，就是我的大学一直没给我扣social security税，但是我收到的IRS的催款信
,对此只字未提，和这个有关系么？
我appeal能行不？
谢谢！！！ |
|
q*d
发帖数: 22178 | 37 ☆─────────────────────────────────────☆
dangco (dangco) 于 (Fri Jul 13 04:23:25 2012, 美东) 提到:
海归前家庭收入接近40万美金，偶尔公司股票给力有时多点，平常花销大概生活费2000
刀左右纯吃喝，1年到头计划的花钱，不买奢侈品，能存在6万多吧
~~~你这个海归前的数字我怎么看不懂呢？ 40w就算40%的税，还能剩下24w吧，一年花
生活费就算3000*12 = 36000，也应该能存20w，而不是6w多吧。你一年交14w的房贷车
贷？
上海租房适合有家有口，条件中等偏上要1万一月
~~能租得起这么贵房子的人，都应该能买得起房了。。。
出去吃一家一次500以上，便宜的饭店不敢去，而且环境脏
~~2个大人加1个不会上学的小孩儿吃500？上海一般的中餐馆子没有这么贵吧。除非你
是去吃西餐，日餐等上档次的餐厅。你这种餐厅在美国也很贵，人均也得上百刀。自己
看下面的点评网介绍。
http://www.dianping.com/shoplist/all_1_10
综上，你挖坑还真给力。
☆─────... 阅读全帖 |
|
z***n
发帖数: 39 | 38 "An S corporation is a corporation formed under state civil law or any
business entity, (such as a partnership or LLC that elects to be taxable as
a corporation for tax purposes), that elects under federal law to be taxed
under Subchapter S. An entity that has elected to be taxable as an S
corporation for federal tax purposes is also treated as an S corporation for
California tax purposes. An S corporation generally offers liability
protection to its owners (shareholders) and is a conduit where ... 阅读全帖 |
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m*****o
发帖数: 2084 | 39 我自己没有买过Warrant，所以上来问问。
按照他的说法， 一股普通股， 给0.53股认股权，
认购价格为45$/share。感觉还是有利可图的呀，
没有人准备买入吗？
另外，按照他们的term，我们Jan 12， 2011当天买入是不是
就可以了？
另外，有没有人讲一下，如何exercise 这个warrant？
可以立马转手卖掉，套现走人吗？
我的计划是，Jan 12, 2011, 买入500股AIG，假定55/share. 应该保证拿到warrnt,
270share warrant 45$/share.
然后， 一个星期后卖掉AIG, 还是55/share, 假定股本身不赚钱。
再拿这个钱去买270 share的 warrant share 45$/share.，再在
55$/share卖掉。
这样，大概有2700$的进账。
这种做法有没有什么问题？ 会不会被套牢？
大家讨论一下吧。
http://www.marketwatch.com/story/aig-board-of-directors-approve
AIG Board of Directors Approves ... 阅读全帖 |
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a********t
发帖数: 4508 | 40 我也有例子一个。不完全一样。但说明问题。
Tax Calculation Example
Mary is a single taxpayer with $350,000 of taxable income. Her income is
taxed in each of the tax brackets, as follows:
$782.50 (tax on the first $7,825 of Mary's income, taxed at the 10% rate),
plus
$3,603.75 (tax on the income between $7,825 and $31,850, taxed at the 15%
rate), plus
$11,312.50 (tax on the income between $31,850 and $77,100, taxed at the 25%
rate), plus
$23,450.00 (tax on the income between $77,100 and $160,850, taxed at the 28%
rate... 阅读全帖 |
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w**k
发帖数: 6722 | 41 You're right.
Fourth, it doesn't matter whether you buy the stock back within the same
taxable account or in a different account (other taxable account, IRA, etc.)
. So, you cannot sell the stock in your taxable account and two weeks later
buy it back in your IRA. - See more at: http://wiki.fool.com/Wash_sale#sthash.ncmTcPNJ.dpuf
capital |
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w********u
发帖数: 545 | 42 刚发现optionshouse可以自己设置卖股的方式，有6种。不知道用optionshouse的，有
没有注意到这个。好像默认都是FIFO。大家都用的是哪种方式呀？不过这里的可能都是
一年内短期的买卖，都是short term capital gain,所以也都没什么差别了。但是如果
涉及到有长期仓位和短期仓位的时候，这可是10%的tax的差别呀。不知道我的理解对吗？
These 6 options are the settings that will help you manage your after tax
portfolio performance.
First In First Out (FIFO)
Selecting this option will result in those lots which you purchased first to
be sold first.
Last In First Out (LIFO)
Selecting this option will result in those lots which you purchased last t... 阅读全帖 |
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W***n
发帖数: 11530 | 43 A Third-Quarter Mutual Fund Scorecard
By Christine Benz | 09-30-15 | 06:00 AM | Email Article
After remarkably smooth sailing for six-plus years, many investors had been
bracing themselves for volatility. They got it in the third quarter of 2015,
when a broad swath of investment types--especially stocks--took a tumble.
Worries over global growth, especially in emerging markets, was the key
catalyst for the sell-off. Although stocks had started to look shaky earlier
in the quarter, the Federal Re... 阅读全帖 |
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z*****7
发帖数: 888 | 44 没有-2%这么夸张，不过还真是有这么点儿意思，IRA out perform taxable
不少。Taxable里买的都是倾向于buy&hold的big name于是表现被几个telecom和energy
拉了后腿。再一个IRA里不担心税的问题所以还多了不少快进快出的小操作，taxable里
也不会搞这些。 |
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A**H
发帖数: 4797 | 46 relocation expense has two parts: taxable and non-taxable.
for taxable part, say you spend $500 in meals during relocation, and get it
back from your company, you need pay tax on the 500 (I guess the reason is
that you got to eat anyway). |
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h**l
发帖数: 15 | 47 2008年报税截止于4/15日。我做了一个计算器。
首先决定你的status, 输入你的小孩的个数（如有），2008全年的收入 （W2上的），
你想要放入的 traditional IRA 的数量 （最多 5000， 收入有上限），你应缴的税将
被算出来。然后输入你实际被扣的联邦税，你的退款数或补交的部分就知道了。
这只是很简单的情形，对于有 schedule 的 （房贷利息，房产税，投资收益或损失）
， 或有别的可抵税的，如学费，搬家费，等等等等，他们只是影响你的 taxable
income. 你可在 Others 一栏里调节。
注：1）我表里最终算出来的 Total Tax 会与IRS查表得出的有几美元的出入，因为IRS
根据你 Taxable Income 所在的区间 （而不是具体的taxable income) 来决定你的
Total Tax。 不过他们只有几块钱的差别。
2）关于status， 一般 F 或 B 签证的是 non-resident alien； 而2008年7月1日以前
开始的 H 或 J 签证的是 resident alien. 夫妻如一方是non-res |
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h**i
发帖数: 192 | 48 From:Taxcut (100K-200K range average)
salaries: 119,789
interest income: 3,522
dividends: 5,403
Taxable pensions: 35,849
unemployment comp: 4,687
My family:
salaries: XXX,XXX
interest income: XX
dividends: XXX
Taxable pensions: 0
unemployment comp: 0
现在才明白什么叫“死工资”。老美的财路真广阿。
大家有没有什么建议把这几项提高到national average的水平啊？
interest income: 3,522
dividends: 5,403
Taxable pensions: 35,849
unemployment comp: 4,687 (这个估计要绿了之后才有机会了） |
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w******7
发帖数: 36 | 49 各位：
请问08年 在两个学校呆， 怎么报州税 呢 ？
联邦税是 将两个 w2表格 加起来， 然后 减去 那些 deduction , 得到 taxable
income.
报 州税的时候 需要填 taxable income, 应该不是 将 联邦税是 算得的 taxable
income 填到两个州税的表格上 吧 ？那样也太不划算了吧 ，
请 有过经历的朋友指点， 十分 感谢
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S*******n
发帖数: 1867 | 50 我用opt在其他州拿到的工资算不算taxable的 income
Ohio School District Taxable Income Amount 现在是和state taxable income一样
但是state tax return的时候通过schedule d减掉了 因为所有的都不算state income
我现在就是不知道sd是不是和state的一样。。看了不少表 感觉这些州外的income都是
不算的 但是我不敢确定
麻烦明白人指教一下 谢谢
我要交的sd在OHIO 从9月底以后就一直到florida了 |
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