g******i
发帖数: 118 | 1 最近需要租车，我自己的保险有collision and comprehensive coverage。请问还要买
租车公司的保险不？
我刚查了麻州政府网页，上面好像是如下这么说的，是不是就是说我不用买额外的保险
了？
另外我discover卡上面写了又 “built-in car rental insurance", 是不是我只要是
用discover付了租车的钱，这个insuarance就自动有了？
多谢！
http://www.mass.gov/ocabr/consumer/insurance/auto-insurance/faq
IF I OWN AN AUTO WITH COLLISION AND COMPREHENSIVE COVERAGE, WILL MY
INSURANCE APPLY TO A RENTAL OR BORROWED PRIVATE PASSENGER AUTO?
Yes. Your collision and comprehensive insurance coverages are transferable
to a substitute rented or borrowed private passenger auto that is damaged
while it is being operated by you or members of your household with the
consent of the owner. There is no coverage under your policy for family
friends or significant others. You should be aware that your coverage is
available only if you rent or borrow a private passenger auto in the United
States or Canada. You should also be aware that your policy does not provide
coverage for a borrowed or rented truck. If you are renting a truck, you
should check with the rental company regarding the purchase of collision and
comprehensive insurance. If you are borrowing a truck, make sure you
determine whether or not the owner has purchased collision or comprehensive
coverage. If the owner does not have insurance, you may be personally liable
for any damage to that truck which is the result of your negligent
operation. If the use is for business rather than pleasure, call your agent
first. Business use is usually not covered under your personal auto
insurance policy. | f*********u
发帖数: 6298 | 2 最简单和直接的方法是打个电话问问，比你找这些要简单的多了。 |
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